Unlock Additional SBA Financing

Additional SBA financing: qualify with these energy efficiency improvements

SBA 504 loans benefit business owners by combining a low down payment with long-term, below-market interest rates. Adding energy efficient upgrades when you buy, build or renovate a building, can dramatically lower your occupancy costs.

Under the SBA energy-efficiency program, there is no limit to the size of projects and business owners can exceed the traditional project limit using the SBA 504 program. A business may borrow up $16.5 million from the SBA, with a $5.5 million per project maximum.

There are two ways to qualify for additional SBA financing through this program:

  1. Reduce energy consumption by 10%

For example, installing energy-efficient lighting may reduce overall energy consumption as compared to your prior or pre-renovated building. New windows, insulation, HVAC or energy-efficient equipment may also help reduce consumption.


  1. Generate renewable energy or renewable fuels to make up 10% of energy use

For example, installing solar panels and/or wind turbines to generate at least 10% of energy for business use.

See SBA 504




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