Associate Loan Officer – Remote Option Available
Estado del trabajo: regular a tiempo completo (no exento)
To apply, please email your resume in MS Word or PDF format to .
Position Summary
The Associate Loan Officer (ALO) is a developmental role within the Loan Officer job family designed to provide meaningful exposure to credit analysis, SBA submission support, portfolio risk work, and underwriting execution. This role serves as a structured entry point into the Loan Officer career path and is intended for high-potential team members preparing to transition into full Loan Officer responsibilities over time.
The ALO combines recurring production responsibilities with hands-on involvement in live transactions, building core competencies in underwriting, SBA processes, and deal execution.
Key Responsibilities
Credit and Underwriting Support
- Complete No Adverse Change (NAC) reviews and related credit support tasks
- Assist with 327s, loan increases, and modification memos
- Perform basic financial analysis to support credit evaluation
- Support Loan Officers with verifying prepaid equity injection and reviewing supporting documentation
- Assist with affiliate spreading and analysis on a project basis
- Complete appraisal review checklists and support overall credit file accuracy
SBA Submission Support
- Prepare loan files for SBA submission, ensuring completeness and proper document organization
- Support SBA submissions on an as-needed basis to assist with Loan Officer capacity constraints
- Perform manual data entry when required, including CAFS and E-Tran support
- Ensure submission packages are accurate, compliant, and submission-ready
Pre-Qualification and Workflow Support
- Manage Pre-Qual Express workflows, particularly for non-contract opportunities
- Act on assigned pre-qualification tasks through internal systems such as Salesforce
- Assist in moving deals forward by coordinating documentation and preparing files for next-stage review
Risk Rating and Portfolio Support
- Assist with origination risk rating as part of the NAC process
- Support portfolio risk rating activities in coordination with the Portfolio/Servicing team
- Maintain accuracy and consistency in risk-related data and documentation
Cross-Functional Credit Support
- Flex into priority deals or workflows where additional credit support is needed
- Assist with complex or high-volume transactions requiring additional analysis or documentation support
- Partner with Loan Officers, Closing, and Portfolio teams to support efficient execution
Calificaciones
- Bachelor’s degree in finance, accounting, or a related field; or 2-3 years of related experience; or an equivalent combination of education and experience.
- 1-3 years of experience in commercial lending, with a focus on SBA 504 loan programs and practices.
- Experience in SBA lending, commercial lending, loan processing, or credit support
- Strong organizational and prioritization skills
- High attention to detail
- Ability to perform basic financial analysis
- Strong communication and collaboration skills
- Ability to work independently in a fast-paced environment
Preferred Qualifications
- Experience with SBA 504 lending
- Familiarity with CAFS, E-Tran, Ventures, and Salesforce
- Exposure to financial spreading, affiliate analysis, and risk rating processes
- Prior experience as a Loan Processor seeking advancement into underwriting
Career Path
The Associate Loan Officer role is designed as a structured feeder into the Loan Officer position. Through direct exposure to underwriting, SBA submissions, and credit decision support, ALOs develop the skills and judgment required to transition into full Loan Officer responsibilities as readiness and business needs align.
The base pay for this role starts at $40.00 per hour and may vary based on geographic location, experience, and qualifications – plus OT and bonus!