The recent wildfires in Southern California have caused significant damage, displacing residents, devastating properties, and disrupting businesses. During this challenging time, there are several programs and resources available to help those affected recover and rebuild.
This guide highlights federal, state, and local resources, including the Small Business Administration’s (SBA) disaster loan programs, to assist individuals, homeowners, and businesses in their recovery efforts.
SBA Disaster Loans for California Wildfire Recovery
La U.S. Small Business Administration (SBA) offers low-interest disaster loans to help California businesses, nonprofits, homeowners, and renters recover from the devastating effects of wildfires. These loans provide vital support to repair damages, replace assets, and stabilize operations.
Key Features of SBA Disaster Loans:
- Physical Damage Loans: For businesses and nonprofits, up to $2 million to repair or replace damaged real estate, machinery, equipment, inventory, and other assets.
- Préstamos por daños económicos en casos de desastre (EIDL): Assistance for businesses and nonprofits to cover working capital needs caused by wildfire-related disruptions, regardless of physical property damage.
- Home Disaster Loans: For homeowners, up to $200,000 to repair or replace damaged property, and up to $40,000 for personal belongings.
Eligibility Requirements:
- Businesses of all sizes and private nonprofits can apply.
- Homeowners and renters in declared disaster areas are eligible for property-related loans.
- Applicants must demonstrate wildfire-related losses.
How to Apply:
Visit the SBA Disaster Assistance website to start an application or find a local Disaster Recovery Center in your area. For assistance, contact SBA’s Customer Service Center at 1-800-659-2955.
State and Federal Resources for California Wildfire Recovery
California Governor’s Office of Emergency Services (Cal OES)
Cal OES provides critical updates on wildfire containment, evacuation zones, and available resources. For information on recovery programs, visit the Cal OES Wildfire Recovery page.
FEMA Assistance for Wildfire Victims
Federal disaster declarations enable California residents and businesses to access FEMA assistance, including financial aid, temporary housing, and debris removal services. Visit DisasterAssistance.gov to apply.
California Department of Insurance
Wildfire victims can seek guidance on understanding and filing insurance claims. Access resources and support through the California Department of Insurance website.
California Chamber of Commerce
Local chambers of commerce across California are coordinating efforts to provide wildfire relief, connect businesses with resources, and facilitate recovery grants. Check with your regional chamber for opportunities.
Stay Informed
To remain updated on wildfire containment, evacuation orders, and available recovery resources, monitor: