SBA 504 Loan Calculator
Owning is within reach.
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SBA/CDC Fees*
Total Project Cost
| Source of Funds | % of Total | Amount | Rates | Amortization | Collateral | Monthly Payment | Annual Payment |
|---|---|---|---|---|---|---|---|
| SBA 504 Loan |
%
|
|
2nd Deed | ||||
| Bank | 50% |
%
|
Years
|
1st Deed | |||
| Borrower |
%
|
||||||
| Total | 100% | ||||||
For more information, please contact:
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*Terms and Conditions
Rates
Bank rate: Estimated – will vary depending on lender.
SBA 504 rate: Determined on a monthly basis and fixed at the time of the debenture sale. Rate for current month is shown above.
Estimated Fees
Bank fees: Varies depending on lender policy.
SBA fees: 2.15% of the SBA loan plus legal fees are financed and will be included in the SBA loan amount.
Related Costs: Appraisal, environmental reports, and escrow closing costs may be included in the financing.
Legal fees (vary depending on location and SBA loan amount)
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- AZ, CA, and NV:
- SBA loan amount less than $2M = $3,500 in legal fees
- SBA loan amount over $2M = $5,000 in legal fees
- Oregon:
- SBA loan amount less than $250,000 = $3,500 in legal fees
- SBA loan amount is $250,000 to $1M = $5,000 in legal fees
- SBA loan amount is $1M to $3M = $7,500 in legal fees
- SBA loan amount is $3M or more = $10,000 in legal fees
- Hawaii:
- Any SBA loan amount – $5,000 in legal fees
- AZ, CA, and NV:
Collateral:
90% financing generally does not require additional collateral.