{"id":9782,"date":"2018-10-10T12:56:35","date_gmt":"2018-10-10T19:56:35","guid":{"rendered":"https:\/\/www.tmcfinancing.com\/?p=9782"},"modified":"2021-05-10T20:30:24","modified_gmt":"2021-05-11T03:30:24","slug":"san-rafael-grocer-utilizes-sba-504-program","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/san-rafael-grocer-utilizes-sba-504-program\/","title":{"rendered":"San Rafael Grocer utiliza el programa 504 de la SBA para hacer realidad el supermercado de servicio completo de sus sue\u00f1os"},"content":{"rendered":"

Mercado de Andy<\/span><\/span>\u00a0abre\u00a0<\/span><\/span>Noticias<\/span><\/span>especialidad\u00a0<\/span><\/span>S<\/span><\/span>desgarrado<\/span><\/span>\u00a0y lugar de reuni\u00f3n de la comunidad<\/span><\/span>\u00a0<\/span><\/em><\/h3>\n

\"\"<\/p>\n

Andy Bachich, propietario de\u00a0Mercados locales de Andy<\/a>, naci\u00f3 y se cri\u00f3 en San Rafael, CA y siempre so\u00f1\u00f3 con abrir una tienda de abarrotes de servicio completo en su ciudad natal. Hoy en d\u00eda, es el orgulloso propietario y operador de una tienda de comestibles favorita local con tres ubicaciones. Gracias al Financiamiento de TMC y al Programa de Pr\u00e9stamos 504, Andy pudo construir la tienda de comestibles de sus sue\u00f1os, adornada con un estilo marinero, con solo un 10 por ciento de anticipo.\u00a0<\/span><\/p>\n

C\u00f3mo<\/b>\u00a0Andy<\/b>\u00a0<\/b>Bachich<\/b>\u00a0Desafi\u00f3 las probabilidades\u00a0<\/b>y abri\u00f3 su mercado en la Marina<\/b>\u00a0<\/span><\/p>\n

La primera oportunidad de Andy de abrir una tienda lleg\u00f3 en 2008, cuando el antiguo mercado de Loch Lomand se encontraba en un estado de grave declive. Los expertos indicaron que hab\u00eda\u00a0sin justificaci\u00f3n econ\u00f3mica para una tienda de comestibles especializada<\/a>\u00a0almacenar en esta ubicaci\u00f3n; Sin embargo, Andy, decidido a triunfar, convenci\u00f3 al Ayuntamiento de que esta ubicaci\u00f3n era perfecta para\u00a0SU<\/i>\u00a0mercado.\u00a0\u00a0<\/span><\/p>\n

Andy firm\u00f3 un contrato de arrendamiento en el edificio Loch Lomand y lanz\u00f3 el "Mercado de Andy" original. Andy describi\u00f3 la ubicaci\u00f3n original como un 'reparador-superior' y, en \u00faltima instancia, fue un trampol\u00edn para ser due\u00f1o de un\u00a0mercado de comestibles de especialidad en el agua<\/a>. Aunque seis propietarios anteriores no pudieron mantener las operaciones comerciales en esta ubicaci\u00f3n, Andy oper\u00f3 con \u00e9xito aqu\u00ed durante 10 a\u00f1os.\u00a0<\/span><\/p>\n

Durante este tiempo, Andy Market se convirti\u00f3 en un favorito local con seguidores fieles, mientras que Andy nunca vacil\u00f3 en los planes para su propio mercado n\u00e1utico en el agua.\u00a0\u00a0<\/span><\/p>\n

\"\"<\/b><\/p>\n

A<\/b>Pr\u00e9stamo 504 de la SBA de ndy<\/b>\u00a0<\/b>\u00a0<\/span><\/p>\n

En 2017, Andy aprovech\u00f3 la opci\u00f3n de compra en su contrato de arrendamiento y tom\u00f3 posesi\u00f3n del edificio de 15,000 pies cuadrados. Andy utiliz\u00f3 el Programa 504 de la SBA, lo que le permiti\u00f3 financiar la propiedad, el equipo y todas las mejoras con solo un pago inicial del 10 por ciento. Desde la firma del contrato de arrendamiento original, la empresa invirti\u00f3 alrededor de $3.5MM para mejorar la tienda. El pr\u00e9stamo 504 pudo reembolsar a la empresa los gastos incurridos.\u00a0\u00a0<\/span><\/p>\n

\u201cAl comprar el edificio que alquilamos originalmente, tenemos m\u00e1s control\u201d, explica Andy. \u201cComo somos nuestro propio propietario, sabemos que en el futuro tenemos opciones. Si decidimos ir en otra direcci\u00f3n, podemos alquilarlo. \u00a1En veinte o treinta a\u00f1os, seguir\u00e1 siendo un edificio comercializable! Pero por ahora, estamos muy contentos de poseer este espacio \u00fanico y de poder servir a nuestra comunidad con productos locales y un excelente servicio al cliente.\u00a0“<\/span><\/p>\n

El 15 de julio de 2018, despu\u00e9s de una d\u00e9cada de perseverancia, Andy y su esposa Troy lanzaron la gran inauguraci\u00f3n del nuevo\u00a0Mercado local de Andy<\/a>. La tienda est\u00e1 llena de decoraci\u00f3n marina, que incluye botes de madera personalizados para exhibir productos, h\u00e9lices de botes como ventiladores de techo y marcadores de canales remodelados como l\u00e1mparas. El mercado incluye un bar de caf\u00e9, cerveza y vinos y tiene mesas al aire libre con vista al puerto deportivo para cenar. \u201cQuer\u00eda que la gente entrara y pudiera ver a sus vecinos\u201d, dijo Bachich. \u201cSab\u00eda que ten\u00eda que convertirla en una tienda muy especial\u201d, explic\u00f3 Andy.\u00a0<\/span><\/p>\n

El compromiso de Andy de promover el liderazgo de las peque\u00f1as empresas fue reconocido al recibir el premio a la Peque\u00f1a Empresa del A\u00f1o de North Bay en 2017 y la Ciudad de\u00a0Premio Ciudadano del A\u00f1o de San Rafael en 2018<\/a>.\u00a0<\/span><\/p>\n

Acerca de los pr\u00e9stamos inmobiliarios 504 de la SBA<\/b>\u00a0<\/span><\/p>\n

El programa de pr\u00e9stamos 504 de la Small Business Administration permite a los propietarios de peque\u00f1as empresas financiar bienes ra\u00edces comerciales y otros activos fijos con tasas de inter\u00e9s fijas a largo plazo por debajo del mercado. Los pr\u00e9stamos SBA 504 se pueden utilizar para financiar el costo total del proyecto, que puede incluir el precio de compra, la construcci\u00f3n \/ renovaciones, el equipo, los costos indirectos y los costos de cierre. Al permitir a los propietarios mantener su capital en funcionamiento para hacer crecer el negocio y crear puestos de trabajo, el programa 504 proporciona estabilidad a largo plazo a las empresas y las comunidades.\u00a0Los due\u00f1os de negocios pueden confirmar que cumplen con los requisitos para un pr\u00e9stamo 504 de la SBA visitando el sitio web de TMC Financing<\/a>.\u00a0<\/span><\/p>\n

Acerca de la financiaci\u00f3n de TMC<\/b>\u00a0<\/span><\/p>\n

TMC Financing es el CDC n\u00famero uno en el norte de California y se ha clasificado entre los cinco mejores CDC a nivel nacional durante dos d\u00e9cadas. Durante los \u00faltimos 35 a\u00f1os, TMC ha proporcionado m\u00e1s de $9 mil millones en financiamiento para m\u00e1s de 5,000 negocios en California y Nevada. Para obtener m\u00e1s informaci\u00f3n sobre\u00a0Los pr\u00e9stamos 504 de la SBA y las empresas locales que apoyan, visite tmcfinancing.com<\/a>.\u00a0<\/span><\/p>","protected":false},"excerpt":{"rendered":"

Andy Bachich, propietario de\u00a0Mercados locales de Andy<\/a>, naci\u00f3 y se cri\u00f3 en San Rafael, CA y siempre so\u00f1\u00f3 con abrir una tienda de abarrotes de servicio completo en su ciudad natal.<\/p>","protected":false},"author":29,"featured_media":9783,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[175,192,161,6],"tags":[387,403,383,385,404,320,384],"class_list":["post-9782","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-marin","category-northern-california","category-retail","category-success-stories","tag-504-loans","tag-andys-market","tag-client-success","tag-loans","tag-marin","tag-sba","tag-small-business-loans"],"acf":{"related_posts":null},"yoast_head":"\nSan Rafael Grocer utilizes SBA 504 Program to Realize his Dream Full-Service Grocery Store\u00a0| TMC 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