SBA 504 


The majority of for-profit businesses are elgible for the SBA 504 program

Occupancy: For existing real estate, you must occupy 51 percent of the property within one year of funding. For new construction, you must occupy a minimum of 60 percent of the property.

Effective March 18th, 2024 - SBA size standards will increase to accommodate inflation and make SBA 504 financing available to larger businesses. Learn more.

Size Standard: The tangible net worth of your business cannot exceed $20 million (up from $15 million). After-tax profit for the last two years cannot exceed $6.5 million (up from 5 million). Or, you may meet size standards based on the number of employees.

The personal net worth of the business owner is not a factor in determining eligibility.

If you are located in Arizona, California, Nevada, or Oregon contact one of our loan experts for a complimentary pre-qualification analysis—even before you find a property to purchase.

We’ll reach out to you within 24 hours.

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If you are located in Arizona, California, Nevada, or Oregon, contact our loan experts to discuss SBA 504 financing.