SBA 504 Loan Calculator

Owning is within reach.

Building Acquisition

Improvements/Other

SBA/CDC Fees*

Total Project Cost

Your Information*

Project Region (ZIP Code)*

Check this box if you are a manufacturer. In this case the SBA 504 loan portion maximum is increased to $5.5 million.

Check this box if the project will incorporate green energy savings. In this case the SBA 504 loan portion maximum is increased to $5.5 million.

Source of Funds	% of Total	Rates	Amortization	Collateral
SBA 504 Loan	%		Years	2nd Deed
Bank	50%	%	Years	1st Deed
Borrower	%
Total	100%

Email Your Estimate and Sign Up to Receive SBA 504 Rate Updates

Please have a TMC Financing representative contact me

Check if you would like for a TMC Financing Business Development Officer to contact you regarding your scenario.

Email Estimate Print Reset

For more information, please contact:

Geoffrey McGivern at 602.882.7198 – or Chris Bane at 602.290.8836 –

Chris Hunter 702.469.6077 or

Bryce Fennell at 925.285.9868 or

John Rockwell at 310.499.8921 | or

Jennifer Davis at 310.499.8921 | or

Dean Aloe at 626.487.3325 |

Armen Madatyan at 424.241.8998 |

Jennifer Davis at 310-499-8921 or

Andrew Erickson at 951.249.1816 or

Will Dendy at 858.472.1322 or

Andrew Erickson at 951.249.1816 or

Will Dendy at 858.472.1322 or

Jim Azevedo at 916.873.5141 or

Bruce Whitaker at 408.483.9599 or

Anna O’Brien at 415.272.4544 or

TMC at 415.989.8855 or

Anna O’Brien at 415.272.4544 or

Kalia Clark at 808.223.8098 or

Download our SBA 504 loan calculator app for your mobile phone:

*Terms and Conditions

Rates

Bank rate: Estimated – will vary depending on lender and project. Bank rate could substantially higher or lower than this estimate.

SBA 504 rate: Determined on a monthly basis and fixed at the time of the debenture sale. Rate for current month is shown above. The rate for manufacturers is .209 lower than the standard rate.

Estimated Fees

Bank fees: Varies depending on lender policy.

SBA fees: 2.65% of the SBA loan plus legal fees are financed and will be included in the SBA loan amount. It is 2.15% of the SBA loan for manufacturers.

Related Costs: Appraisal, environmental reports, and escrow closing costs may be included in the financing.

Legal fees (vary depending on location and SBA loan amount)

- AZ, CA, and NV:
  1. SBA loan amount less than $2M = $3,500 in legal fees
  2. SBA loan amount over $2M = $5,000 in legal fees
- Oregon:
  1. SBA loan amount less than $250,000 = $3,500 in legal fees
  2. SBA loan amount is $250,000 to $1M = $5,000 in legal fees
  3. SBA loan amount is $1M to $3M = $7,500 in legal fees
  4. SBA loan amount is $3M or more = $10,000 in legal fees
- Hawaii:
  1. Any SBA loan amount – $5,000 in legal fees

Collateral:

90% financing generally does not require additional collateral.