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SBA 504 Loan Calculator

Owning is within reach.


Total Project Cost
Source of Funds % of Total Amount Rates Amortization Collateral Monthly Payment Annual Payment
SBA 504 Loan
2nd Deed
Bank 50%
1st Deed
Total 100%

Email or Print Your Estimate to Unlock Results

For more information, please contact:

Mike Sarthough at 619.609.1048 or


Merri Adams at 760.607.2239 or


Download our SBA 504 loan calculator app for your mobile phone:

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Terms and Conditions


Bank Rate is estimated – will vary depending on lender.
SBA Rate is fixed at the time of the debenture sale. Rate for current month is shown.

Estimated Fees

Bank Vary depending on lender policy.
SBA 2.15% of SBA loan plus legal fees are financed and therefore included in the SBA loan amount. 
Related Costs Appraisal, environmental reports (if required), and escrow closing costs (including insurance and legal closing costs) may be included in the loan.


90% financing generally does not require additional collateral.

*Bank rate: Estimated – will vary depending on lender.

*SBA 504 rate: Determined on a monthly basis at the time of debenture sale and fixed for the term of the loan.

*SBA fees: Include 2.15% of the SBA 504 loan amount plus legal fees. SBA fees are fully financed and therefore included in the loan amount.