SBA-101

(English) Real Estate Debt Consolidation: Why go 504?

(English)

Through the SBA 504 refinance program several conventional real estate loans can be consolidated and refinanced at below market rates. The best part is, the monthly payments are fixed for the life of the loan, which provides business owners control over their occupancy costs for the long term

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(English) Should I Buy A Building For My Franchise?

(English)

The Small Business Administration’s (SBA) 504 Loan Program is an accessible and affordable real estate financing solution for franchisees looking to acquire property.  The 504 loan allows you to finance the purchase, construction, or refinance of commercial real estate with long-term, record low, fixed, interest rates.

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(English) The SBA 504 Program: Why It’s an Optimal Finance Solution for Self-Storage Operators

(English)

Self-storage is attractive to investors. There’s a lot to like—low construction costs and overhead, mostly self-sufficient operation, strong consumer demand, large income potential—and it’s no longer a secret. But as the industry grows, so does market competition. When it comes to financing, the Small Business Administration (SBA) 504 program is the solution that can help keep smaller operators in the game.

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(English) Turn Equity Trapped in Real Estate into Cash with the SBA 504 Program

(English)

The SBA 504 Program provides an easy solution to potentially save small businesses thousands on their monthly occupancy costs and provides an opportunity to access cash trapped in equity. With refinance rates at record lows, currently 3.03 percent on a 25-year fixed term, now is the most opportune time to refinance with an SBA 504 loan.

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(English) 2020 Small Business Outlook

(English)

Each year, we survey our small business clients in California and Nevada to get insight on their outlook and predictions for the coming year.  According to about 250 small business owners who participated in the survey, the outlook is more optimistic than previous years.

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