{"id":24253,"date":"2025-05-19T09:00:32","date_gmt":"2025-05-19T16:00:32","guid":{"rendered":"https:\/\/www.tmcfinancing.com\/?p=24253"},"modified":"2025-05-16T09:36:49","modified_gmt":"2025-05-16T16:36:49","slug":"roast-n-post-deepens-community-roots","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/roast-n-post-deepens-community-roots\/","title":{"rendered":"Roast n\u2019 Post Deepens Its Community Roots with an SBA 504 Loan"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-24254 size-medium\" src=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2025\/05\/roastnpost-interior-225x300.jpg\" alt=\"\" width=\"225\" height=\"300\" srcset=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2025\/05\/roastnpost-interior-225x300.jpg 225w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2025\/05\/roastnpost-interior-300x400.jpg 300w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2025\/05\/roastnpost-interior-9x12.jpg 9w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2025\/05\/roastnpost-interior.jpg 500w\" sizes=\"auto, (max-width: 225px) 100vw, 225px\" \/>\u201cWhen you hear about the SBA 504 loan for commercial properties, it almost seems too good to be true,\u201d says Sean Wells, founder and co-owner of <a href=\"https:\/\/www.roastnpost.com\/\">Roast n\u2019 Post<\/a> production studio and micro-roastery in Emeryville, CA. \u201cBut there are no downsides. Now, we have this amazing building and we can continue to grow as part of this community, which is really important to who we are as a business.\u201d<\/p>\n<p>Here&#8217;s how TMC Financing helped Sean secure an SBA 504 loan to purchase a historic, 3,000-square-foot building for Roast n\u2019 Post\u2019s new home.<\/p>\n<p><strong>A space that fits a growing studio for the long run<\/strong><\/p>\n<p><a href=\"https:\/\/www.roastnpost.com\/\">Roast n\u2019 Post<\/a> is a post-production studio for color, sound, and other specializations for the film and television industry. Their reputation has led to an impressive client list that includes Disney, Netflix, HBO\/Max, Lucasfilm, Salesforce, Lucid Motors, Google, and the Golden State Warriors, with more than 250 episodes of Star Wars, 30+ features, music videos, and over a thousand commercial projects and numerous awards to their credit.<\/p>\n<p>The \u201croast\u201d part of their name comes from their love of coffee and, as Sean explains, \u201cWe spend many hours a day working in darkrooms, so good coffee has always been part of our culture and brand.\u201d While it\u2019s not a revenue-driver, it\u2019s an essential part of their community and industry identity \u2013 and a big help when it comes to getting projects to the finish line.<\/p>\n<p>Roast n\u2019 Post launched in 2013 and moved into a 1,300-square-foot space in 2017 that Sean outfitted for post-production work. Their growing clientele has led to a growing team, too, and the need for more space. That led Sean to search for a new home for Roast n\u2019 Post.<\/p>\n<p>\u201cWhen the business launched, it was pretty much just me doing the work as a freelancer, but then our reputation grew and along with it, our workload and staff,\u201d Sean explains. \u201cWe\u2019ve currently got five full-time employees and we work with another 5-7 contractors.\u201d<\/p>\n<p><strong>A learning experience leads to the SBA 504 loan and TMC Financing<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-24255 alignnone\" src=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2025\/05\/roastnpost-viewing-1024x768.jpg\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2025\/05\/roastnpost-viewing-1024x768.jpg 1024w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2025\/05\/roastnpost-viewing-300x225.jpg 300w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2025\/05\/roastnpost-viewing-768x576.jpg 768w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2025\/05\/roastnpost-viewing-400x300.jpg 400w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2025\/05\/roastnpost-viewing-1536x1152.jpg 1536w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2025\/05\/roastnpost-viewing-16x12.jpg 16w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2025\/05\/roastnpost-viewing.jpg 2016w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>Sean says, \u201cThis property looks like a beautifully designed live-work loft, so I approached the purchase thinking it could be a residential loan, only to find out we&#8217;d need a commercial mortgage, which was uncharted territory for me.&#8221;<\/p>\n<p>Fortunately, Sean\u2019s real estate broker was familiar with <a href=\"https:\/\/www.tmcfinancing.com\/es\/business-financing\/why-sba-504\/\">the SBA 504 program<\/a>. Typical SBA 504 deals include bank financing for 50% of the project\u2019s cost and an SBA 504 through TMC for 40%, along with a 10% owner down payment \u2013 far less than the 30-40% or more required for a conventional commercial mortgage.<\/p>\n<p>\u201cThe ten-percent down-payment is probably the biggest factor in our decision,\u201d Sean says about choosing the SBA 504 to finance his purchase. \u201cI didn\u2019t even know about the SBA 504 program before this and, in reality, it became the only viable option because a larger down payment would have really strained our cash flow.\u201d<\/p>\n<p>Sean\u2019s broker recommended a meeting with <a href=\"https:\/\/www.linkedin.com\/in\/yvonne-santos-sba-lender\/\">Yvonne Santos<\/a>, an experienced SBA lending representative \u2013 and Yvonne recommended TMC Financing as the partner.<\/p>\n<p>Soon, <a href=\"https:\/\/www.tmcfinancing.com\/es\/contact\/\">TMC Business Development Officer John Rockwell<\/a> was part of the team that would bring Sean\u2019s property dream to fruition.<\/p>\n<p>\u201cJohn and Yvonne were amazing throughout the process,\u201d Sean says. \u201cSince this was my first experience with a commercial property purchase, it was stressful, but they held my hand throughout. John was patient and communicative and by walking me through the SBA 504 process, I gained a deeper understanding of my business and goals, which was really great.\u201d<\/p>\n<p><strong>TMC\u2019s experience makes the difference<\/strong><\/p>\n<figure id=\"attachment_23926\" aria-describedby=\"caption-attachment-23926\" style=\"width: 150px\" class=\"wp-caption alignleft\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-23926 size-thumbnail\" src=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2021\/04\/Headshot-John-Rockwell-12-150x150.jpg\" alt=\"John Rockwell, SVP Business Development\" width=\"150\" height=\"150\" srcset=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2021\/04\/Headshot-John-Rockwell-12-150x150.jpg 150w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2021\/04\/Headshot-John-Rockwell-12-300x300.jpg 300w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2021\/04\/Headshot-John-Rockwell-12-1024x1024.jpg 1024w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2021\/04\/Headshot-John-Rockwell-12-768x768.jpg 768w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2021\/04\/Headshot-John-Rockwell-12-400x400.jpg 400w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2021\/04\/Headshot-John-Rockwell-12-1536x1536.jpg 1536w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2021\/04\/Headshot-John-Rockwell-12-2048x2048.jpg 2048w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2021\/04\/Headshot-John-Rockwell-12-12x12.jpg 12w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2021\/04\/Headshot-John-Rockwell-12-320x320.jpg 320w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/><figcaption id=\"caption-attachment-23926\" class=\"wp-caption-text\">John Rockwell, SVP Business Development<\/figcaption><\/figure>\n<p>John says, \u201cMost of the business owners TMC works with don\u2019t have past experience buying commercial property and we know it can feel overwhelming at times. That\u2019s where TMC\u2019s experience really makes a difference for our clients. It was great to work with Sean throughout this purchase and we\u2019re excited to see Roast n\u2019 Post in its new home.\u201d<\/p>\n<p>In addition to property purchases, SBA 504 loans can be used for to\u00a0<a href=\"https:\/\/www.tmcfinancing.com\/es\/sba-504-loans\/sba-504-construction-loan\/\">new construction<\/a>, upgrades to existing buildings, to purchase\u00a0<a href=\"https:\/\/www.tmcfinancing.com\/es\/sba-504-loans\/sba-504-equipment-loan\/\">major equipment and assets<\/a>, and to convert facilities for improved <a href=\"https:\/\/www.tmcfinancing.com\/es\/sba-504-loans\/sba-energy-efficiency-financing\/\">eficiencia energ\u00e9tica<\/a>.<\/p>\n<p>\u201cWe\u2019re making a large investment into making this space everything we envision and I just can\u2019t imagine doing that in a leased space,\u201d Sean says. \u201cThis grounds us and gives us the physical and creative space to stay nimble at a time when many smaller studios are going fully remote or being consolidated. We\u2019re so glad that we found out about the SBA 504 program and TMC to make this happen.\u201d<\/p>\n<p><strong>A property purchase and much more, thanks to the SBA 504 program<\/strong><\/p>\n<p>Sean appreciates the pragmatic and financial benefits of real estate ownership, such as having the property as part of the business\u2019s portfolio of assets, but it may be the sense of deepening their connection to their community that resonates the most for him.<\/p>\n<p>He says, \u201cWe do a lot of work for independent filmmakers and other creatives here and within the industry and we have a lot of community-based events. This location is perfect for that and we\u2019re excited to be here for the long run.\u201d<\/p>\n<p>We can help you, too. To learn more, <a href=\"https:\/\/www.tmcfinancing.com\/es\/contact\/\">contact TMC Financing today.<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>\u201cWhen you hear about the SBA 504 loan for commercial properties, it almost seems too good to be true,\u201d says Sean Wells, founder and co-owner of Roast n\u2019 Post production&#8230;<\/p>","protected":false},"author":12,"featured_media":24254,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[193,8816,223,6],"tags":[386,8916,402,320,337,344,369,340],"class_list":["post-24253","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-east-bay","category-entertainment","category-location","category-success-stories","tag-cre","tag-emeryville","tag-financing","tag-sba","tag-sba-504","tag-sba-loans","tag-small-business","tag-success-story"],"acf":{"related_posts":false},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.3 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Roast n\u2019 Post Deepens Its Community Roots with an SBA 504 Loan | TMC Financing<\/title>\n<meta name=\"robots\" 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