Arrendamiento vs. Propio

¿Cómo decidir?

Hay una serie de factores a considerar al decidir entre arrendar o ser propietario:

  • Leasing: Lower upfront costs, but potentially higher long-term expenses.
  • Ownership: Start with just 10% down through the Programa SBA 504.
  • Pagos mensuales: Often comparable between leasing and owning.
  • Building Appreciation: Owners reap the rewards, while leasing benefits the landlord.
  • Utilize Space: Own to lease out surplus areas and reduce occupancy expenses.
  • Equity Building: Ownership translates to building retirement security.
  • Tax Advantages: Ownership offers unique tax benefits compared to leasing.

Aprende más

Póngase en contacto con uno de nuestros expertos en préstamos para obtener un arrendamiento sin costo frente a una comparación propia

Póngase en contacto con un experto en préstamos

Beneficios unificados

SBA imposes no loan limits on the first mortgage or the total project size.  The SBA loan cap is $5 million, and $5.5 million for manufacturing or energy-efficient projects - there is no limit to the number of SBA loans you can take out. 

Con un pago inicial bajo del 10 por ciento, mantiene su efectivo trabajando en su negocio. Y no se requiere garantía adicional.

El resto se divide entre la primera hipoteca (prestamista comercial) y la segunda hipoteca con TMC Financing, una empresa de desarrollo certificada (CDC).