{"id":18541,"date":"2021-05-27T11:59:37","date_gmt":"2021-05-27T18:59:37","guid":{"rendered":"https:\/\/www.tmcfinancing.com\/?p=18541"},"modified":"2025-05-27T17:11:44","modified_gmt":"2025-05-28T00:11:44","slug":"brown-bolt-and-nut","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/brown-bolt-and-nut\/","title":{"rendered":"Empresa familiar de tercera generaci\u00f3n compra su edificio con facilidad gracias al programa de pr\u00e9stamos 504 de la SBA"},"content":{"rendered":"

En 1951, Perno y tuerca marrones<\/a> was started by Emerson and Veronica Brown with a dream to sell the best products at the best prices in a fun, friendly environment. “Brownie” had a way with customers, and he knew how to put in a day’s hard work, too. His business journey started with a shared phone line and shelves at Henry’s Welding.<\/p>\r\n

Over the years, Brown Bolt & Nut (BB&N) continued to build an outstanding reputation for quality fasteners, moving its headquarters to Paramount, CA in 1972. It has always been known as a family business, and it’s now in its third generation with Raymond Brown, Jr. working closely with dad Raymond, Sr. \u00a0Sisters, Katy, Erin, and Ronee also assist 1-2 days a week.<\/p>\r\n

El servicio al cliente es el n\u00facleo de la experiencia de BB&N. Desde que Emerson Brown se mud\u00f3 a California desde Nueva York, la familia ha tenido la tradici\u00f3n de conocer a sus clientes. Cuando tuvieron la oportunidad de comprar su edificio, hacerlo fue el siguiente paso natural.<\/p>\r\n

La pregunta era: \u00bfC\u00f3mo?<\/p>\r\n

Through Christina’s brother-in-law, a commercial real estate agent in Northern\u00a0California, they heard about TMC Financing, a Certified Development Company that administers Small Business Administration (SBA) 504 commercial real estate loans with the most favorable terms.<\/p>\r\n

Reunirse con Jennifer Davis<\/a>, TMC Financing’s SBA 504 expert in Southern California, they knew they had found the right opportunity for them: A team that cared about their success and would make the whole process enjoyable, just like old Brownie.<\/p>\r\n

Raymond, Sr. always wanted to buy the space for Brown Bolt & Nut. But the right chance never came along, and the business actually had pretty low lease rates since they had occupied the property for so long. After connecting with TMC Financing and learning the terms of the SBA 504 Loan, Raymond, Jr. says “It was just a no-brainer after no-brainer \u2026 this is the right time.”<\/p>\r\n

\u00bfQu\u00e9 cambi\u00f3? El Programa de Pr\u00e9stamos 504 de la SBA fue un factor importante.<\/p>\r\n

Pr\u00e9stamos SBA 504<\/a>\u00a0est\u00e1n dise\u00f1ados para ayudar a las empresas, en particular a las peque\u00f1as y medianas empresas, a comprar bienes ra\u00edces comerciales y otros activos fijos. Ofrecen tasas de inter\u00e9s fijas a largo plazo por debajo del mercado, exactamente lo que los Brown estaban buscando, por lo que sab\u00edan que era el momento de actuar.<\/p>\r\n

TMC Financing facilita el proceso de pr\u00e9stamo SBA 504 al guiar a las peque\u00f1as empresas en cada paso del camino. Con pagos iniciales tan bajos como 10%, tipos de inter\u00e9s fijos por debajo del mercado<\/a> Totalmente amortizado en 25 a\u00f1os, y sin un m\u00e1ximo del costo total del proyecto, es adecuado para casi todas las empresas con fines de lucro. No se requieren garant\u00edas adicionales y tambi\u00e9n se pueden financiar los costos de cierre.<\/p>\r\n

“If the building would have changed hands, our rent would have doubled,” says Raymond, Jr.<\/p>\r\n

Con m\u00e1s de 10,000 pies cuadrados en su espacio actual, Brown Bolt & Nut enfrent\u00f3 el gran desaf\u00edo de mover miles de pernos, tuercas, tornillos y varillas roscadas si ten\u00edan que reubicar su negocio. Cuando se puso a la venta su edificio, sab\u00edan que ser propietario ser\u00eda lo mejor para su negocio y su tranquilidad.<\/p>\r\n

For 20 years, the possibility of the building passing to another owner had loomed large in their minds. Now, with the previous owner’s passing, the Browns turned to TMC Financing to understand their options. The SBA 504 loan was a natural fit, and TMC Financing made it easy to complete the process within the Browns’ urgent timeframe.<\/p>\r\n

Los Browns siempre hab\u00edan sido felices en su espacio, pero la propiedad lo ha llevado a un nuevo nivel.<\/p>\r\n

“It’s a breath of fresh air,” says Raymond, Jr.. Over the last several months, they have seen turnover all over their street and throughout the industrial complex that BB&N calls home. Companies in a variety of industries have been forced to close their doors as a direct result of rising commercial rents.<\/p>\r\n

That pressure is finally off the Browns’ shoulders – and they’re looking ahead to other benefits.<\/p>\r\n

In the long run, owning the space has also opened up new avenues to save money on taxes and overhead. They are learning more and more every day about the ways they can leverage their property to increase the stability of their business. And they are happy to know that Emerson Brown’s legacy will continue in their neighborhood.<\/p>\r\n

The Browns credit much of their success to the help they received from TMC Financing, especially Jennifer Davis. “Jennifer allowed me to be me,” as Raymond, Jr. tells it, and offered plenty of assistance. From the very start, asking questions was much easier than he thought it would be, creating a truly friendly atmosphere.<\/p>\r\n

“We are constantly being reminded and reinforced of what a good decision it was to purchase our building,” Raymond, Jr. says with a smile. “It was exciting learning the process. A big part of that was knowing that we had people behind us that were looking out for us.”<\/p>\r\n

Financiamiento TMC<\/a> es el no. 1 proveedor de pr\u00e9stamos de bienes ra\u00edces comerciales SBA 504 en la regi\u00f3n occidental de los EE. UU., Lo que ayuda a las peque\u00f1as empresas a expandirse en California, Nevada y Arizona.<\/p>\r\n

Fundada en 1981, TMC es la empresa de desarrollo certificada n\u00famero uno en Occidente y ha financiado proyectos por valor de m\u00e1s de $10 mil millones en California, Nevada y Arizona. Cerca de 6.000 empresas se han beneficiado de este financiamiento, lo que ha dado lugar a la creaci\u00f3n de unos 60.000 puestos de trabajo.<\/p>","protected":false},"excerpt":{"rendered":"

In 1951, Brown Bolt & Nut was started by Emerson and Veronica Brown with a dream to sell the best products at the best prices in a fun, friendly environment….<\/p>","protected":false},"author":29,"featured_media":18544,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[6,89],"tags":[481,8626,8627,337,369,8625,335],"class_list":["post-18541","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-success-stories","category-tmc","tag-family-owned","tag-hardware","tag-paramount","tag-sba-504","tag-small-business","tag-southern-california","tag-tmc-financing"],"acf":{"related_posts":false},"yoast_head":"\nThird-Generation Family-Owned Business Buys Its Building with Ease Thanks to SBA 504 Loan Program<\/title>\n<meta name=\"description\" content=\"SBA 504 Program helped Brown Bolt & Nut buy their building with only a 10% down payment. Owning their space has opened up new avenues to save money on taxes and overhead. They are learning more and more every day about the ways they can leverage their property to increase the stability of their business.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.tmcfinancing.com\/es\/brown-bolt-and-nut\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Third-Generation Family-Owned Business Buys Its Building with Ease Thanks to SBA 504 Loan Program\" \/>\n<meta property=\"og:description\" content=\"SBA 504 Program helped Brown Bolt & Nut buy their building with only a 10% down payment. Owning their space has opened up new avenues to save money on taxes and overhead. They are learning more and more every day about the ways they can leverage their property to increase the stability of their business.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tmcfinancing.com\/es\/brown-bolt-and-nut\/\" \/>\n<meta property=\"og:site_name\" content=\"TMC Financing\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/www.facebook.com\/pages\/TMC-Financing\/285163574849957\" \/>\n<meta property=\"article:published_time\" content=\"2021-05-27T18:59:37+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-05-28T00:11:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2021\/05\/Brown-Bolt-Nut-Photo-2-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1920\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Amanda Near\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@TMCFinance\" \/>\n<meta name=\"twitter:site\" content=\"@TMCFinance\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Amanda Near\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutos\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Empresa familiar de tercera generaci\u00f3n compra su edificio con facilidad gracias al programa de pr\u00e9stamos 504 de la SBA","description":"SBA 504 Program helped Brown Bolt & Nut buy their building with only a 10% down payment. Owning their space has opened up new avenues to save money on taxes and overhead. They are learning more and more every day about the ways they can leverage their property to increase the stability of their business.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.tmcfinancing.com\/es\/brown-bolt-and-nut\/","og_locale":"es_MX","og_type":"article","og_title":"Third-Generation Family-Owned Business Buys Its Building with Ease Thanks to SBA 504 Loan Program","og_description":"SBA 504 Program helped Brown Bolt & Nut buy their building with only a 10% down payment. Owning their space has opened up new avenues to save money on taxes and overhead. They are learning more and more every day about the ways they can leverage their property to increase the stability of their business.","og_url":"https:\/\/www.tmcfinancing.com\/es\/brown-bolt-and-nut\/","og_site_name":"TMC Financing","article_publisher":"http:\/\/www.facebook.com\/pages\/TMC-Financing\/285163574849957","article_published_time":"2021-05-27T18:59:37+00:00","article_modified_time":"2025-05-28T00:11:44+00:00","og_image":[{"width":2560,"height":1920,"url":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2021\/05\/Brown-Bolt-Nut-Photo-2-scaled.jpg","type":"image\/jpeg"}],"author":"Amanda Near","twitter_card":"summary_large_image","twitter_creator":"@TMCFinance","twitter_site":"@TMCFinance","twitter_misc":{"Escrito por":"Amanda Near","Tiempo de lectura":"4 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.tmcfinancing.com\/brown-bolt-and-nut\/#article","isPartOf":{"@id":"https:\/\/www.tmcfinancing.com\/brown-bolt-and-nut\/"},"author":{"name":"Amanda Near","@id":"https:\/\/www.tmcfinancing.com\/#\/schema\/person\/995acddf66a67fa311e72ffbed939f5d"},"headline":"Third-Generation Family-Owned Business Buys Its Building with Ease Thanks to SBA 504 Loan Program","datePublished":"2021-05-27T18:59:37+00:00","dateModified":"2025-05-28T00:11:44+00:00","mainEntityOfPage":{"@id":"https:\/\/www.tmcfinancing.com\/brown-bolt-and-nut\/"},"wordCount":887,"publisher":{"@id":"https:\/\/www.tmcfinancing.com\/#organization"},"image":{"@id":"https:\/\/www.tmcfinancing.com\/brown-bolt-and-nut\/#primaryimage"},"thumbnailUrl":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2021\/05\/Brown-Bolt-Nut-Photo-2-scaled.jpg","keywords":["family owned","hardware","paramount","SBA 504","small business","southern california","TMC Financing"],"articleSection":["Success Stories","TMC"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/www.tmcfinancing.com\/brown-bolt-and-nut\/","url":"https:\/\/www.tmcfinancing.com\/brown-bolt-and-nut\/","name":"Empresa familiar de tercera generaci\u00f3n compra su edificio con facilidad gracias al programa de pr\u00e9stamos 504 de la SBA","isPartOf":{"@id":"https:\/\/www.tmcfinancing.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.tmcfinancing.com\/brown-bolt-and-nut\/#primaryimage"},"image":{"@id":"https:\/\/www.tmcfinancing.com\/brown-bolt-and-nut\/#primaryimage"},"thumbnailUrl":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2021\/05\/Brown-Bolt-Nut-Photo-2-scaled.jpg","datePublished":"2021-05-27T18:59:37+00:00","dateModified":"2025-05-28T00:11:44+00:00","description":"SBA 504 Program helped Brown Bolt & Nut buy their building with only a 10% down payment. Owning their space has opened up new avenues to save money on taxes and overhead. They are learning more and more every day about the ways they can leverage their property to increase the stability of their business.","breadcrumb":{"@id":"https:\/\/www.tmcfinancing.com\/brown-bolt-and-nut\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.tmcfinancing.com\/brown-bolt-and-nut\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.tmcfinancing.com\/brown-bolt-and-nut\/#primaryimage","url":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2021\/05\/Brown-Bolt-Nut-Photo-2-scaled.jpg","contentUrl":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2021\/05\/Brown-Bolt-Nut-Photo-2-scaled.jpg","width":2560,"height":1920},{"@type":"BreadcrumbList","@id":"https:\/\/www.tmcfinancing.com\/brown-bolt-and-nut\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.tmcfinancing.com\/"},{"@type":"ListItem","position":2,"name":"Success Stories","item":"https:\/\/www.tmcfinancing.com\/category\/success-stories\/"},{"@type":"ListItem","position":3,"name":"Third-Generation Family-Owned Business Buys Its Building with Ease Thanks to SBA 504 Loan Program"}]},{"@type":"WebSite","@id":"https:\/\/www.tmcfinancing.com\/#website","url":"https:\/\/www.tmcfinancing.com\/","name":"Financiamiento TMC","description":"Prestamista No. 1 de la SBA 504 en la naci\u00f3n","publisher":{"@id":"https:\/\/www.tmcfinancing.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.tmcfinancing.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/www.tmcfinancing.com\/#organization","name":"TMC Financing, Inc.","url":"https:\/\/www.tmcfinancing.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.tmcfinancing.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2015\/08\/logo.png","contentUrl":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2015\/08\/logo.png","width":130,"height":133,"caption":"TMC Financing, Inc."},"image":{"@id":"https:\/\/www.tmcfinancing.com\/#\/schema\/logo\/image\/"},"sameAs":["http:\/\/www.facebook.com\/pages\/TMC-Financing\/285163574849957","https:\/\/x.com\/TMCFinance","http:\/\/www.linkedin.com\/company\/57173","http:\/\/www.youtube.com\/user\/tmcfinancingTV"]},{"@type":"Person","@id":"https:\/\/www.tmcfinancing.com\/#\/schema\/person\/995acddf66a67fa311e72ffbed939f5d","name":"Amanda Near","url":"https:\/\/www.tmcfinancing.com\/es\/author\/amanda\/"}]}},"_links":{"self":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/posts\/18541","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/users\/29"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/comments?post=18541"}],"version-history":[{"count":0,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/posts\/18541\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/media\/18544"}],"wp:attachment":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/media?parent=18541"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/categories?post=18541"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/tags?post=18541"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}