{"id":4248,"date":"2016-06-08T09:53:04","date_gmt":"2016-06-08T16:53:04","guid":{"rendered":"https:\/\/www.tmcfinancing.com\/\/?p=4248"},"modified":"2022-10-14T06:45:38","modified_gmt":"2022-10-14T13:45:38","slug":"sba-504-debt-refinance-examples","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/sba-504-debt-refinance-examples\/","title":{"rendered":"Refinanciamiento de deuda SBA 504"},"content":{"rendered":"

Ejemplos de escenarios de estructura de pr\u00e9stamos<\/h3>\n

Los propietarios de peque\u00f1as empresas pueden refinanciar pr\u00e9stamos inmobiliarios comerciales a tasas de inter\u00e9s fijas por debajo del mercado durante un plazo de 25 a\u00f1os a trav\u00e9s del programa de refinanciamiento SBA 504 de TMC Financing. El refinanciamiento SBA 504 est\u00e1 disponible hasta por el 90 por ciento del valor de la propiedad tasada y se pueden refinanciar varias propiedades a la vez. La refinanciaci\u00f3n con el pr\u00e9stamo SBA 504 tambi\u00e9n brinda a los due\u00f1os de negocios acceso a efectivo para gastos comerciales elegibles.<\/p>\n

Con las bajas tasas actuales, TMC Financing ha podido reducir los pagos mensuales de una empresa<\/strong> y proporcionar acceso a dinero en efectivo<\/strong> previamente inmovilizado en acciones. Este efectivo se puede utilizar para una variedad de gastos comerciales, como inventario, salarios, servicios p\u00fablicos, facturas de tarjetas de cr\u00e9dito, etc.<\/p>\n

Obtenga m\u00e1s informaci\u00f3n sobre las calificaciones para Refinanciamiento SBA 504<\/a>.<\/p>\n

A continuaci\u00f3n, se muestran algunos ejemplos de c\u00f3mo se puede estructurar un pr\u00e9stamo de refinanciamiento de la SBA para beneficiar a los propietarios de peque\u00f1as empresas.<\/p>\n

Ejemplo 1: refinanciar un pr\u00e9stamo convencional<\/h3>\n

El prestatario busca refinanciar un pr\u00e9stamo de bienes ra\u00edces comerciales $1,000,000 existente. La propiedad se valora en $2 millones.<\/p>\n

Estructura aceptable de pr\u00e9stamos de refinanciamiento de la SBA<\/strong>
\n\"SBA
\nComentarios:<\/strong> Refinanciar una hipoteca convencional puede permitir a los due\u00f1os de negocios aprovechar las favorables tasas fijas a largo plazo por debajo del mercado del pr\u00e9stamo de refinanciamiento SBA 504. El nuevo pr\u00e9stamo de terceros debe ser igual o superior al monto de la obligaci\u00f3n 504 de la SBA, al menos $500,000 en este ejemplo.<\/p>\n

Ejemplo 2: Refinanciar varios pr\u00e9stamos convencionales<\/h3>\n

El prestatario busca refinanciar una hipoteca $200,000 existente utilizada para comprar la propiedad m\u00e1s una segunda hipoteca $800,000 prestada hace cinco a\u00f1os para fines comerciales elegibles de la SBA 504. La propiedad se valora en $2 millones.<\/p>\n

Estructura aceptable de pr\u00e9stamos de refinanciamiento de la SBA<\/strong>
\n\"SBA
\nComentarios:<\/strong> Tanto la primera hipoteca original como la segunda hipoteca existente se pueden combinar bajo los t\u00e9rminos favorables del pr\u00e9stamo de refinanciamiento SBA 504. El nuevo pr\u00e9stamo de terceros debe ser igual o superior al monto de la obligaci\u00f3n 504 de la SBA, al menos $500,000 en este ejemplo.<\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

Existen muchas estructuras aceptables para los pr\u00e9stamos de refinanciamiento de la SBA, cont\u00e1ctenos para encontrar una soluci\u00f3n adecuada para acceder a la equidad en su edificio<\/a>.<\/p>\n

 <\/p>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

Los propietarios de peque\u00f1as empresas pueden refinanciar pr\u00e9stamos inmobiliarios comerciales convencionales con las atractivas tasas y condiciones disponibles a trav\u00e9s del programa de pr\u00e9stamos SBA 504 de TMC.<\/p>","protected":false},"author":12,"featured_media":3635,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[25,90,178,89],"tags":[],"class_list":["post-4248","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-updates","category-sba","category-sba-101","category-tmc"],"acf":{"related_posts":false},"yoast_head":"\nSBA 504 Debt Refinance | TMC Financing<\/title>\n<meta name=\"description\" content=\"SBA 504 debt refinance: refinance your conventional commercial mortgage with an money-saving SBA 504 debt refinance loan. 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