{"id":9456,"date":"2018-08-30T09:31:16","date_gmt":"2018-08-30T16:31:16","guid":{"rendered":"https:\/\/www.tmcfinancing.com\/?p=9456"},"modified":"2021-05-10T20:30:21","modified_gmt":"2021-05-11T03:30:21","slug":"financing-heavy-equipment","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/financing-heavy-equipment\/","title":{"rendered":"Financiar equipo pesado con un pr\u00e9stamo de la SBA"},"content":{"rendered":"<p><span style=\"font-weight: 400;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-9457 size-full\" title=\"impresi\u00f3n comercial\" src=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2018\/08\/Commercial-Printing.jpg\" alt=\"\" width=\"3837\" height=\"2510\" \/><\/span><\/p>\n<p><span style=\"font-weight: 400;\">La construcci\u00f3n es una de las industrias m\u00e1s grandes que utiliza equipo pesado a diario. Los nuevos proyectos para 2018 son <\/span><a href=\"https:\/\/www.constructconnect.com\/blog\/construction-news\/2018-construction-industry-economic-outlook\/\"><span style=\"font-weight: 400;\">proyectado<\/span><\/a><span style=\"font-weight: 400;\"> para ser 4.8% m\u00e1s que el a\u00f1o pasado, aumentando los proyectos colectivos a m\u00e1s de $770M solo en los Estados Unidos. Mientras tanto, el pron\u00f3stico es a\u00fan m\u00e1s positivo con un aumento comercial proyectado de 12.4%. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Los propietarios de peque\u00f1as y medianas empresas de construcci\u00f3n deber\u00edan aprovechar esta <\/span><span style=\"font-weight: 400;\">como una oportunidad para utilizar una opci\u00f3n de financiaci\u00f3n baja<\/span><span style=\"font-weight: 400;\"> como un pr\u00e9stamo 504 de la Administraci\u00f3n de Peque\u00f1os Negocios (SBA) a trav\u00e9s de una Compa\u00f1\u00eda de Desarrollo Certificada (CDC) como <\/span><a href=\"https:\/\/www.tmcfinancing.com\/es\/what-is-a-certified-development-company\/\"><span style=\"font-weight: 400;\">Financiamiento TMC<\/span><\/a><span style=\"font-weight: 400;\">. <\/span><\/p>\n<h3><b>Pros y contras del financiamiento de equipos para su peque\u00f1a empresa<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">La financiaci\u00f3n de equipos pesados para su peque\u00f1a empresa tiene sus pros y sus contras. Lo mejor que puede hacer antes de realizar una compra es considerar su propia situaci\u00f3n \u00fanica y lo que funciona mejor para usted. Se pueden encontrar muchos beneficios al financiar su propio equipo pesado, tales como: <\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Opciones de bajo inter\u00e9s <\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Pagos mensuales predecibles<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Impacto positivo en el cr\u00e9dito de su empresa<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Propiedad de su equipo una vez liquidado el pr\u00e9stamo<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">La capacidad de utilizar su equipo como garant\u00eda en el futuro.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">La posibilidad de deducir el monto total como gasto comercial, seg\u00fan su situaci\u00f3n fiscal personal y el programa de depreciaci\u00f3n que elija utilizar.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">En la otra cara de esta moneda, hay algunas desventajas de financiar su propio equipo pesado a considerar, especialmente si est\u00e1 pensando en optar por un pr\u00e9stamo convencional: <\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Por lo general, implican un pago inicial alto<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">A menudo, necesitar\u00e1 un buen cr\u00e9dito para obtener una tasa de inter\u00e9s favorable.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">No tiene la opci\u00f3n de cambiar o actualizar el equipo<\/span><\/li>\n<\/ul>\n<h3><b>Historia de \u00e9xito de los fabricantes de equipos de California<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Cuando busque financiamiento para equipo pesado, especialmente en California, considere tomar una p\u00e1gina de <\/span><a href=\"https:\/\/sites.google.com\/a\/jrmequipment.com\/jrm-equipment-website\/\"><span style=\"font-weight: 400;\">Equipo JRM<\/span><\/a><span style=\"font-weight: 400;\">libro de. Son una peque\u00f1a empresa con sede en San Francisco, California, y se dedican a proporcionar equipos de construcci\u00f3n, productos y servicios relacionados de calidad y rentables. Tienen m\u00faltiples certificaciones en la industria que pueden ser un activo para satisfacer las necesidades \u00fanicas de su empresa. La mejor parte es que JRM Equipment pudo utilizar un pr\u00e9stamo de la SBA para su peque\u00f1a empresa por un monto de $1,850,000 para una expansi\u00f3n. Pudieron trabajar con <\/span><a href=\"https:\/\/www.tmcfinancing.com\/es\/\"><span style=\"font-weight: 400;\">Financiamiento TMC<\/span><\/a><span style=\"font-weight: 400;\">expertos en pr\u00e9stamos 504 para garantizar este pr\u00e9stamo, que es algo que tambi\u00e9n puede utilizar para financiar equipos pesados para su peque\u00f1a empresa.<\/span><\/p>\n<h3><b>Financiar equipo pesado con un pr\u00e9stamo de la SBA <\/b><\/h3>\n<p><span style=\"font-weight: 400;\">El programa de pr\u00e9stamos SBA 504 le brinda la flexibilidad no solo para comprar terrenos o edificios para su peque\u00f1a empresa, sino tambi\u00e9n para financiar equipos pesados con una vida \u00fatil de m\u00e1s de 10 a\u00f1os, como maquinaria, veh\u00edculos y equipos de construcci\u00f3n o ingenier\u00eda. El arrendamiento de equipo pesado a trav\u00e9s de un pr\u00e9stamo 504 es una opci\u00f3n de financiamiento s\u00f3lida que le brinda tasas de inter\u00e9s fijas por debajo del mercado y sin amortizaci\u00f3n (o pagos globales) de qu\u00e9 preocuparse. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Si ha determinado que el financiamiento es una mejor opci\u00f3n para usted que arrendar equipo pesado para su negocio, un pr\u00e9stamo 504 de la SBA ofrece tasas bajas y un financiamiento \u00f3ptimo. Puede obtener m\u00e1s informaci\u00f3n sobre el programa exclusivo en uno de<\/span><a href=\"https:\/\/www.tmcfinancing.com\/es\/\"> <span style=\"font-weight: 400;\">Financiamiento TMC<\/span><\/a><span style=\"font-weight: 400;\">504 expertos en pr\u00e9stamos. TMC es un prestamista certificado por la SBA Premier y ha financiado proyectos por valor de m\u00e1s de $9 mil millones en California y Nevada, lo que ha dado como resultado la creaci\u00f3n de aproximadamente 60,000 puestos de trabajo. Con m\u00e1s de 35 a\u00f1os de experiencia, TMC puede ayudarlo a encontrar la opci\u00f3n de financiamiento de equipo pesado que sea mejor para su negocio y guiarlo a trav\u00e9s del proceso de pr\u00e9stamo 504.<\/span><a href=\"https:\/\/www.tmcfinancing.com\/es\/contact\/\"> <span style=\"font-weight: 400;\">P\u00f3ngase en contacto con TMC Financing hoy<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>La construcci\u00f3n es una de las industrias m\u00e1s grandes que utiliza equipo pesado a diario. Se proyecta que los nuevos proyectos para 2018 aumenten 4.8% con respecto al a\u00f1o pasado, aumentando el colectivo ...<\/p>","protected":false},"author":28,"featured_media":9457,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[141,96,173,192,160,178],"tags":[376,377,143,320,375,369,378],"class_list":["post-9456","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education","category-manufacturing","category-equipment","category-northern-california","category-san-francisco","category-sba-101","tag-504-loan","tag-equipment-loan","tag-manufacturing","tag-sba","tag-sba-loan","tag-small-business","tag-small-business-loan"],"acf":{"related_posts":null},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Finance Heavy Equipment with an SBA Loan | TMC Financing<\/title>\n<meta name=\"description\" content=\"Financing heavy equipment with an SBA 504 Loan keeps more cash in your pocket for your business! 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