Skip to content
  • Transfer Files Securely
  • Calculate Payments
  • SBA 504 Rates ( )
  • About
    About TMC Why Choose TMC Leadership Business Development Team Press Careers
  • Blog
  • Contact
  • Open Search
  • EN
    EN ES
  • Business Owners
  • Financing
  • Resources
  • Apply
  • Brokers
  • Lenders
  • Calculate Payments
  • Apply
TMC Financing
  • Business Owners
  • Lease vs Own
  • SBA 504 va 7(a) vs Conventional Loan Comparison
  • Success Stories
  • What Our Clients Think about TMC
  • Current Borrowers
  • SBA 504 FAQs
  • Loan Servicing FAQs
  • Loan Closing FAQs
  • SBA 504 Loan Overview
  • Eligibility
  • Interest Rates
  • Loan Process & Timeline
  • Just Closed Projects
  • FAQs
  • Project Types
  • Construction or Renovation
  • Energy-Efficiency
  • Hotel 
  • Refinance
  • Special-Purpose Properties
  • Equipment Financing
  • Special Loans
  • Community Advantage Program
  • Microloans
  • Veterans
  • SBA 504 FAQs
  • Loan Servicing FAQs
  • Loan Closing FAQs
  • Video Library
Your First Name
Your Last Name
Your Information
Your Email
Your Phone
Your ZIP Code
Building Acquisition
Improvements
SBA Fees
Total Project Cost

Loan Structure

Bank
SBA 504 Loan
Borrower

Loan Interest Rates / Terms

Rates Maturity
Bank Years
SBA 504 Loan Years

Estimated Loan Payment

Monthly Annual
Bank
SBA 504 Loan

Total

For more information, please contact:

*Terms and Conditions

Rates

Bank rate: Estimated – will vary depending on lender.

SBA 504 rate: Determined on a monthly basis and fixed at the time of the debenture sale. Rate for current month is shown above.

Estimated Fees

Bank fees: Varies depending on lender policy.

SBA fees: 2.15% of the SBA loan plus legal fees are financed and will be included in the SBA loan amount.

Related Costs: Appraisal, environmental reports, and escrow closing costs may be included in the financing.

Legal fees (vary depending on location and SBA loan amount)

    • AZ, CA, and NV:
      1. SBA loan amount less than $2M = $3,500 in legal fees
      2. SBA loan amount over $2M = $5,000 in legal fees
    • Oregon:
      1. SBA loan amount less than $250,000 = $3,500 in legal fees
      2. SBA loan amount is $250,000 to $1M = $5,000 in legal fees
      3. SBA loan amount is $1M to $3M = $7,500 in legal fees
      4. SBA loan amount is $3M or more = $10,000 in legal fees
    • Hawaii:
      1. Any SBA loan amount – $5,000 in legal fees

Collateral:

90% financing generally does not require additional collateral.


Own the Business. Own the Building. Own your Future.

Get Started
SBA 504 Rates
25 Year
20 Year
10 Year

Calculate Payments Find a Loan Expert
TMC Financing
1611 Telegraph Avenue, Suite 504 Oakland CA 94612
888.989.8855 Directions

About

Leadership Press Careers Why TMC? Blog Contact Us

Getting Started

Apply How to Apply Resources Refer a Friend Secure File Transfer

Quicklinks

SBA 504 Rates Business Owners Brokers Lenders Video Library
To Receive TMC Emails, Please Enter Your Email Address

Connect

linkedin facebook twitter youtube instagram
We dedicate this site to the women and men who put everything on the line for their small businesses—the heartbeat of the American economy.
  • Privacy and Terms
  • © 2025 TMC Financing, All Rights Reserved

Search Site

Generic selectors
Exact matches only
Search in title
Search in content
Post Type Selectors
Generic selectors
Exact matches only
Search in title
Search in content
Post Type Selectors
EN
EN ES
Close Menu
  • Business Owners
    • Business Owners
    • Lease vs Own
    • SBA 504 va 7(a) vs Conventional Loan Comparison
    • Success Stories
    • What Our Clients Think about TMC
    • Current Borrowers
    • SBA 504 FAQs
    • Loan Servicing FAQs
    • Loan Closing FAQs
  • Financing
    • SBA 504 Loan Overview
    • Eligibility
    • Interest Rates
    • Loan Process & Timeline
    • Just Closed Projects
    • FAQs
    • Project Types
    • Construction or Renovation
    • Energy-Efficiency
    • Hotel 
    • Refinance
    • Special-Purpose Properties
    • Equipment Financing
    • Special Loans
    • Community Advantage Program
    • Microloans
    • Veterans
    • SBA 504 FAQs
    • Loan Servicing FAQs
    • Loan Closing FAQs
    • Video Library
  • Resources
  • Apply
  • Brokers
  • Lenders
  • About
    • About TMC
    • Why Choose TMC
    • Leadership
    • Business Development Team
    • Press
    • Careers
  • Blog
  • Contact
  • Transfer Files Securely
  • Calculate Payments