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84 W. Santa Clara St., Suite 830
San Jose, CA 95113


South Bay, Silicon Valley, Central Coast

Bruce Whitaker

Senior Vice President, Business Development

Bruce Whitaker is senior vice president of business development for TMC Financing, focused on serving small business clients throughout San Francisco’s South Bay.

With about 20 years of SBA 504 lending industry experience, Bruce helps small and medium-sized businesses become owners of the buildings from which they operate their business. Through education and consultation, he is able to provide optimal financing that allows business owners not only to control their occupancy costs but also to control their destinies. Often, the building that is purchased for the business owners’ operations becomes an income source in retirement.

Bruce has been with TMC for 13 years, leading TMC’s San Jose office and becoming a top producer for TMC. Bruce has worked in the financial services sector in the South Bay since 1985, after graduating from San Jose State University. He started his professional career as a stockbroker for Dean Witter Reynolds, then as a business development officer for Dun & Bradstreet. He made a career change to commercial lending in 1997. Prior to joining TMC in 2005, he was a commercial lender with Wells Fargo Bank and Bank of America.

Bruce is consistently recognized as a top 504 lender by the Silicon Valley Business Journal. Bruce is most proud of his loyal referral sources, “When the best in the industry view you as a valuable partner, you know you must be doing something right.”


The SBA 504 rates are a lot better for small businesses like us to get our payments down. TMC Financing was very professional, very responsive.

— Alex Hariz, Owner of HoopSphere

It was really a pleasure to work with Bruce. We made a great team, the two of us.

— Nick Hoppe, Owner of Ocean Beach Sportswear

Bruce and the TMC team get 5+ stars. They were approachable, responded immediately to questions, and helped us find the best solution when issues came up. They were always a pleasure to talk to.

— Nick Hoppe, Owner of Ocean Beach Sportswear

Now that the dust has started to settle, I really would like to thank Bruce, Stella and Nina for the heroic efforts that they put in to make our funding possible. We had an extremely complicated loan, with nine parties, and a very limited time to close escrow. The TMC team pulled off an amazing collection and review of literally hundreds and hundreds of pages of supporting documents, coordinated with our purchaser, loan agents and met our deadline. Your team was outstanding in every way, courteous, competent, conscientious and always completely professional. We thank you all immensely for making our new office possible!

— David K. Trager, M.D.

TMC did awesome! Bruce Whitaker gave us a very thorough explanation of what products were available in the purchase of our building and educating us about how the process would go. Because of his experience we were able to identify and avoid potential hurdles. TMC has been fantastic.

— Tina Burke, Owner