{"id":6651,"date":"2017-08-10T21:57:23","date_gmt":"2017-08-11T04:57:23","guid":{"rendered":"https:\/\/www.tmcfinancing.com\/\/?p=6651"},"modified":"2021-05-10T20:29:43","modified_gmt":"2021-05-11T03:29:43","slug":"sba-504-loan-maturity-of-25-years-will-be-offered-in-2018","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/sba-504-loan-maturity-of-25-years-will-be-offered-in-2018\/","title":{"rendered":"El vencimiento del pr\u00e9stamo SBA 504 de 25 a\u00f1os se ofrecer\u00e1 en 2018"},"content":{"rendered":"

\"\"<\/p>\n

Se est\u00e1 produciendo un cambio en la gama de productos crediticios de la Administraci\u00f3n de Peque\u00f1as Empresas (SBA). Para satisfacer mejor las necesidades de algunos prestatarios, en 2018 estar\u00e1 disponible una opci\u00f3n de pr\u00e9stamo 504 a 25 a\u00f1os adem\u00e1s de los pr\u00e9stamos familiares SBA 504 a 10 y 20 a\u00f1os.<\/span><\/p>\n

Esta medida recibi\u00f3 la aprobaci\u00f3n de la Oficina de Administraci\u00f3n y Presupuesto federal y se anunci\u00f3 en la reuni\u00f3n de primavera de la Asociaci\u00f3n Nacional de Empresas de Desarrollo (NADCO), la asociaci\u00f3n comercial de Empresas de Desarrollo Certificadas (CDC). Esta opci\u00f3n de vencimiento m\u00e1s largo ha sido buscada durante mucho tiempo por la industria y fue anunciada como una gran noticia. Los propietarios de negocios que buscan financiar adquisiciones y expansiones de edificios tambi\u00e9n deber\u00edan estar entusiasmados con este desarrollo. <\/span><\/p>\n

\u00bfPor qu\u00e9 querr\u00eda un pr\u00e9stamo 504 de la SBA a 25 a\u00f1os?<\/b><\/p>\n

La selecci\u00f3n del plazo de su pr\u00e9stamo depender\u00e1 de las necesidades de su negocio. Un vencimiento m\u00e1s largo significa pagos mensuales m\u00e1s bajos y un flujo de caja mejorado para su negocio. La gesti\u00f3n del flujo de caja es una lucha com\u00fan entre muchas peque\u00f1as empresas. Esta nueva opci\u00f3n le permitir\u00e1 tener m\u00e1s efectivo disponible, aliviando posibles problemas de flujo de efectivo que pueda enfrentar.<\/span><\/p>\n

El nuevo vencimiento m\u00e1s prolongado tambi\u00e9n har\u00e1 que el pr\u00e9stamo 504 sea m\u00e1s competitivo con el pr\u00e9stamo 7 (a) de la SBA, que ya tiene una opci\u00f3n de 25 a\u00f1os para bienes ra\u00edces. Por supuesto, algunos due\u00f1os de negocios seguir\u00e1n prefiriendo un pr\u00e9stamo 504 con un vencimiento m\u00e1s corto, ya que las opciones a 10 y 20 a\u00f1os seguir\u00e1n siendo las mismas. <\/span><\/p>\n

Los pr\u00e9stamos con vencimiento a 25 a\u00f1os a\u00fan se ajustan a las pautas familiares<\/b><\/p>\n

La opci\u00f3n de 25 a\u00f1os es nueva, pero a\u00fan cumple con todas las ofertas y pautas familiares de los pr\u00e9stamos tradicionales 504 de la SBA. Todav\u00eda se puede utilizar para la compra de terrenos o edificios, mejoras de edificios o la compra de equipos. Todav\u00eda contar\u00e1 con un <\/span>tasa de inter\u00e9s fija por debajo del mercado<\/span><\/a> basado en la tasa de los bonos del Tesoro de los Estados Unidos con un pago inicial tan bajo como el 10 por ciento. <\/span><\/p>\n

A\u00fan no se ha anunciado un cronograma para la introducci\u00f3n del pr\u00e9stamo a 25 a\u00f1os, pero se espera que est\u00e9 disponible despu\u00e9s del primer trimestre de 2018. Los detalles de la oferta ahora se est\u00e1n elaborando entre los miembros de la SBA y las otras partes involucradas. en el proceso de financiaci\u00f3n de obligaciones. Si tiene preguntas sobre la opci\u00f3n de pr\u00e9stamo a 25 a\u00f1os o desea tener una mejor idea de c\u00f3mo la utilizaci\u00f3n de esta nueva oferta ayudar\u00eda a su negocio, <\/span>p\u00f3ngase en contacto con un consultor de financiaci\u00f3n de TMC hoy mismo<\/span><\/a>! <\/span><\/p>\n

Financiamiento TMC<\/span><\/a> ha sido un proveedor de pr\u00e9stamos 504 de gran volumen durante m\u00e1s de 35 a\u00f1os. Somos un prestamista certificado de primer nivel con la SBA, lo que nos da una mayor autoridad para aprobar, procesar, cerrar y atender pr\u00e9stamos r\u00e1pidamente.\u00a0<\/span><\/p>","protected":false},"excerpt":{"rendered":"

This longer maturity option has been long sought after by the industry and was heralded as a great news. Business owners looking to finance building acquisitions and expansions should also be excited about this development. <\/span><\/p>","protected":false},"author":19,"featured_media":6652,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[25,90,89],"tags":[],"class_list":["post-6651","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-updates","category-sba","category-tmc"],"acf":{"related_posts":null},"yoast_head":"\nSBA 504 Loan Maturity of 25 Years Will Be Offered in 2018 | TMC Financing<\/title>\n<meta name=\"description\" content=\"The new, longer maturity will also make the 504 loan more competitive with the SBA 7(a) loan, which already has a 25-year option for real estate.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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