{"id":8653,"date":"2018-05-17T12:16:15","date_gmt":"2018-05-17T19:16:15","guid":{"rendered":"https:\/\/www.tmcfinancing.com\/?p=8653"},"modified":"2021-05-10T20:30:10","modified_gmt":"2021-05-11T03:30:10","slug":"what-are-504-bridge-loans","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/what-are-504-bridge-loans\/","title":{"rendered":"\u00bfQu\u00e9 son los pr\u00e9stamos puente de la SBA?"},"content":{"rendered":"

\"\"Varios recursos en l\u00ednea mencionan \u201cpr\u00e9stamos puente de la SBA\u201d, lo que podr\u00eda parecerle una combinaci\u00f3n extra\u00f1a de palabras: \u00bfpor qu\u00e9 la Administraci\u00f3n de Peque\u00f1as Empresas (SBA) tendr\u00eda su propio pr\u00e9stamo puente? Bueno, la respuesta corta es que no es as\u00ed. No necesita preocuparse por obtener un pr\u00e9stamo puente usted mismo cuando solicita un pr\u00e9stamo 504 a trav\u00e9s de un <\/span>Empresa de desarrollo certificada<\/span><\/a> (CDC) como <\/span>Financiamiento TMC<\/span><\/a>.<\/span><\/p>\n

Entonces, si un pr\u00e9stamo puente no es necesario para adquirir o utilizar un pr\u00e9stamo 504, \u00bfpor qu\u00e9 este t\u00e9rmino est\u00e1 flotando en Internet? Para ayudar con cualquier confusi\u00f3n, repasemos qu\u00e9 es un pr\u00e9stamo puente, cu\u00e1ndo podr\u00eda ser necesario utilizarlo durante la expansi\u00f3n de una peque\u00f1a empresa y c\u00f3mo encaja el pr\u00e9stamo 504 en la imagen. <\/span><\/p>\n

\u00bfCu\u00e1ndo requiere un pr\u00e9stamo 504 de la SBA un pr\u00e9stamo puente? <\/b><\/h3>\n

Un pr\u00e9stamo puente (o de dinero fuerte) es un pr\u00e9stamo a corto plazo destinado a llenar un vac\u00edo financiero mientras se espera otro financiamiento m\u00e1s permanente. En el caso del pr\u00e9stamo SBA 504, el pr\u00e9stamo puente es una parte esencial del proceso de pr\u00e9stamo.<\/span><\/p>\n

Despu\u00e9s de que se haya cerrado su pr\u00e9stamo 504, pero antes de que se financie a trav\u00e9s de una obligaci\u00f3n, <\/span>se utiliza un pr\u00e9stamo puente<\/span><\/a> para poner ese dinero a tu disposici\u00f3n. Se paga cuando se financia el pr\u00e9stamo 504, aproximadamente un mes despu\u00e9s. Pero esto no es algo de lo que usted, como prestatario, deba preocuparse, ya que se trata de una transacci\u00f3n entre bastidores. <\/span>que no requiere nada adicional de ti<\/i><\/b>. Tu participaci\u00f3n es necesaria <\/span>precalificar<\/span><\/a>, solicitar y cerrar el pr\u00e9stamo, pero la financiaci\u00f3n de los pr\u00e9stamos puente est\u00e1 a cargo de los propios prestamistas. <\/span><\/p>\n

\u00bfCu\u00e1ndo deben los prestatarios de pr\u00e9stamos 504 considerar los pr\u00e9stamos puente? <\/b><\/h3>\n

Si ve compa\u00f1\u00edas financieras adem\u00e1s de los CDC que ofrecen pr\u00e9stamos a los que llaman \u201cpr\u00e9stamos puente de la SBA\u201d a los prestatarios, tenga cuidado. A menudo sugerir\u00e1n que solicitar un pr\u00e9stamo de la SBA tambi\u00e9n es una raz\u00f3n para obtener costosos pr\u00e9stamos puente secundarios. Este no es el caso en absoluto. <\/span><\/p>\n

Tambi\u00e9n puede encontrar que estos tambi\u00e9n se consideran formas alternativas de cr\u00e9dito de alto costo, como un anticipo en efectivo para comerciantes, con usos sugeridos como pagar grav\u00e1menes fiscales o cubrir gastos de n\u00f3mina. Estas son, en realidad, soluciones de alto precio para due\u00f1os de negocios con pocas opciones. Lo m\u00e1s probable es que no necesite uno de estos. \u00a0<\/span><\/p>\n

La \u00fanica vez que un pr\u00e9stamo puente por separado podr\u00eda ser \u00fatil es para cubrir una brecha en el financiamiento despu\u00e9s de la finalizaci\u00f3n de <\/span>construcci\u00f3n desde cero<\/span><\/a>. En este caso, se puede utilizar un pr\u00e9stamo puente cuando el financiamiento de la construcci\u00f3n se haya desembolsado en su totalidad, pero el financiamiento permanente a\u00fan est\u00e1 en camino. Es importante tener en cuenta que si obtiene un pr\u00e9stamo puente para su proyecto de construcci\u00f3n, se lo llamar\u00e1 simplemente un pr\u00e9stamo puente o financiamiento de brecha, no un \u201cpr\u00e9stamo puente de la SBA\u201d, incluso si el financiamiento permanente provendr\u00e1 de la SBA. <\/span><\/p>\n

Puede obtener m\u00e1s informaci\u00f3n sobre el programa de pr\u00e9stamos 504 de la SBA en uno de los <\/span>Financiamiento TMC<\/span><\/a>504 expertos en pr\u00e9stamos. TMC es un prestamista certificado Premier de la SBA y un proveedor de pr\u00e9stamos de gran volumen. Con m\u00e1s de 35 a\u00f1os de experiencia, TMC puede ayudarlo a encontrar el mejor financiamiento para usted y guiarlo a trav\u00e9s del proceso de pr\u00e9stamo 504. <\/span>P\u00f3ngase en contacto con TMC Financing hoy<\/span><\/a>.<\/span><\/p>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

Si un pr\u00e9stamo puente no es necesario para adquirir o utilizar un pr\u00e9stamo 504, \u00bfpor qu\u00e9 este t\u00e9rmino est\u00e1 flotando en Internet? <\/span><\/p>","protected":false},"author":19,"featured_media":8654,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[141,178],"tags":[],"class_list":["post-8653","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education","category-sba-101"],"acf":{"related_posts":null},"yoast_head":"\nWhat Are SBA Bridge Loans? | TMC Financing<\/title>\n<meta name=\"description\" content=\"You don\u2019t need to worry about securing a bridge loan yourself when you apply for a 504 loan through a Certified Development Company (CDC) such as TMC Financing.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.tmcfinancing.com\/es\/what-are-504-bridge-loans\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Are SBA Bridge Loans?\" \/>\n<meta property=\"og:description\" content=\"You don\u2019t need to worry about securing a bridge loan yourself when you apply for a 504 loan through a Certified Development Company (CDC) such as TMC Financing.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tmcfinancing.com\/es\/what-are-504-bridge-loans\/\" \/>\n<meta property=\"og:site_name\" content=\"TMC Financing\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/www.facebook.com\/pages\/TMC-Financing\/285163574849957\" \/>\n<meta property=\"article:published_time\" content=\"2018-05-17T19:16:15+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-05-11T03:30:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2018\/05\/tmc-financing-bridge-loans.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"666\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Barbara Morrison\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@TMCFinance\" \/>\n<meta name=\"twitter:site\" content=\"@TMCFinance\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Barbara Morrison\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"What Are SBA Bridge Loans? 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TMC es una empresa de desarrollo certificada que proporciona financiaci\u00f3n de bienes ra\u00edces comerciales a propietarios de peque\u00f1as empresas a trav\u00e9s del Programa de pr\u00e9stamos 504 de la SBA. TMC se ubica constantemente entre las principales empresas de desarrollo certificadas a nivel nacional y ha financiado proyectos por valor de m\u00e1s de $9 mil millones en California y Nevada. Cerca de 5.000 peque\u00f1as empresas se han beneficiado de este financiamiento, lo que ha dado lugar a la creaci\u00f3n de unos 50.000 puestos de trabajo. TMC es tambi\u00e9n el prestamista hotelero n\u00famero 1 de la SBA 504 en los Estados Unidos. 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