Barbara Morrison
Founder
Barbara Morrison, a Bay Area small business advocate and civic leader, is the founder and former CEO of Financiamiento TMC, a certified Development Company that provides SBA commercial real estate financing.
In 1981, Barbara founded TMC Financing to provide access to affordable capital with the SBA 504 loan program for small business owners to purchase the real estate utilized by their business. From 6 employees lending in just the 9 Bay Area counties, TMC has grown into the largest CDC in the nation, financing projects in California, Arizona, Nevada, Oregon, and Hawaii. In 2025, TMC provided $2.4 billion in financing for 548 small businesses.
Recognizing the needs of smaller entrepreneurs, not able to take advantage of SBA real estate financing, in 1999, Barbara founded Soluciones de trabajo a Community Development Financial Institution (CDFI). Working Solutions was “incubated” in the TMC office until it grew into self-sufficiency. Today, it is one of the most successful CDFIs in the country, providing access to capital for under-served entrepreneurs.
In 2018, Barbara founded Capital de la comunidad TMC, an online, technology-based micro lender CDFI. Since its inception, TMC Community Capital has funded $20 million in microloans to more than 1,500 small businesses, maintaining a 98.5% repayment rate. Notably, 77% of returning clients receive a larger loan amount demonstrating their financial growth.
Morrison developed her passion for small business economic development early in her career while serving as deputy director of the San Francisco Mayor’s Office of Economic Development.
A former mayor and city council member for the city of Belvedere, Morrison has been widely recognized for her advocacy for women and small business owners, as well as the leadership she provided for many community and nonprofit organizations.
Community Organization
Sonoma Impact 100, co-chair Finance Committee
Jack London State Park, Board Member
Foro Internacional de Mujeres (IWF), Miembro, Capítulo del Norte de CA
Marin Museum of Contemporary Art, Advisory Board member
Marin Theatre Company, Former Board Member
TMC Community Capital, Former Board Member
Renaissance Entrepreneur Center, ex miembro fundador de la junta
Harvard Kennedy School, Women and Public Policy Women's Leadership Board, ex miembro de la junta
The Buck Institute for Research on Aging, ex miembro de la junta
Awards & Recognition
1999 – Arthur Goodman Achievement and Diversity Award
2000 – US Small Business Administration, Small Business Advocate Award
2012 – Financial Women of San Francisco, Financial Woman of the Year
2014 – SF Business Times Forever Influential
2016 – YWCA Marin Women’s Hall of Fame
2017 – CREW Network, Industry Impact Award
2017 – SF Business Times, Most Admired CEO
2017 – Oakland Chamber of Commerce, Top East Bay Women Business Owners
2017 – Coleman Report, TMC named Main Street Lender of the Year
2021 – Top Lender Influencer, Globe St. Real Estate
2023 – TMC recognized as #1 SBA 504 lender in the nation for 3rd consecutive year
2024 – TMC named Bay Area Best Places to Work for 8th time (3rd consecutive year), SFBT
2025 – TMC named Bay Area Best Places to Work for 9th time (4th consecutive year), SFBT