{"id":8175,"date":"2018-01-29T11:53:56","date_gmt":"2018-01-29T19:53:56","guid":{"rendered":"https:\/\/www.tmcfinancing.com\/?p=8175"},"modified":"2021-05-10T20:29:59","modified_gmt":"2021-05-11T03:29:59","slug":"2018-small-business-outlook","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/2018-small-business-outlook\/","title":{"rendered":"Perspectivas para peque\u00f1as empresas 2018"},"content":{"rendered":"<p><strong>2017 en revisi\u00f3n: los propietarios de negocios de California y Nevada se mantienen optimistas para 2018<\/strong><\/p>\n<p>Cada a\u00f1o, TMC Financing encuesta a nuestros clientes de peque\u00f1as empresas en California y Nevada para conocer sus perspectivas y predicciones para el pr\u00f3ximo a\u00f1o. Seg\u00fan los m\u00e1s de 400 propietarios de peque\u00f1as empresas que participaron en la encuesta, la perspectiva es optimista y positiva en general.<\/p>\n<p>A nivel nacional, el optimismo de las peque\u00f1as empresas en los Estados Unidos se dispar\u00f3 el a\u00f1o pasado, <a href=\"https:\/\/www.theepochtimes.com\/small-businesses-begin-2018-on-a-high-note_2409770.html\">alcanzando el nivel m\u00e1s alto en d\u00e9cadas<\/a>. Nuestros encuestados tambi\u00e9n muestran optimismo para 2018 con el 65 por ciento de los encuestados prediciendo un aumento en los ingresos para el a\u00f1o. Esta predicci\u00f3n es m\u00e1s alta de lo que ha sido en los \u00faltimos a\u00f1os.<\/p>\n<p>\u201cM\u00e1s de la mitad de nuestros clientes planean contratar nuevos empleados en 2018, lo cual es fant\u00e1stico\u201d, dijo el vicepresidente ejecutivo de TMC, Kurt Chambliss. \u201cLa encuesta se envi\u00f3 a nuestra cartera actual, que incluye clientes recientes del a\u00f1o pasado, as\u00ed como clientes que obtuvieron un pr\u00e9stamo con nosotros hace m\u00e1s de 10 a\u00f1os. Es fant\u00e1stico ver que los prestatarios que se han instalado en sus edificios y financiado sus pr\u00e9stamos contin\u00faan creciendo y ampliando su personal &quot;. El cincuenta y tres por ciento de los encuestados prev\u00e9 contratar empleados adicionales en 2018, un aumento aproximado del 20 por ciento con respecto al a\u00f1o pasado.<\/p>\n<p>Seg\u00fan la encuesta, las predicciones de ingresos por ventas para 2017 fueron precisas. Alrededor del 64 por ciento predijo que sus ingresos por ventas aumentar\u00edan en 2017 y, de hecho, el 63 por ciento vio un aumento en los ingresos. Solo el 4 por ciento predijo una disminuci\u00f3n de los ingresos; sin embargo, el 13 por ciento incurri\u00f3 en p\u00e9rdidas de ingresos.<\/p>\n<p>Los planes para expandir y comprar bienes ra\u00edces comerciales son m\u00e1s altos que en 2017. Aproximadamente el 21 por ciento planea comprar bienes ra\u00edces y agregar una ubicaci\u00f3n adicional para su negocio en comparaci\u00f3n con el 14 por ciento en 2017. El ocho por ciento planea arrendar espacio adicional en 2018.<\/p>\n<p>El diecisiete por ciento de los encuestados inform\u00f3 que planea refinanciar su deuda actual este a\u00f1o. El pr\u00e9stamo de refinanciamiento SBA 504 se introdujo en 2016 y es un programa que ha demostrado ser extremadamente \u00fatil para los propietarios de peque\u00f1as empresas. Permite a los prestatarios refinanciar pr\u00e9stamos inmobiliarios comerciales convencionales, lo que les permite liberar capital atrapado en bienes ra\u00edces y aprovechar los atractivos t\u00e9rminos del Pr\u00e9stamo 504.<\/p>\n<p>El ochenta por ciento de los encuestados inform\u00f3 que el pr\u00e9stamo 504 ha ayudado a su negocio. Seg\u00fan Peter Pritchard, propietario de Peerless Materials Company, el pr\u00e9stamo 504 ha <em>ayud\u00f3 mucho<\/em>. Pritchard inform\u00f3 que el principal beneficio fue el edificio que pudo adquirir y la estabilidad de alquiler que obtuvo durante los siguientes 15 a\u00f1os.<\/p>\n<p>Thomas Belchar, presidente de Underwater Resources, tambi\u00e9n respondi\u00f3 con un fuerte s\u00ed cuando se le pregunt\u00f3 si el pr\u00e9stamo 504 ayud\u00f3 a su negocio. \u201cAhora hemos podido poner un l\u00edmite a los aumentos anuales de alquiler que siempre hab\u00edamos sufrido como inquilinos cuando le pagamos al propietario por nuestro espacio\u201d, dice Belchar.<\/p>\n<p>En el a\u00f1o fiscal 2017, TMC Financing proporcion\u00f3 $274 millones en financiamiento SBA 504 a 247 propietarios de peque\u00f1as empresas en California y Nevada. Los prestatarios de TMC del a\u00f1o pasado planean crear o retener un total de 2.597 puestos de trabajo.<\/p>\n<p><a href=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2018\/01\/TMC-Financing-Small-Business-Outlook-2018.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-8192 size-full\" src=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2018\/01\/Small-Business-Outlook-Infographic-2018.png\" alt=\"Small Business Outlook\" width=\"673\" height=\"950\" srcset=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2018\/01\/Small-Business-Outlook-Infographic-2018.png 673w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2018\/01\/Small-Business-Outlook-Infographic-2018-213x300.png 213w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2018\/01\/Small-Business-Outlook-Infographic-2018-283x400.png 283w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2018\/01\/Small-Business-Outlook-Infographic-2018-9x12.png 9w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2018\/01\/Small-Business-Outlook-Infographic-2018-400x565.png 400w\" sizes=\"auto, (max-width: 673px) 100vw, 673px\" \/><\/a><em>La Encuesta Anual de Perspectivas de Peque\u00f1as Empresas de TMC para 2018 se realiz\u00f3 por correo electr\u00f3nico en noviembre-diciembre de 2017. El tama\u00f1o de la muestra de 404 proviene de una poblaci\u00f3n total de 2000 prestatarios que forman parte de la cartera de pr\u00e9stamos activa de TMC y proporciona un nivel de confianza de 95% con un margen de error de 5.77%. Los puntos de vista y las opiniones aqu\u00ed representados provienen de una colecci\u00f3n de propietarios de negocios en todo California y Nevada y no reflejan los puntos de vista de TMC Financing ni de la Administraci\u00f3n de Peque\u00f1as Empresas de EE. UU.<\/em><\/p>","protected":false},"excerpt":{"rendered":"<p>Each year, we survey our small business clients in California and Nevada to get a pulse on their outlook and predictions for the coming year.\u00a0 According to the 400+ small business owners who participated in the survey, the outlook is overall optimistic and positive.<\/p>","protected":false},"author":12,"featured_media":8192,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[141,25,178,89],"tags":[],"class_list":["post-8175","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education","category-news-updates","category-sba-101","category-tmc"],"acf":{"related_posts":null},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.3 (Yoast SEO v28.7) - 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