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1611 Telegraph Avenue, Suite 504
Oakland, CA 94612

Barbara Morrison

Founder and President

Barbara Morrison, a Bay Area small business advocate and civic leader, is the founder and president of TMC Financing, a certified Development Company that provides SBA commercial real estate financing.

Since 1981, TMC has provided U.S. Small Business Administration funding for real estate projects totaling more than $14 billion in California, Nevada, Arizona, and Oregon, benefiting over 7,000 businesses, and creating and retaining an estimated 60,000 jobs throughout the region. TMC consistently ranks among the top CDCs nationwide. In 2023, TMC became the largest SBA 504 lender in the nation for the 3rd consecutive year.

Barbara Morrison founded TMC Community Capital (TMC CC) in 2018 to provide an affordable alternative to predatory online lenders taking advantage of small business owners. TMC Community Capital utilizes technology and innovation to provide quick and transparent loans on a scalable platform. The mission of TMC CC is twofold, to be a safe alternative online microlender and to close the gap on lending inequalities by focusing on low-income, women-owned, and under-resourced entrepreneurs in California. Since its inception, TMC Community Capital has administered over $14 million to approximately 1,200 businesses.

Morrison developed her passion for small business economic development early in her career while serving as deputy director of the Mayor’s Office of Economic Development in San Francisco.

A former mayor and city council member for the city of Belvedere, Morrison has been widely recognized for her advocacy for women and small business owners, as well as the leadership she provided for many community organizations.

Awards & Accomplishments

1999 – Arthur Goodman Achievement and Diversity Award

2000 – US Small Business Administration, Small Business Advocate Award

2011 – San Francisco Business Times (SFBT) and law firm Allen Matkins, Northern California Real Estate Women of Influence Hall of Fame

2012 – Financial Women’s Association of San Francisco, Financial Woman of the Year

2014 – SF Business Times Forever Influential

2016 – YWCA Marin Women’s Hall of Fame

2017 – CREW Network, Industry Impact Award

2017 – SF Business Times, Most Admired CEO

2017 – Oakland Chamber of Commerce, Top East Bay Women Business Owners

2017 – Coleman Report, TMC named Main Street Lender of the Year

2021 – Top Lender Influencer, Globe St. Real Estate

2023 – TMC recognized as #1 SBA 504 lender in the nation for 3rd consecutive year

2024 – TMC named Bay Area Best Places to Work for 8th time (3rd consecutive year), SFBT

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Professional Networks

TMC Community Capital, Board Member

Member of Sonoma Impact 100, co-chair of Finance Committee

Jack London Park, Board Member

Oakland Chamber of Commerce, Economic Development Committee

International Women’s Forum (IWF), Member, Northern CA Chapter

Marin Theatre Company, Former Board Member

Presidio Bank (Now Heritage Bank), Former Advisory Board Member

Renaissance Entrepreneur Center, Former Founding Board Member

Harvard Kennedy School, Women and Public Policy Women’s Leadership Board, Former Board


The Buck Institute for Research on Aging, Former Board Member

Ceresa, Former Mentor