SBA 504 

Eligibility

The majority of for-profit businesses are elgible for the SBA 504 program

Occupancy: For existing real estate, you must occupy 51 percent of the property within one year of funding. For new construction, you must occupy a minimum of 60 percent of the property.

Effective March 18th, 2024 - SBA size standards will increase to accommodate inflation and make SBA 504 financing available to larger businesses. Learn more.

Size Standard: The tangible net worth of your business cannot exceed $20 million (up from $15 million). After-tax profit for the last two years cannot exceed $6.5 million (up from 5 million). Or, you may meet size standards based on the number of employees.

The personal net worth of the business owner is not a factor in determining eligibility.

If you are located in Arizona, California, Nevada, or Oregon contact one of our loan experts for a complimentary pre-qualification analysis—even before you find a property to purchase.

We’ll reach out to you within 24 hours.

Get Started

If you are located in Arizona, California, Nevada, or Oregon, contact our loan experts to discuss SBA 504 financing.