{"id":2606,"date":"2016-01-13T14:17:17","date_gmt":"2016-01-13T22:17:17","guid":{"rendered":"https:\/\/www.tmcfinancing.com\/\/?p=2606"},"modified":"2021-05-10T20:29:24","modified_gmt":"2021-05-11T03:29:24","slug":"factors-affecting-hotel-construction-financing-2016","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/factors-affecting-hotel-construction-financing-2016\/","title":{"rendered":"Factores que afectan la financiaci\u00f3n de la construcci\u00f3n hotelera para 2016"},"content":{"rendered":"<h2>Con la industria hotelera estadounidense en camino hacia la recuperaci\u00f3n, \u00bfc\u00f3mo le ir\u00e1 la financiaci\u00f3n de la construcci\u00f3n de hoteles en 2016?<\/h2>\n<p>Por Barbara Morrison<br \/>\n<em><span style=\"font-size: small;\">Publicado originalmente como una columna de finanzas en\u00a0<a href=\"https:\/\/www.cpexecutive.com\/post\/finance-column-checking-in-on-hotel-construction-financing\/\">Ejecutivo de Propiedad Comercial<\/a>.<\/span><\/em><\/p>\n<p><img decoding=\"async\" style=\"float: left;\" src=\"https:\/\/www.tmcfinancing.com\/\/wp-content\/uploads\/2016\/01\/B-Morrison-Photo.jpg\" alt=\"Barbara Morrison on hotel construction\" width=\"25%\" \/>En todo Estados Unidos, la industria hotelera se est\u00e1 recuperando. Seg\u00fan las \u00faltimas <a href=\"http:\/\/www.htrends.com\/trends-detail-sid-86511.html\" target=\"_blank\" rel=\"noopener noreferrer\">Informe de canalizaci\u00f3n de STR<\/a>, las habitaciones de hotel en construcci\u00f3n aumentaron casi un 22 por ciento a\u00f1o tras a\u00f1o. La demanda, sin embargo, sigue superando a la oferta y se prev\u00e9 que lo haga durante al menos dos a\u00f1os m\u00e1s, seg\u00fan un informe de mayo de 2015. <a href=\"http:\/\/www.hospitalitynet.org\/news\/4070195.html\" target=\"_blank\" rel=\"noopener noreferrer\">informe<\/a> por HVS Global Hospitality Services. Las tasas de ocupaci\u00f3n, RevPAR y otros indicadores clave de desempe\u00f1o contin\u00faan creciendo a niveles r\u00e9cord.<\/p>\n<p>Dejando de lado este optimismo, vemos dos factores que seguir\u00e1n afectando el financiamiento de la construcci\u00f3n de hoteles hasta 2016:<\/p>\n<ol>\n<li><strong>La escasez de financiaci\u00f3n seguir\u00e1 provocando que la construcci\u00f3n de hoteles se quede por detr\u00e1s de otros sectores inmobiliarios comerciales<\/strong>. Si bien la disponibilidad de financiamiento hotelero ha crecido significativamente desde la recesi\u00f3n econ\u00f3mica, el n\u00famero de prestamistas activos en el sector de la construcci\u00f3n hotelera sigue siendo limitado. Debido a que las propiedades hoteleras no se convierten f\u00e1cilmente para otros usos, se clasifican como \u201cpropiedades especiales\u201d, lo que dificulta la b\u00fasqueda de financiamiento convencional. Muchos prestamistas comerciales contin\u00faan operando con estrictos est\u00e1ndares de suscripci\u00f3n, lo que requiere que los propietarios de hoteles paguen un pago inicial del 35 al 50 por ciento.<\/li>\n<\/ol>\n<p>Estamos viendo un inter\u00e9s renovado en el programa de pr\u00e9stamos de bienes ra\u00edces comerciales 504 de la Administraci\u00f3n de Peque\u00f1os Negocios de los EE. UU. Porque reduce tanto el riesgo de un prestamista comercial como el pago inicial requerido por parte del propietario del hotel. Por lo general, los pr\u00e9stamos 504 de la SBA se estructuran con una primera hipoteca de un prestamista comercial por hasta el 50 por ciento del costo total del proyecto, una segunda hipoteca de la SBA 504 de hasta el 35 por ciento y al menos un 15 por ciento del propietario del hotel. Si bien el financiamiento de la SBA 7 (a) alcanza un m\u00e1ximo de $5 millones, el programa SBA 504 puede financiar proyectos m\u00e1s grandes porque no hay un costo total m\u00e1ximo del proyecto.<\/p>\n<ol start=\"2\">\n<li><strong>Los proyectos que cumplen con las tendencias del mercado y est\u00e1n respaldados por una administraci\u00f3n s\u00f3lida tendr\u00e1n las mejores posibilidades de obtener la aprobaci\u00f3n del pr\u00e9stamo.<\/strong> Si bien la industria hotelera ciertamente recompensa las econom\u00edas de escala, las propiedades que ofrecen una experiencia especial tienen cada vez m\u00e1s demanda. Los viajeros millennials valoran lo ecol\u00f3gico, lo saludable, lo local y lo aut\u00e9ntico, y las marcas de franquicia han respondido con nuevos planes de mejora de propiedades, que a menudo requieren que los franquiciados reinviertan en renovaciones.<\/li>\n<\/ol>\n<p>Aproximadamente dos tercios de nuestros pr\u00e9stamos recientes para la construcci\u00f3n de hoteles de la SBA 504 son para renovaciones en comparaci\u00f3n con la construcci\u00f3n desde cero y el 80 por ciento son propiedades marcadas. Las mejoras en la eficiencia energ\u00e9tica, en particular la solar, est\u00e1n ganando popularidad. Muchos propietarios de hoteles con pr\u00e9stamos existentes de la SBA han utilizado el m\u00e1ximo de $5 millones de la SBA; sin embargo, bajo el programa de \u201cenerg\u00eda verde\u201d de la SBA 504, los propietarios pueden financiar proyectos adicionales. Para calificar, al menos el 10 por ciento de las necesidades energ\u00e9ticas de la propiedad deben generarse en el sitio. Esto se logra f\u00e1cilmente con iluminaci\u00f3n de bajo consumo o la adici\u00f3n de paneles solares, que funcionan muy bien a la hora de comercializar la propiedad a los viajeros. Si bien algunos prestamistas recomiendan eliminar los costos de FF&amp;E de los pr\u00e9stamos de construcci\u00f3n generales, el pr\u00e9stamo 504 de la SBA permite que FF&amp;E, PIP y otros costos blandos se incorporen al pr\u00e9stamo. Esta flexibilidad es lo que hace que el programa SBA 504 sea tan atractivo para proyectos hoteleros en este momento. Permite a los propietarios de hoteles aprovechar el mercado actual con un paquete de financiaci\u00f3n competitivo y personalizado.<\/p>\n<p>M\u00e1s noticias sobre hoteles de TMC:<\/p>\n<h4 class=\"post\"><a href=\"https:\/\/www.tmcfinancing.com\/es\/historic-carmel-green-lantern-inn-changes-hands\/\" target=\"_blank\" rel=\"noopener noreferrer\">El hist\u00f3rico Carmel Green Lantern Inn cambia de manos<\/a><\/h4>\n<h4 class=\"post\"><a href=\"https:\/\/www.tmcfinancing.com\/es\/tmc-financing-provides-loan-for-rush-creek-lodge-at-yosemite\/\" target=\"_blank\" rel=\"noopener noreferrer\">El primer nuevo complejo tur\u00edstico de Yosemite en 25 a\u00f1os se basa en el paquete de financiaci\u00f3n SBA 504 de $30 + millones<\/a><\/h4>\n<h4><a href=\"https:\/\/www.tmcfinancing.com\/es\/financing-for-quality-inn-franchise\/\" target=\"_blank\" rel=\"noopener noreferrer\">TMC Financing proporciona financiaci\u00f3n ilimitada a trav\u00e9s del programa de eficiencia energ\u00e9tica SBA 504<\/a><\/h4>\n<h4 class=\"post\"><a href=\"https:\/\/www.tmcfinancing.com\/es\/johnsons-beach-tradition-continues-with-help-from-tmc\/\" target=\"_blank\" rel=\"noopener noreferrer\">Los nuevos propietarios compran el ic\u00f3nico resort Russian River por $2.5 millones con un pr\u00e9stamo SBA 504<\/a><\/h4>\n<h4><a href=\"https:\/\/www.tmcfinancing.com\/es\/casa-blanca-inn-of-santa-cruz-has-been-purchased-for-7-2-million\/\" target=\"_blank\" rel=\"noopener noreferrer\">Los posaderos de Santa Cruz se suman a su cartera con el pr\u00e9stamo hotelero SBA 504<\/a><\/h4>\n<h4><a href=\"https:\/\/www.tmcfinancing.com\/es\/carmel-village-inn-is-purchased-by-current-operator-with-a-7-4-million-sba-504-loan-provided-by-tmc-financing\/\" target=\"_blank\" rel=\"noopener noreferrer\">Patel compra la cuarta propiedad con un pr\u00e9stamo hotelero SBA 504<\/a><\/h4>\n<h4 class=\"post\"><a href=\"https:\/\/www.tmcfinancing.com\/es\/sonora-inn-seeks-financing-for-their-historic-restoration-project\/\">Pr\u00e9stamo SBA 504 utilizado para comprar dos propiedades<\/a><\/h4>\n<h4 class=\"post\"><a href=\"https:\/\/www.tmcfinancing.com\/es\/tmc-financing-provides-sba-504-loan-to-holiday-inn-express-temecula-for-a-second-time\/\">Propietarios de franquicias renuevan con un segundo pr\u00e9stamo hotelero de la SBA<\/a><\/h4>\n<h4><a href=\"https:\/\/www.tmcfinancing.com\/es\/new-owners-acquire-comfort-suites-near-san-jose-airport-for-6-6-million\/\">Comfort Suites compradas con un pr\u00e9stamo hotelero SBA 504 de &quot;energ\u00eda verde&quot;<\/a><\/h4>\n<h4 class=\"post\"><a href=\"https:\/\/www.tmcfinancing.com\/es\/lombard-plaza-hotel-ownership-made-possible-through-sba-504-loan\/\">La SBA llena la brecha de financiamiento para proyectos complejos como hoteles<\/a><\/h4>\n<h4 class=\"post\"><a href=\"https:\/\/www.tmcfinancing.com\/es\/secure-sba-funding-for-hotel-deals\/\">Los pr\u00e9stamos para hoteles TMC Financing y SBA 504 ofrecen una alternativa atractiva a los pr\u00e9stamos ajustados<\/a><\/h4>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>With the U.S. hospitality industry on the road to recovery, how will hotel construction financing fare in 2016? By Barbara Morrison Originally published as a Finance Column in\u00a0Commercial Property Executive&#8230;.<\/p>","protected":false},"author":12,"featured_media":2617,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[99,141,166,25,167,89],"tags":[],"class_list":["post-2606","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-construction","category-education","category-hotel","category-news-updates","category-special","category-tmc"],"acf":{"related_posts":null},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.3 (Yoast SEO v28.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Factors affecting hotel construction financing for 2016 | TMC Financing<\/title>\n<meta name=\"description\" content=\"Two key factors affecting hotel construction 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