{"id":9571,"date":"2018-09-06T15:47:28","date_gmt":"2018-09-06T22:47:28","guid":{"rendered":"https:\/\/www.tmcfinancing.com\/?p=9571"},"modified":"2021-05-10T20:30:22","modified_gmt":"2021-05-11T03:30:22","slug":"humble-beginnings-to-successful-business","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/humble-beginnings-to-successful-business\/","title":{"rendered":"Desde humildes comienzos hasta exitosos propietarios de negocios y propiedades"},"content":{"rendered":"

El financiamiento de TMC ayuda a Rough Linen a obtener el control total del negocio con varios pr\u00e9stamos 504<\/em><\/h2>\n

\"\"Tricia Rose comenz\u00f3 Lino \u00e1spero<\/a> casi por accidente. Inspirada por la ropa de cama de la familia de su abuela, Tricia comenz\u00f3 a hacer ropa de cama para ella y luego para sus amigos y amigos de amigos. Hoy en d\u00eda, Rough Linen es una peque\u00f1a y pr\u00f3spera empresa artesanal que ha trasladado con \u00e9xito todos los aspectos de sus operaciones desde una sala de estar a un espacio alquilado y finalmente a su propio<\/em> instalaciones. Tricia, la propietaria de Rough Linen, utiliz\u00f3 la Programa SBA 504<\/a> varias veces para lograr esto y acomodar su floreciente negocio.<\/p>\n

Como hacen muchas peque\u00f1as empresas, Rough Linen surgi\u00f3 de un empresario apasionado. Tricia se enamor\u00f3 de una funda de almohada cosida a mano de tres generaciones que descubri\u00f3 en la caba\u00f1a de su abuela en Escocia. Unos a\u00f1os despu\u00e9s de su descubrimiento, Tricia encontr\u00f3 una ropa de cama natural con la misma textura casera e hizo ropa de cama con ella. De ah\u00ed naci\u00f3 Rough Linen.<\/p>\n

Rough Linen fabrica s\u00e1banas, fundas de edred\u00f3n, paneles de cortinas, manteler\u00eda, toallas y m\u00e1s de la tela de lino 100% importada de Europa. Cada producto es dise\u00f1ado, cortado, cosido, enviado y ahora almacenado en las instalaciones de San Rafael que Tricia compr\u00f3 con pr\u00e9stamos 504.<\/p>\n

Tricia es una artesana que se enorgullece enormemente de su trabajo. Desde la producci\u00f3n hasta las operaciones y el marketing, Tricia participa en todos los aspectos del negocio. Sin embargo, es imposible tener el control total de su negocio cuando est\u00e1 a merced del propietario. Es por eso que Tricia recurri\u00f3 a TMC y al Programa de Pr\u00e9stamos 504 de la SBA cuando lleg\u00f3 el momento de comprar bienes ra\u00edces para las operaciones de Rough Linen.<\/p>\n

Rough Linen tiene dos pr\u00e9stamos SBA 504 con TMC<\/strong><\/p>\n

\"\"Hasta 2013, Rough Linen era una operaci\u00f3n en el hogar. El Programa 504 de la SBA le permiti\u00f3 a Tricia comprar bienes ra\u00edces para su negocio con solo un 10 por ciento de anticipo. \u201cUtilizar el Programa 504 me permiti\u00f3 asegurar una casa para Rough Linen sin tener que pagar una gran cantidad por adelantado\u201d, explica Tricia. "Realmente marc\u00f3 una gran diferencia poder tener m\u00e1s efectivo disponible para otros gastos comerciales".<\/p>\n

Unos a\u00f1os m\u00e1s tarde, Rough Linen estaba prosperando, pero Tricia todav\u00eda pagaba el alquiler para almacenar materiales. Una vez m\u00e1s, Tricia utiliz\u00f3 el programa 504 y compr\u00f3 dos unidades de condominio adyacentes para proporcionar la capacidad de almacenamiento comercial para almacenar materias primas adicionales. Al eliminar sus gastos de almacenamiento, Rough Linen pudo llevar su operaci\u00f3n completamente internamente y administrar eficientemente sus materiales en el sitio. La adquisici\u00f3n m\u00e1s reciente tambi\u00e9n proporcion\u00f3 espacio adicional para oficinas y producci\u00f3n.<\/p>\n

Rough Linen sigue siendo una peque\u00f1a empresa artesanal; sin embargo, ahora tienen el control total de su negocio y sus costos de ocupaci\u00f3n. "El acceso a la financiaci\u00f3n continua puede desempe\u00f1ar un papel clave en el \u00e9xito de un negocio y eso definitivamente suena cierto para Rough Linen", dice Barbara Morrison<\/a>, Fundador y CEO de TMC Financing.<\/p>\n

Rough Linen recibi\u00f3 recientemente un Premio North Bay Maker<\/a> para el desarrollo de la fuerza laboral. El equipo de Rough Linen incluye aproximadamente 20 cortadores, planchadoras, alcantarillas y empleados de servicio al cliente, la mayor\u00eda de los cuales son mujeres. Como se describe en su sitio web, el equipo es "un c\u00edrculo maravilloso de colaboradores, cada persona aporta algo a la mezcla y es valorada por qui\u00e9nes son, qu\u00e9 hacen y de d\u00f3nde vienen".<\/p>\n

El lino rugoso se vende en l\u00ednea en www.roughlinen.com<\/a>.<\/p>\n

Acerca de los pr\u00e9stamos inmobiliarios 504 de la SBA<\/strong><\/p>\n

El programa de pr\u00e9stamos 504 de la Small Business Administration permite a los propietarios de peque\u00f1as empresas financiar bienes ra\u00edces comerciales y otros activos fijos con tasas de inter\u00e9s fijas a largo plazo por debajo del mercado. Los pr\u00e9stamos SBA 504 se pueden utilizar para financiar el costo total del proyecto, que puede incluir el precio de compra, la construcci\u00f3n \/ renovaciones, el equipo, los costos indirectos y los costos de cierre. Al permitir a los propietarios mantener su capital en funcionamiento para hacer crecer el negocio y crear puestos de trabajo, el programa 504 proporciona estabilidad a largo plazo a las empresas y las comunidades. Los due\u00f1os de negocios pueden confirmar que cumplen con los requisitos para un pr\u00e9stamo 504 de la SBA visitando el sitio web de TMC Financing<\/a>.<\/p>\n

Acerca de la financiaci\u00f3n de TMC<\/strong><\/p>\n

TMC Financing es el CDC n\u00famero uno en el norte de California y se ha clasificado entre los cinco mejores CDC a nivel nacional durante dos d\u00e9cadas. Durante los \u00faltimos 35 a\u00f1os, TMC ha proporcionado m\u00e1s de $9 mil millones en financiamiento para m\u00e1s de 5,000 negocios en California y Nevada. Para obtener m\u00e1s informaci\u00f3n sobre Los pr\u00e9stamos 504 de la SBA y las empresas locales que apoyan, visite tmcfinancing.com<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"

TMC Financing helps Rough Linen gain full control of Business with multiple 504 loans. Tricia Rose started Rough Linen almost by accident. Inspired by her grandmother\u2019s family linens, Tricia started\u2026<\/p>","protected":false},"author":12,"featured_media":9576,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[161],"tags":[387,383,386,385,382,320,384],"class_list":["post-9571","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-retail","tag-504-loans","tag-client-success","tag-cre","tag-loans","tag-rough-linen","tag-sba","tag-small-business-loans"],"acf":{"related_posts":null},"yoast_head":"\nHumble Beginnings to Successful Business | TMC Financing<\/title>\n<meta name=\"description\" content=\"TMC Financing Helps Rough Linen, a small but thriving, artisan business gain full control of their business with multiple 504 loans.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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