{"id":6042,"date":"2017-06-01T12:57:42","date_gmt":"2017-06-01T19:57:42","guid":{"rendered":"https:\/\/www.tmcfinancing.com\/\/?p=6042"},"modified":"2021-05-10T20:29:38","modified_gmt":"2021-05-11T03:29:38","slug":"advantages-of-prequalifying-for-sba-504-loan","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/advantages-of-prequalifying-for-sba-504-loan\/","title":{"rendered":"Ventajas de la precalificaci\u00f3n para un pr\u00e9stamo 504 de la SBA"},"content":{"rendered":"<p><a href=\"https:\/\/www.tmcfinancing.com\/\/wp-content\/uploads\/2017\/06\/AdobeStock_48033961.jpeg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-6047\" src=\"https:\/\/www.tmcfinancing.com\/\/wp-content\/uploads\/2017\/06\/AdobeStock_48033961-1024x683.jpeg\" alt=\"\" width=\"1024\" height=\"683\" srcset=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2017\/06\/AdobeStock_48033961-1024x683.jpeg 1024w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2017\/06\/AdobeStock_48033961-300x200.jpeg 300w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2017\/06\/AdobeStock_48033961-768x512.jpeg 768w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2017\/06\/AdobeStock_48033961-270x180.jpeg 270w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/p>\n<p><span style=\"font-weight: 400;\">Siempre es ventajoso empezar temprano. Si est\u00e1 pensando en un pr\u00e9stamo para financiar la compra o renovaci\u00f3n de bienes ra\u00edces comerciales o equipos para su negocio, un buen lugar para comenzar es precalificar para un pr\u00e9stamo 504 de la SBA. La mejor parte es que puede comenzar con el proceso de precalificaci\u00f3n ya sea que haya identificado o no la propiedad que desea adquirir o incluso haya decidido la forma de financiamiento que le interesa. La precalificaci\u00f3n para un pr\u00e9stamo SBA 504 es r\u00e1pida y sin costo para ti. Al precalificar antes de elegir una propiedad, se da una ventaja sobre otros que tambi\u00e9n est\u00e1n comprando una propiedad. <\/span><\/p>\n<p><b>\u00bfQu\u00e9 es la precalificaci\u00f3n?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">La precalificaci\u00f3n es una evaluaci\u00f3n r\u00e1pida realizada por su Empresa de Desarrollo Certificada (CDC), aclarando sus opciones y confirmando su poder adquisitivo. Es un proceso que le permite saber de antemano qu\u00e9 tipo de resultados puede esperar si solicit\u00f3 un pr\u00e9stamo 504 de la SBA. Es importante saber que la precalificaci\u00f3n es <\/span><i><span style=\"font-weight: 400;\">no <\/span><\/i><span style=\"font-weight: 400;\">lo mismo que solicitar un pr\u00e9stamo, y no conlleva obligaci\u00f3n ni compromiso alguno por parte del solicitante. <\/span><\/p>\n<p><b>\u00bfPor qu\u00e9 precalificar para un pr\u00e9stamo?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">La precalificaci\u00f3n le proporciona nueva informaci\u00f3n valiosa. Cuando se presenta la oportunidad adecuada, la precalificaci\u00f3n le da la confianza de saber que el precio de compra es el adecuado para su negocio. Te puede ayudar: <\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Entender qu\u00e9 esperar de un prestamista<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Obtenga una idea de cu\u00e1nto puede requerir el pago inicial de su pr\u00e9stamo<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Sepa cu\u00e1nto efectivo puede tener disponible para usar como pago inicial de una propiedad <\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Averig\u00fce cu\u00e1nto financiamiento total puede esperar recibir<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Descubra lo que puede pagar y los pagos mensuales que puede esperar con diferentes precios de compra <\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Esta informaci\u00f3n tambi\u00e9n es valiosa para los corredores y vendedores de bienes ra\u00edces comerciales. La precalificaci\u00f3n es un rasgo atractivo para una empresa cuando busca fuentes de financiamiento, lo que le brinda apalancamiento y le asegura que est\u00e1 preparado para avanzar de manera oportuna. Una carta de precalificaci\u00f3n tambi\u00e9n puede darle una ventaja al hacer una oferta por una propiedad.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Finalmente, te organiza. Ser\u00e1 beneficioso tener a mano los documentos y la informaci\u00f3n necesarios para la precalificaci\u00f3n durante todo el proceso de financiaci\u00f3n. Tener esta informaci\u00f3n al alcance de la mano le ayudar\u00e1 cuando decida solicitar un pr\u00e9stamo y acelerar\u00e1 considerablemente el proceso. <\/span><\/p>\n<p><b>C\u00f3mo precalificar<\/b><\/p>\n<p><span style=\"font-weight: 400;\">La informaci\u00f3n requerida para el proceso de precalificaci\u00f3n se ensambla f\u00e1cilmente. El CDC que elija tendr\u00e1 algunos formularios para que usted y sus socios (si los hubiera) llenen, incluidos tres a\u00f1os de declaraciones de impuestos personales y comerciales, un estado financiero personal y estados financieros provisionales. Los prestatarios pueden esperar recibir comentarios sobre la precalificaci\u00f3n de su pr\u00e9stamo 504 en tan solo 18 horas. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">A lo largo del proceso de obtenci\u00f3n de financiamiento SBA 504, la orientaci\u00f3n de profesionales capacitados es crucial. Una precalificaci\u00f3n le brinda la oportunidad de establecer una relaci\u00f3n con un CDC que ser\u00e1 su defensor de principio a fin. <\/span><a href=\"https:\/\/www.tmcfinancing.com\/es\/\"><span style=\"font-weight: 400;\">Financiamiento TMC<\/span><\/a><span style=\"font-weight: 400;\"> es un prestamista certificado por la SBA Premier y un proveedor de pr\u00e9stamos de gran volumen. <\/span><a href=\"https:\/\/www.tmcfinancing.com\/es\/contact\/\"><span style=\"font-weight: 400;\">Comun\u00edquese con un experto en pr\u00e9stamos de TMC<\/span><\/a><span style=\"font-weight: 400;\"> para obtener m\u00e1s informaci\u00f3n sobre el proceso de precalificaci\u00f3n para pr\u00e9stamos 504 y c\u00f3mo poner su negocio un paso por delante.<\/span><\/p>\n<p><a href=\"https:\/\/www.tmcfinancing.com\/\/wp-content\/uploads\/2015\/08\/SBA504-Application-Welcome-TMC.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Descargue la aplicaci\u00f3n de precalificaci\u00f3n ahora.\u00a0<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>It\u2019s always advantageous to start early. If you\u2019re thinking about a loan to finance the purchase or renovation of commercial real estate or equipment for your business, a good place&#8230;<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[141,90,178,89],"tags":[],"class_list":["post-6042","post","type-post","status-publish","format-standard","hentry","category-education","category-sba","category-sba-101","category-tmc"],"acf":{"related_posts":null},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.3 (Yoast SEO v27.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Advantages of Prequalifying for an SBA 504 Loan | TMC Financing<\/title>\n<meta name=\"description\" content=\"A prequalification gives you the opportunity to establish a relationship with a CDC who 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TMC es una empresa de desarrollo certificada que proporciona financiaci\u00f3n de bienes ra\u00edces comerciales a propietarios de peque\u00f1as empresas a trav\u00e9s del Programa de pr\u00e9stamos 504 de la SBA. TMC se ubica constantemente entre las principales empresas de desarrollo certificadas a nivel nacional y ha financiado proyectos por valor de m\u00e1s de $9 mil millones en California y Nevada. Cerca de 5.000 peque\u00f1as empresas se han beneficiado de este financiamiento, lo que ha dado lugar a la creaci\u00f3n de unos 50.000 puestos de trabajo. TMC es tambi\u00e9n el prestamista hotelero n\u00famero 1 de la SBA 504 en los Estados Unidos. Barbara tambi\u00e9n es la fundadora de Working Solutions, un microcr\u00e9dito del \u00c1rea de la Bah\u00eda cuya misi\u00f3n es proporcionar a los microempresarios, en particular a las personas de bajos ingresos, las mujeres y las minor\u00edas, el acceso al capital y los recursos que necesitan para iniciar un negocio exitoso.","url":"https:\/\/www.tmcfinancing.com\/es\/author\/barbara-morrison\/"}]}},"_links":{"self":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/posts\/6042","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/comments?post=6042"}],"version-history":[{"count":0,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/posts\/6042\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/media?parent=6042"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/categories?post=6042"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/tags?post=6042"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}