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TMC Financing

About SBA 504 Loans

SBA 504 Loans

SBA 504 loans enable business owners to buy commercial real estate and other fixed assets at below-market, long-term, fixed interest rates. Fully amortized over 25 years, these payments carry no balloon payment.

You can use loan proceeds to construct new or upgrade existing buildings, purchase equipment (10 yr. life expectancy), or convert facilities to energy efficiency.

Most for-profit businesses qualify.

SBA 504 loans feature:

  • Down payments as low as 10%
  • Below-market interest rates, fixed for 25 years
  • No maximum total project cost
  • The ability to include closing and other soft costs to total project cost

About TMC Financing

TMC Financing, a Certified Development Company (CDC), works closely with the Small Business Administration (SBA) to secure funding for small business owners to purchase fixed assets, such as commercial real estate and equipment, for their business. TMC Financing is the #1 SBA 504 commercial real estate lender in the nation.

TMC Financing is committed to helping guide business owners through every step of the SBA loan process. Our role as your advocate starts with obtaining your loan approval and continues for the 25-year life of the loan.

Since 1981, TMC Financing has provided over $10 billion in financing for more than 6,000 businesses across Arizona, California, Nevada, and Oregon. Our industry-leading experience and expertise allow us to offer unparalleled service to our clients and partners in facilitating SBA financing.

Contact us if your business is located in Arizona, California, Nevada or Oregon and want to learn more about SBA 504 financing.