{"id":6648,"date":"2017-08-10T21:52:58","date_gmt":"2017-08-11T04:52:58","guid":{"rendered":"https:\/\/www.tmcfinancing.com\/\/?p=6648"},"modified":"2021-05-10T20:29:43","modified_gmt":"2021-05-11T03:29:43","slug":"utilizing-working-solutions-microloans-in-your-bay-area-small-business","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/utilizing-working-solutions-microloans-in-your-bay-area-small-business\/","title":{"rendered":"Utilizaci\u00f3n de micropr\u00e9stamos de Working Solutions en su peque\u00f1a empresa del \u00e1rea de la bah\u00eda"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6649 size-large\" src=\"https:\/\/www.tmcfinancing.com\/\/wp-content\/uploads\/2017\/08\/AdobeStock_75927317-1024x580.jpeg\" alt=\"\" width=\"1024\" height=\"580\" srcset=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2017\/08\/AdobeStock_75927317-1024x580.jpeg 1024w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2017\/08\/AdobeStock_75927317-300x170.jpeg 300w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2017\/08\/AdobeStock_75927317-768x435.jpeg 768w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2017\/08\/AdobeStock_75927317-400x227.jpeg 400w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2017\/08\/AdobeStock_75927317-1536x870.jpeg 1536w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2017\/08\/AdobeStock_75927317-2048x1161.jpeg 2048w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2017\/08\/AdobeStock_75927317-16x9.jpeg 16w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Como empresa de desarrollo certificada (CDC), la principal preocupaci\u00f3n de TMC Financing es apoyar a las peque\u00f1as empresas al proporcionar pr\u00e9stamos SBA 504 para la adquisici\u00f3n de activos fijos. Pero eso no nos ha impedido desarrollar otras iniciativas comunitarias importantes tambi\u00e9n. En 1999, la fundadora de TMC, Barbara Morrison, cofund\u00f3 Working Solutions con Emily Gasner. Working Solutions es una organizaci\u00f3n sin fines de lucro dedicada a brindar a los microempresarios acceso al capital y los recursos necesarios para iniciar o hacer crecer un negocio exitoso.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Working Solutions tiene su sede en San Francisco, pero presta en todo el \u00c1rea de la Bah\u00eda. Si es propietario de una peque\u00f1a empresa en el \u00c1rea de la Bah\u00eda, este es un programa que vale la pena conocer. <\/span><\/p>\n<p><b>\u00bfQu\u00e9 hacen exactamente las soluciones de trabajo?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Working Solutions ha proporcionado $12 millones en pr\u00e9stamos a casi 500 peque\u00f1as empresas en el \u00c1rea de la Bah\u00eda desde 2005. Los pr\u00e9stamos var\u00edan en tama\u00f1o desde $5,000 a $50,000, con un tama\u00f1o promedio de $24,654. Los t\u00e9rminos de los pr\u00e9stamos son de hasta 5 a\u00f1os y las tasas de inter\u00e9s oscilan entre 8-10% con tarifas m\u00ednimas. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Los logros de Working Solutions son impresionantes. Han trabajado con organizaciones como la Junta de Desarrollo Econ\u00f3mico del Condado de Sonoma para ampliar el acceso al microfinanciamiento en toda la regi\u00f3n. Desde cuidado infantil y estudios de artistas hasta agricultores y productores de alimentos especializados, Working Solutions ha proporcionado fondos cruciales para la supervivencia de muchas peque\u00f1as empresas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Adem\u00e1s de brindar cr\u00e9dito, Working Solutions se dedica a la capacitaci\u00f3n: esto significa ofrecer tutor\u00eda, servicios de apoyo y promoci\u00f3n comercial. Los clientes pueden recibir asesoramiento de expertos, capacitaciones y seminarios sobre temas como la creaci\u00f3n de planes de negocios, reparaci\u00f3n de cr\u00e9dito, expansi\u00f3n de su negocio y asesoramiento en servicios legales. Los propietarios de negocios participantes tambi\u00e9n encontrar\u00e1n nuevas oportunidades para establecer contactos, lo que les permitir\u00e1 conocer a otros emprendedores en sus comunidades y abrir las puertas a m\u00e1s recursos. <\/span><\/p>\n<p><b>Impacto de las soluciones de trabajo<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Hay momentos en que los n\u00fameros hablan m\u00e1s que las palabras. Estos son algunos de los principales beneficios de Working Solution, seg\u00fan los n\u00fameros: <\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>13,000 <\/b><span style=\"font-weight: 400;\">- Emprendedores educados a trav\u00e9s de Working Solutions <\/span><\/li>\n<li style=\"font-weight: 400;\"><b>2,500 <\/b><span style=\"font-weight: 400;\">- Los emprendedores proporcionaron apoyo t\u00e9cnico previo al pr\u00e9stamo. <\/span><\/li>\n<li style=\"font-weight: 400;\"><b>1,900 <\/b><span style=\"font-weight: 400;\">- Creaci\u00f3n de nuevos puestos de trabajo <\/span><\/li>\n<li style=\"font-weight: 400;\"><b>1,000 <\/b><span style=\"font-weight: 400;\">- Horas de asistencia post-pr\u00e9stamo que los clientes han beneficiado <\/span><\/li>\n<li style=\"font-weight: 400;\"><b>500<\/b><span style=\"font-weight: 400;\"> - Pr\u00e9stamos otorgados<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>160 <\/b><span style=\"font-weight: 400;\">- Empresas que se benefician de la asistencia de asesores voluntarios. <\/span><\/li>\n<li style=\"font-weight: 400;\"><b>55 <\/b><span style=\"font-weight: 400;\">- Empresas que han recibido asistencia jur\u00eddica gratuita <\/span><\/li>\n<li style=\"font-weight: 400;\"><b>M\u00e1s de 50% <\/b><span style=\"font-weight: 400;\">- Empleadas y clientas <\/span><\/li>\n<li style=\"font-weight: 400;\"><b>45% <\/b><span style=\"font-weight: 400;\">- Clientes emprendedores minoritarios \u00a0<\/span><\/li>\n<\/ul>\n<p><b>\u00bfC\u00f3mo puedo obtener un micropr\u00e9stamo de Working Solutions? <\/b><\/p>\n<p><span style=\"font-weight: 400;\">Los requisitos para un pr\u00e9stamo son bastante b\u00e1sicos: los propietarios de negocios deben tener al menos un a\u00f1o de experiencia remunerada en la industria elegida, deben poder hacer una peque\u00f1a inyecci\u00f3n de capital en el pr\u00e9stamo (10-20%) y deben cumplir con algunas pautas, como estar al d\u00eda con las deudas existentes. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Para obtener m\u00e1s informaci\u00f3n sobre las oportunidades disponibles, puede <\/span><a href=\"http:\/\/www.workingsolutions.org\/contact-us\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">p\u00f3ngase en contacto con Working Solutions<\/span><\/a><span style=\"font-weight: 400;\"> directamente o <\/span><a href=\"https:\/\/www.tmcfinancing.com\/es\/contact\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">comun\u00edquese con los expertos en pr\u00e9stamos para peque\u00f1as empresas<\/span><\/a><span style=\"font-weight: 400;\"> a <\/span><a href=\"https:\/\/www.tmcfinancing.com\/es\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">Financiamiento TMC<\/span><\/a><span style=\"font-weight: 400;\"> Llegar <\/span><a href=\"https:\/\/www.tmcfinancing.com\/es\/microloans-bay-area\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">m\u00e1s informaci\u00f3n sobre microcr\u00e9ditos<\/span><\/a><span style=\"font-weight: 400;\"> en tu \u00e1rea. <\/span><\/p>","protected":false},"excerpt":{"rendered":"<p><span style=\"font-weight: 400;\">Working Solutions has provided $12 million in loans to almost 500 small businesses in the Bay Area since 2005. Find out how this prestigious organization can help finance your small business.\u00a0<\/span><\/p>","protected":false},"author":19,"featured_media":6649,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[25,90,89],"tags":[],"class_list":["post-6648","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-updates","category-sba","category-tmc"],"acf":{"related_posts":null},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.3 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Utilizing Working Solutions Microloans In Your Bay Area Small Business | TMC Financing<\/title>\n<meta name=\"description\" content=\"Working Solutions is a nonprofit organization dedicated to providing access to capital and resources needed to start or 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TMC es una empresa de desarrollo certificada que proporciona financiaci\u00f3n de bienes ra\u00edces comerciales a propietarios de peque\u00f1as empresas a trav\u00e9s del Programa de pr\u00e9stamos 504 de la SBA. TMC se ubica constantemente entre las principales empresas de desarrollo certificadas a nivel nacional y ha financiado proyectos por valor de m\u00e1s de $9 mil millones en California y Nevada. Cerca de 5.000 peque\u00f1as empresas se han beneficiado de este financiamiento, lo que ha dado lugar a la creaci\u00f3n de unos 50.000 puestos de trabajo. TMC es tambi\u00e9n el prestamista hotelero n\u00famero 1 de la SBA 504 en los Estados Unidos. Barbara tambi\u00e9n es la fundadora de Working Solutions, un microcr\u00e9dito del \u00c1rea de la Bah\u00eda cuya misi\u00f3n es proporcionar a los microempresarios, en particular a las personas de bajos ingresos, las mujeres y las minor\u00edas, el acceso al capital y los recursos que necesitan para iniciar un negocio exitoso.","url":"https:\/\/www.tmcfinancing.com\/es\/author\/barbara-morrison\/"}]}},"_links":{"self":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/posts\/6648","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/comments?post=6648"}],"version-history":[{"count":0,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/posts\/6648\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/media\/6649"}],"wp:attachment":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/media?parent=6648"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/categories?post=6648"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/tags?post=6648"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}