Arrendamiento vs. Propio

¿Cómo decidir?

Hay una serie de factores a considerar al decidir entre arrendar o ser propietario:

  • Leasing: Lower upfront costs, but potentially higher long-term expenses.
  • Ownership: Start with just 10% down through the Programa SBA 504.
  • Pagos mensuales: Often comparable between leasing and owning.
  • Building Appreciation: Owners reap the rewards, while leasing benefits the landlord.
  • Utilize Space: Own to lease out surplus areas and reduce occupancy expenses.
  • Equity Building: Ownership translates to building retirement security.
  • Tax Advantages: Ownership offers unique tax benefits compared to leasing.

Aprende más

Póngase en contacto con uno de nuestros expertos en préstamos para obtener un arrendamiento sin costo frente a una comparación propia

Beneficios unificados

SBA imposes no loan limits on the first mortgage or the total project size.  The SBA loan cap is $5 million, and $5.5 million for manufacturing or energy-efficient projects - there is no limit to the number of SBA loans you can take out. 

Con un pago inicial bajo del 10 por ciento, mantiene su efectivo trabajando en su negocio. Y no se requiere garantía adicional.

El resto se divide entre la primera hipoteca (prestamista comercial) y la segunda hipoteca con TMC Financing, una empresa de desarrollo certificada (CDC).