{"id":462,"date":"2011-02-25T00:00:00","date_gmt":"2011-02-25T08:00:00","guid":{"rendered":"http:\/\/tmcfinancing.wpengine.com\/sba-debuts-refi-program-for-commercial-mortgages-2\/"},"modified":"2021-05-10T20:28:08","modified_gmt":"2021-05-11T03:28:08","slug":"sba-debuts-refi-program-for-commercial-mortgages","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/sba-debuts-refi-program-for-commercial-mortgages\/","title":{"rendered":"SBA estrena programa de refinanciamiento para hipotecas comerciales"},"content":{"rendered":"<div class=\"padding\">\n<div>25 de febrero de 2011<\/div>\n<h2 class=\"post\">SBA estrena programa de refinanciamiento para hipotecas comerciales<\/h2>\n<p>Como se public\u00f3 en el <a href=\"http:\/\/www.bizjournals.com\/sanfrancisco\/\">San Francisco Business Times<\/a> por Mark Calvey el viernes 25 de febrero de 2011:<\/p>\n<p><strong>SBA estrena programa de refinanciamiento para hipotecas comerciales<\/strong><\/p>\n<p>Los propietarios de peque\u00f1as empresas con hipotecas de bienes ra\u00edces comerciales subacu\u00e1ticas que vencen este a\u00f1o o el pr\u00f3ximo no deber\u00edan sorprenderse al saber de sus banqueros sobre un programa piloto de la SBA.<\/p>\n<p>La Administraci\u00f3n de Peque\u00f1as Empresas present\u00f3 este mes un programa de refinanciamiento para los prestatarios que tienen problemas para obtener un nuevo pr\u00e9stamo de bienes ra\u00edces comerciales porque la tasaci\u00f3n de sus propiedades es demasiado baja.<\/p>\n<p>Esa es la triste situaci\u00f3n de muchos que compraron en los a\u00f1os pico de la burbuja de 2006 y 2007, utilizando hipotecas comerciales tradicionales a cinco a\u00f1os.<\/p>\n<p>\u201cIncluso las peque\u00f1as empresas que se desempe\u00f1an bien y hacen sus pagos a tiempo podr\u00edan enfrentar una ejecuci\u00f3n hipotecaria debido a las dificultades que tienen para refinanciar y reestructurar su deuda hipotecaria\u201d, dijo el administrador de la SBA, Kim Mills, quien anticipa que 20,000 prestatarios ser\u00e1n asistidos a trav\u00e9s del programa piloto.<\/p>\n<p>Los prestatarios existentes de la SBA 504 no son elegibles para el programa de refinanciamiento de la SBA.<\/p>\n<p>\u201cEste programa piloto es el cambio m\u00e1s significativo en los pr\u00e9stamos de la SBA desde el comienzo de la recesi\u00f3n\u201d, dijo Barbara Morrison, presidenta de TMC Development, quien trabaja con los due\u00f1os de negocios para asegurar hipotecas bajo el programa 504 de la SBA.<\/p>\n<p>Morrison anticipa que el programa mantendr\u00e1 a muchos empleados en las n\u00f3minas de las peque\u00f1as empresas.<\/p>\n<p>Actualmente, los propietarios de peque\u00f1as empresas que intentan refinanciar hipotecas sobre sus bienes ra\u00edces comerciales ocupados por sus propietarios a menudo tienen que aportar mucho dinero en efectivo para lograr una relaci\u00f3n pr\u00e9stamo-valor que haga sentir c\u00f3modos tanto a los banqueros como a sus reguladores.<\/p>\n<p>Eso generalmente significa recortes de costos y despidos severos.<\/p>\n<p>Para obtener m\u00e1s informaci\u00f3n y leer el art\u00edculo, visite: <a href=\"http:\/\/www.bizjournals.com\/sanfrancisco\/\">San Francisco Business Times<\/a> art\u00edculo o el <a href=\"https:\/\/www.tmcfinancing.com\/es\/\">TMC<\/a> sitio web.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>February 25th, 2011 SBA Debuts Refi Program for Commercial Mortgages As published in the San Francisco Business Times by Mark Calvey on Friday, February 25, 2011: SBA Debuts Refi Program&#8230;<\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[25,90],"tags":[],"class_list":["post-462","post","type-post","status-publish","format-standard","hentry","category-news-updates","category-sba"],"acf":{"related_posts":null},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.3 (Yoast SEO v28.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>SBA Debuts Refi Program for Commercial Mortgages | TMC Financing<\/title>\n<meta name=\"description\" content=\"Small business owners with underwater commercial real estate mortgages coming due this year or next shouldn\u2019t be surprised to hear from their bankers about an SBA pilot program.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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