{"id":15375,"date":"2021-02-16T10:38:15","date_gmt":"2021-02-16T18:38:15","guid":{"rendered":"https:\/\/www.tmcfinancing.com\/?p=15375"},"modified":"2022-01-18T10:20:44","modified_gmt":"2022-01-18T18:20:44","slug":"2021-small-business-outlook","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/2021-small-business-outlook\/","title":{"rendered":"Perspectiva de la peque\u00f1a empresa 2021"},"content":{"rendered":"

Cada a\u00f1o, TMC Financing encuesta a nuestros clientes de peque\u00f1as empresas para conocer sus perspectivas y predicciones para el pr\u00f3ximo a\u00f1o. Seg\u00fan 225 propietarios de peque\u00f1as empresas que participaron en la encuesta, una cosa es segura. La pandemia ha tenido un impacto claro en las perspectivas de las peque\u00f1as empresas para 2021.<\/p>\n

\"\"<\/p>\n

Los resultados de nuestra encuesta 2020<\/a> (completado en enero de 2020) indic\u00f3 que los propietarios de peque\u00f1as empresas eran m\u00e1s optimistas de lo que hab\u00edan sido en diez a\u00f1os. Lamentablemente, 2020 termin\u00f3 siendo el a\u00f1o m\u00e1s desafiante para la mayor\u00eda de los propietarios de peque\u00f1as empresas y la mayor\u00eda recibi\u00f3 un gran golpe. Los resultados de este a\u00f1o fueron los m\u00e1s sombr\u00edos que hemos visto en los 10 a\u00f1os de historia de la realizaci\u00f3n de la encuesta.<\/p>\n

Ingresos:<\/h2>\n

\"\"<\/a>El a\u00f1o pasado, el 70 por ciento de los propietarios de peque\u00f1as empresas pens\u00f3 que ver\u00edan un aumento de ingresos en 2020, sin embargo, solo el 19 por ciento tuvo un aumento en los ingresos. Este es el porcentaje m\u00e1s bajo que hemos visto en diez a\u00f1os. El setenta y tres por ciento inform\u00f3 una disminuci\u00f3n en los ingresos y el 8 por ciento inform\u00f3 que sus ingresos se mantuvieron estables.<\/p>\n

<\/h2>\n

Si bien normalmente vemos del 60 al 70 por ciento de los encuestados prediciendo un aumento en los ingresos para el pr\u00f3ximo a\u00f1o, este a\u00f1o solo el 45 por ciento de los encuestados predice un aumento en los ingresos para 2021. El 23 por ciento predice otro a\u00f1o de disminuci\u00f3n de ingresos y el 32 por ciento cree que los ingresos seguir\u00e1n siendo los mismos.<\/p>\n

Expansi\u00f3n:<\/h2>\n

El 21 por ciento de los encuestados planea expandirse en 2021, en comparaci\u00f3n con el 31 por ciento en 2020. Del 21 por ciento de aquellos que planean expandirse, el 81 por ciento planea comprar espacio y el 19 por ciento planea arrendar.<\/p>\n

El 41 por ciento de los encuestados planea contratar empleados adicionales en 2021 y el siete por ciento planea reducir su n\u00famero de empleados. El cincuenta y dos por ciento planea mantener su conteo actual de empleados.<\/p>\n

\u201cA pesar del a\u00f1o desafiante, m\u00e1s del veinte por ciento de los encuestados indicaron que planean expandirse en 2021 y casi la mitad planea contratar empleados adicionales\u201d, dijo la fundadora y presidenta de TMC, Barbara Morrison.<\/p>\n

\u201cEs genial escuchar esto porque significa que muchas peque\u00f1as empresas todav\u00eda est\u00e1n prosperando y listas para crecer\u201d, contin\u00faa Morrison. \u201cLas tarifas son extremadamente bajas en este momento y con los incentivos adicionales bajo la Ley CARES, tales tarifas reducidas y condonaci\u00f3n de deudas, este es el mejor momento para utilizar el Programa 504 de la SBA para la compra de un edificio.<\/p>\n

\u201cTambi\u00e9n me encanta ver que una mayor\u00eda tan fuerte reconozca los beneficios de ser propietario en lugar de arrendar. La compra de una propiedad es definitivamente el camino a seguir cuando est\u00e9 listo para expandirse para garantizar la longevidad de su negocio y mantener estables sus costos de ocupaci\u00f3n ".<\/p>\n

Refinanciar:<\/h2>\n

El veintisiete por ciento de los encuestados inform\u00f3 que planea refinanciar su deuda actual este a\u00f1o, en comparaci\u00f3n con el dieciocho por ciento el a\u00f1o pasado. Refinanciar con un Pr\u00e9stamo 504 de la SBA<\/a> es extremadamente beneficioso para los propietarios de peque\u00f1as empresas y ha demostrado ser muy \u00fatil para las empresas en su camino hacia la recuperaci\u00f3n. Adem\u00e1s, tEl proyecto de ley de ayuda de 2021 implementa varias mejoras al pr\u00e9stamo de refinanciamiento SBA 504, como pautas de elegibilidad m\u00e1s indulgentes y una opci\u00f3n mejorada de retiro de efectivo, lo que lo hace a\u00fan m\u00e1s \u00fatil. <\/span>\u00a0<\/span><\/p>\n

Al utilizar el Programa 504 de la SBA para refinanciamiento, los propietarios de peque\u00f1as empresas pueden liberar capital atrapado en bienes ra\u00edces y aprovechar los atractivos t\u00e9rminos del pr\u00e9stamo 504.<\/p>\n

SBA 504:<\/strong><\/h2>\n

El noventa por ciento de los encuestados inform\u00f3 que el pr\u00e9stamo 504 ha ayudado a su negocio. Los encuestados informaron que el pr\u00e9stamo 504 'salv\u00f3 mi negocio', 'redujo el estr\u00e9s y mejor\u00f3 el flujo de caja' y 'ayud\u00f3 m\u00e1s de lo que pueda imaginar'.<\/p>\n

En el a\u00f1o fiscal 2020, TMC Financing proporcion\u00f3 $305 millones en financiamiento SBA 504 a aproximadamente 300 propietarios de peque\u00f1as empresas en California y Nevada, un volumen que nos coloc\u00f3 en el prestamista No. 1 de la SBA 504 en el oeste de los Estados Unidos<\/strong><\/em>.<\/p>\n

Los prestatarios de TMC del a\u00f1o pasado crear\u00e1n o retendr\u00e1n aproximadamente 2,143 puestos de trabajo.<\/p>\n

\"\"<\/p>\n

 <\/p>\n

La Encuesta Anual de Perspectivas de Peque\u00f1as Empresas de TMC para 2020 se realiz\u00f3 por correo electr\u00f3nico en diciembre de 2020. El tama\u00f1o de muestra de 225 es de una poblaci\u00f3n total de 937 prestatarios que forman parte de la cartera de pr\u00e9stamos activa de TMC y proporciona un nivel de confianza de 95% con un margen de error de 5.77%. Los puntos de vista y opiniones aqu\u00ed representados pertenecen a una colecci\u00f3n de propietarios de negocios en todo California y Nevada y no reflejan los puntos de vista de TMC Financing ni de la Administraci\u00f3n de Peque\u00f1as Empresas de EE.<\/em><\/p>","protected":false},"excerpt":{"rendered":"

Cada a\u00f1o, encuestamos a nuestros clientes de peque\u00f1as empresas para conocer sus perspectivas y predicciones para el pr\u00f3ximo a\u00f1o. Seg\u00fan unos 225 propietarios de peque\u00f1as empresas que participaron en la encuesta, el panorama es m\u00e1s sombr\u00edo que en a\u00f1os anteriores.<\/p>","protected":false},"author":12,"featured_media":15379,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[25,89],"tags":[8499,369,308,427],"class_list":["post-15375","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-updates","category-tmc","tag-8499","tag-small-business","tag-small-business-outlook","tag-small-business-survey"],"acf":{"hide_blog_sidebar":false,"related_posts":false},"yoast_head":"\nSmall Business Outlook 2021 | TMC Financing Surveys their Borrowers<\/title>\n<meta name=\"description\" content=\"Each year, TMC Financing surveys its small business clients to get insight on their outlook and predictions for the coming year.{:zh}Each year, TMC Financing surveys our small business clients in California and Nevada to get a pulse on their outlook and predictions for the coming year.{:es}Each year, TMC Financing surveys our small business clients in California and Nevada to get a pulse on their outlook and predictions for the coming year.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.tmcfinancing.com\/es\/2021-small-business-outlook\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"2021 Small Business Outlook\" \/>\n<meta property=\"og:description\" content=\"Each year, TMC Financing surveys its small business clients to get insight on their outlook and predictions for the coming year.{:zh}Each year, TMC Financing surveys our small business clients in California and Nevada to get a pulse on their outlook and predictions for the coming year.{:es}Each year, TMC Financing surveys our small business clients in California and Nevada to get a pulse on their outlook and predictions for the coming year.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tmcfinancing.com\/es\/2021-small-business-outlook\/\" \/>\n<meta property=\"og:site_name\" content=\"TMC Financing\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/www.facebook.com\/pages\/TMC-Financing\/285163574849957\" \/>\n<meta property=\"article:published_time\" content=\"2021-02-16T18:38:15+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-01-18T18:20:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2021\/02\/AdobeStock_408788192-scaled.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1705\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Lindsey Paley\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@TMCFinance\" \/>\n<meta name=\"twitter:site\" content=\"@TMCFinance\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Lindsey Paley\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Small Business Outlook 2021 | TMC Financing Surveys their Borrowers","description":"Each year, TMC Financing surveys its small business clients to get insight on their outlook and predictions for the coming year.{:zh}Each year, TMC Financing surveys our small business clients in California and Nevada to get a pulse on their outlook and predictions for the coming year.{:es}Each year, TMC Financing surveys our small business clients in California and Nevada to get a pulse on their outlook and predictions for the coming year.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.tmcfinancing.com\/es\/2021-small-business-outlook\/","og_locale":"es_MX","og_type":"article","og_title":"2021 Small Business Outlook","og_description":"Each year, TMC Financing surveys its small business clients to get insight on their outlook and predictions for the coming year.{:zh}Each year, TMC Financing surveys our small business clients in California and Nevada to get a pulse on their outlook and predictions for the coming year.{:es}Each year, TMC Financing surveys our small business clients in California and Nevada to get a pulse on their outlook and predictions for the coming year.","og_url":"https:\/\/www.tmcfinancing.com\/es\/2021-small-business-outlook\/","og_site_name":"TMC Financing","article_publisher":"http:\/\/www.facebook.com\/pages\/TMC-Financing\/285163574849957","article_published_time":"2021-02-16T18:38:15+00:00","article_modified_time":"2022-01-18T18:20:44+00:00","og_image":[{"width":2560,"height":1705,"url":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2021\/02\/AdobeStock_408788192-scaled.jpeg","type":"image\/jpeg"}],"author":"Lindsey Paley","twitter_card":"summary_large_image","twitter_creator":"@TMCFinance","twitter_site":"@TMCFinance","twitter_misc":{"Escrito por":"Lindsey Paley","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.tmcfinancing.com\/es\/2021-small-business-outlook\/#article","isPartOf":{"@id":"https:\/\/www.tmcfinancing.com\/es\/2021-small-business-outlook\/"},"author":{"name":"Lindsey Paley","@id":"https:\/\/www.tmcfinancing.com\/#\/schema\/person\/0f5dc5153388a23294e0271ad6e20d79"},"headline":"2021 Small Business Outlook","datePublished":"2021-02-16T18:38:15+00:00","dateModified":"2022-01-18T18:20:44+00:00","mainEntityOfPage":{"@id":"https:\/\/www.tmcfinancing.com\/es\/2021-small-business-outlook\/"},"wordCount":667,"publisher":{"@id":"https:\/\/www.tmcfinancing.com\/#organization"},"image":{"@id":"https:\/\/www.tmcfinancing.com\/es\/2021-small-business-outlook\/#primaryimage"},"thumbnailUrl":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2021\/02\/AdobeStock_408788192-scaled.jpeg","keywords":["2021","small business","small business outlook","small business survey"],"articleSection":["News & Updates","TMC"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/www.tmcfinancing.com\/es\/2021-small-business-outlook\/","url":"https:\/\/www.tmcfinancing.com\/es\/2021-small-business-outlook\/","name":"Small Business Outlook 2021 | TMC Financing Surveys their Borrowers","isPartOf":{"@id":"https:\/\/www.tmcfinancing.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.tmcfinancing.com\/es\/2021-small-business-outlook\/#primaryimage"},"image":{"@id":"https:\/\/www.tmcfinancing.com\/es\/2021-small-business-outlook\/#primaryimage"},"thumbnailUrl":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2021\/02\/AdobeStock_408788192-scaled.jpeg","datePublished":"2021-02-16T18:38:15+00:00","dateModified":"2022-01-18T18:20:44+00:00","description":"Each year, TMC Financing surveys its small business clients to get insight on their outlook and predictions for the coming year.{:zh}Each year, TMC Financing surveys our small business clients in California and Nevada to get a pulse on their outlook and predictions for the coming year.{:es}Each year, TMC Financing surveys our small business clients in California and Nevada to get a pulse on their outlook and predictions for the coming year.","breadcrumb":{"@id":"https:\/\/www.tmcfinancing.com\/es\/2021-small-business-outlook\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.tmcfinancing.com\/es\/2021-small-business-outlook\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.tmcfinancing.com\/es\/2021-small-business-outlook\/#primaryimage","url":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2021\/02\/AdobeStock_408788192-scaled.jpeg","contentUrl":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2021\/02\/AdobeStock_408788192-scaled.jpeg","width":2560,"height":1705,"caption":"Better."},{"@type":"BreadcrumbList","@id":"https:\/\/www.tmcfinancing.com\/es\/2021-small-business-outlook\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.tmcfinancing.com\/"},{"@type":"ListItem","position":2,"name":"News & Updates","item":"https:\/\/www.tmcfinancing.com\/es\/category\/news-updates\/"},{"@type":"ListItem","position":3,"name":"2021 Small Business Outlook"}]},{"@type":"WebSite","@id":"https:\/\/www.tmcfinancing.com\/#website","url":"https:\/\/www.tmcfinancing.com\/","name":"Financiamiento TMC","description":"Prestamista No. 1 de la SBA 504 en la naci\u00f3n","publisher":{"@id":"https:\/\/www.tmcfinancing.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.tmcfinancing.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/www.tmcfinancing.com\/#organization","name":"TMC Financing, Inc.","url":"https:\/\/www.tmcfinancing.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.tmcfinancing.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2015\/08\/logo.png","contentUrl":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2015\/08\/logo.png","width":130,"height":133,"caption":"TMC Financing, Inc."},"image":{"@id":"https:\/\/www.tmcfinancing.com\/#\/schema\/logo\/image\/"},"sameAs":["http:\/\/www.facebook.com\/pages\/TMC-Financing\/285163574849957","https:\/\/x.com\/TMCFinance","http:\/\/www.linkedin.com\/company\/57173","http:\/\/www.youtube.com\/user\/tmcfinancingTV"]},{"@type":"Person","@id":"https:\/\/www.tmcfinancing.com\/#\/schema\/person\/0f5dc5153388a23294e0271ad6e20d79","name":"Lindsey Paley","url":"https:\/\/www.tmcfinancing.com\/es\/author\/lindsey\/"}]}},"_links":{"self":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/posts\/15375","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/comments?post=15375"}],"version-history":[{"count":0,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/posts\/15375\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/media\/15379"}],"wp:attachment":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/media?parent=15375"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/categories?post=15375"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/tags?post=15375"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}