{"id":333,"date":"2008-05-09T00:00:00","date_gmt":"2008-05-09T07:00:00","guid":{"rendered":"http:\/\/tmcfinancing.wpengine.com\/money-is-available-for-small-businesses-2\/"},"modified":"2021-05-10T20:27:40","modified_gmt":"2021-05-11T03:27:40","slug":"money-is-available-for-small-businesses","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/money-is-available-for-small-businesses\/","title":{"rendered":"El dinero est\u00e1 disponible para las peque\u00f1as empresas"},"content":{"rendered":"<div class=\"padding\">\n<div>9 de mayo de 2008<\/div>\n<h2 class=\"post\">El dinero est\u00e1 disponible para las peque\u00f1as empresas<\/h2>\n<p>9 de mayo de 2008 - La actual recesi\u00f3n econ\u00f3mica ha provocado la percepci\u00f3n err\u00f3nea de que hay poco o ning\u00fan dinero disponible para los propietarios de peque\u00f1as empresas. Sin embargo, instituciones como la Administraci\u00f3n de Peque\u00f1as Empresas (SBA) contin\u00faan ofreciendo una amplia gama de opciones de financiamiento a los propietarios de peque\u00f1as empresas. La disponibilidad de pr\u00e9stamos de la SBA y los criterios para recibir estos pr\u00e9stamos no se han visto afectados por la econom\u00eda. De hecho, un prestamista local de la SBA que ofrece pr\u00e9stamos espec\u00edficamente para la compra de bienes ra\u00edces comerciales propietarios-usuarios a trav\u00e9s del programa de pr\u00e9stamos 504 de la SBA ha visto un aumento en los pr\u00e9stamos financiados. Barbara Morrison, presidenta de TMC Development, dice: \u201cNuestras aprobaciones de pr\u00e9stamos est\u00e1n en un nivel r\u00e9cord. La SBA tiene dinero para prestar, y muchos propietarios de peque\u00f1as empresas descubren que ser propietarios de su edificio ayuda a reducir los gastos y bloquea los costos operativos continuos, dos factores muy importantes para administrar una peque\u00f1a empresa en una econom\u00eda d\u00e9bil \u201d.<\/p>\n<p>A pesar de la creencia com\u00fan de que a las peque\u00f1as empresas les va mal durante una recesi\u00f3n econ\u00f3mica, el volumen de pr\u00e9stamos 504 de la SBA de TMC Development indica que este no es el caso. Con un aumento de 13% en las aprobaciones de pr\u00e9stamos durante los \u00faltimos 6 meses durante el mismo per\u00edodo del a\u00f1o pasado, el programa de pr\u00e9stamos 504 de la SBA definitivamente est\u00e1 prosperando. Un cliente de TMC, Sammy Yu, propietario de Premier Protective Films International en Fremont, cuenta su historia. \u201cHab\u00edamos superado tanto nuestro espacio alquilado que nos vimos obligados a rechazar el negocio. No pensamos que podr\u00edamos permitirnos el lujo de poseer bienes ra\u00edces, pero descubrir el financiamiento de la SBA y obtener un pr\u00e9stamo 504 de la SBA de TMC nos permiti\u00f3 comprar un condominio con el triple de pies cuadrados y tambi\u00e9n estabiliz\u00f3 nuestros gastos a largo plazo &quot;. Los beneficios adicionales de los pr\u00e9stamos 504 de la SBA incluyen un pago inicial bajo de 10%, plazos de pago m\u00e1s largos de 20 a 40 a\u00f1os y una tasa de inter\u00e9s fija baja, actualmente en 6.38% durante 20 a\u00f1os.<\/p>\n<p>Michael Lloyd, vicepresidente senior de Colliers International y presidente del cap\u00edtulo de SIOR en el norte de California, dice que es un momento oportuno para que las peque\u00f1as empresas negocien acuerdos de propiedad inmobiliaria comercial propietario-usuario, ya que ahora hay m\u00e1s propiedades en el mercado de las que ha habido en el mercado. a\u00f1os. \u201cAhora es un buen momento para comprar una propiedad porque las tasas de inter\u00e9s son bajas y el inventario es alto. Al aprovechar el programa de pr\u00e9stamos SBA 504, los propietarios de peque\u00f1as empresas pueden bloquear los costos de ocupaci\u00f3n durante la vigencia del pr\u00e9stamo, una gran ventaja &quot;.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>9 de mayo de 2008 El dinero est\u00e1 disponible para las peque\u00f1as empresas 9 de mayo de 2008 - La recesi\u00f3n econ\u00f3mica actual ha causado la percepci\u00f3n err\u00f3nea de que hay poco o ning\u00fan dinero disponible para ...<\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-333","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":{"related_posts":null},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Money Is Available for Small Businesses | TMC Financing<\/title>\n<meta name=\"description\" content=\"May 9, 2008 - The current economic downturn has caused the misperception that there is little or no money available to small business owners. 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