{"id":15098,"date":"2020-12-21T10:20:44","date_gmt":"2020-12-21T18:20:44","guid":{"rendered":"https:\/\/www.tmcfinancing.com\/?p=15098"},"modified":"2021-05-10T20:34:13","modified_gmt":"2021-05-11T03:34:13","slug":"hotelier-utilizes-504-loan-despite-covid-crisis","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/hotelier-utilizes-504-loan-despite-covid-crisis\/","title":{"rendered":"Hotelero utiliza el pr\u00e9stamo 504 de la SBA para adquirir una propiedad a pesar de la crisis de COVID"},"content":{"rendered":"

\"\"<\/a><\/p>\r\n\r\n\r\n\r\n

Financiamiento TMC<\/a>, un prestamista de bienes ra\u00edces de la SBA 504, trabaj\u00f3 recientemente con el propietario del hotel, Alex Patel, para asegurar $2.8 millones en financiamiento total del proyecto. Los fondos se utilizaron para comprar los tan codiciados Americana Modern Hotel<\/a>, ubicado en el centro de Redding, California. El Americana Hotel es un motel de viaje por carretera en un pueblo peque\u00f1o equipado con comodidades modernas, una est\u00e9tica detallada y un servicio excepcional.<\/p>\r\n

\u201cLa adquisici\u00f3n de Americana fue ideal porque diversific\u00f3 mi cartera\u201d, explic\u00f3 Patel. \u201cAdministro otro hotel econ\u00f3mico cercano y ahora que soy due\u00f1o del Americana, tambi\u00e9n puedo ofrecer a mi base de clientes una experiencia de estilo boutique m\u00e1s exclusivo.<\/p>\r\n

\u201cQuer\u00eda comprar la propiedad Americana desde hace bastante tiempo. Pasaba, me deten\u00eda y miraba fijamente, tratando de averiguar c\u00f3mo podr\u00eda ser m\u00edo. Me acerqu\u00e9 al due\u00f1o anterior MUCHOS <\/em>veces, pero se negaron a vender. En febrero de 2020, finalmente estuvieron de acuerdo, pero un mes despu\u00e9s, lleg\u00f3 COVID. No pude encontrar un prestamista para asegurar la financiaci\u00f3n que necesitaba. Afortunadamente, descubr\u00ed el Programa 504 ". \u00a0<\/p>\r\n

Por qu\u00e9 el programa SBA 504 fue la elecci\u00f3n correcta<\/strong><\/p>\r\n

El programa SBA 504 permiti\u00f3 a Patel y su familia asegurar la financiaci\u00f3n del hotel con condiciones extremadamente ventajosas a pesar del dif\u00edcil clima financiero.<\/p>\r\n

\u201cFui rechazado por varios bancos debido a la crisis econ\u00f3mica provocada por la pandemia y ten\u00eda miedo de perder mi oportunidad\u201d, explic\u00f3 Patel. \u201cAfortunadamente, otro propietario de una peque\u00f1a empresa me recomend\u00f3 a TMC Financing. TMC brind\u00f3 la orientaci\u00f3n que necesitaba. R\u00e1pidamente aprend\u00ed que el Programa 504 era ideal para propietarios de peque\u00f1as empresas como yo \u201d. \u00a0<\/p>\r\n

Una Compa\u00f1\u00eda de Desarrollo Certificada (CDC), como TMC Financing, es una organizaci\u00f3n sin fines de lucro creada para apoyar el desarrollo econ\u00f3mico dentro de su comunidad a trav\u00e9s del Programa SBA 504. Los CDC gu\u00edan a los propietarios de negocios a trav\u00e9s de todo el proceso de pr\u00e9stamo y act\u00faan como asesores y defensores del propietario durante la vigencia del pr\u00e9stamo.<\/p>\r\n

\u201cNos enfrent\u00e1bamos a una fecha l\u00edmite de cierre ajustada. TMC no solo se asegur\u00f3 de que toda la documentaci\u00f3n se presentara correctamente, sino que tambi\u00e9n me ayud\u00f3 a asegurar el financiamiento del 80% con una tasa de inter\u00e9s hist\u00f3ricamente baja, fija, durante 25 a\u00f1os, eso es inaudito \u201d, explic\u00f3 Patel.\u00a0<\/p>\r\n

\u201cEl pr\u00e9stamo SBA 504 es una de las opciones de financiamiento hotelero m\u00e1s ventajosas disponibles\u201d, explic\u00f3 Kurt Chambliss<\/a>, vicepresidente ejecutivo de TMC Financing. Con un pago inicial bajo y una tasa de inter\u00e9s fija por debajo del mercado, los hoteleros pueden conservar su capital de trabajo y reinvertirlo en su negocio ".<\/p>\r\n

"Soy un tipo con suerte", exclam\u00f3 Patel. \u201cAdquir\u00ed una propiedad hotelera nueva que realmente deseaba. Adem\u00e1s de eso, la SBA cubri\u00f3 los primeros seis meses de pagos del pr\u00e9stamo 504 debido a COVID. Como resultado, conserv\u00e9 suficiente efectivo para la n\u00f3mina y reorganic\u00e9 mis prioridades financieras. Mi familia y yo estamos encantados de haber alcanzado este hito y esperamos continuar expandiendo nuestro negocio \u201d.<\/p>\r\n

Financiamiento SBA 504 para la propiedad de su hotel<\/strong><\/p>\r\n

Utilizando el Programa de pr\u00e9stamos SBA 504<\/a> Los hoteleros pueden aprovechar el financiamiento a tasa fija por debajo del mercado para la compra, construcci\u00f3n o expansi\u00f3n de bienes ra\u00edces comerciales, incluidos equipos y muebles. Los propietarios de hoteles pueden utilizar el SBA 504 pr\u00e9stamo de refinanciamiento<\/em><\/a> para reducir los costos de ocupaci\u00f3n y acceder al efectivo atrapado en las propiedades inmobiliarias comerciales. Los hoteleros pueden confirmar que cumplen con los requisitos para un pr\u00e9stamo 504 de la SBA comunic\u00e1ndose con uno de nuestros Expertos en pr\u00e9stamos SBA 504<\/a>.<\/p>\r\n

M\u00e1s sobre la financiaci\u00f3n de TMC<\/strong><\/p>\r\n

Financiamiento TMC<\/a> es el CDC n\u00famero uno en la regi\u00f3n occidental de los Estados Unidos y ha asegurado financiamiento para proyectos por valor de m\u00e1s de $10 mil millones en California, Nevada y Arizona. M\u00e1s de 6.000 empresas se han beneficiado de esta financiaci\u00f3n, lo que ha supuesto la creaci\u00f3n de unos 60.000 puestos de trabajo.<\/p>","protected":false},"excerpt":{"rendered":"

TMC Financing, un prestamista de bienes ra\u00edces SBA 504, trabaj\u00f3 recientemente con el propietario del hotel, Alex Patel, para asegurar $2.8 millones en financiamiento total del proyecto. Los fondos se utilizaron para comprar el muy solicitado Americana Modern Hotel, ubicado en el centro de Redding, California.<\/p>","protected":false},"author":29,"featured_media":15099,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[166,8375,6],"tags":[376,8484,481,479,482,478,8376,344,369],"class_list":["post-15098","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hotel","category-shasta","category-success-stories","tag-504-loan","tag-covid","tag-family-owned","tag-hospitality","tag-hotel-financing","tag-hotels","tag-redding","tag-sba-loans","tag-small-business"],"acf":{"hide_blog_sidebar":false,"related_posts":false},"yoast_head":"\nHotelier Utilizes SBA 504 Loan to Acquire Property Despite COVID Crisis<\/title>\n<meta name=\"description\" content=\"TMC Financing, an SBA 504 real estate lender, recently worked with hotel owner, Alex Patel, to secure $2.8 million in total project financing. 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The funds were used to purchase the much sought-after Americana Modern Hotel, located in downtown Redding, California.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tmcfinancing.com\/es\/hotelier-utilizes-504-loan-despite-covid-crisis\/\" \/>\n<meta property=\"og:site_name\" content=\"TMC Financing\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/www.facebook.com\/pages\/TMC-Financing\/285163574849957\" \/>\n<meta property=\"article:published_time\" content=\"2020-12-21T18:20:44+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-05-11T03:34:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/12\/Americana-Modern-Hotel-Courtyard.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1810\" \/>\n\t<meta property=\"og:image:height\" content=\"684\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Amanda Near\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@TMCFinance\" \/>\n<meta name=\"twitter:site\" content=\"@TMCFinance\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Amanda Near\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Hotelero utiliza el pr\u00e9stamo 504 de la SBA para adquirir una propiedad a pesar de la crisis de COVID","description":"TMC Financing, an SBA 504 real estate lender, recently worked with hotel owner, Alex Patel, to secure $2.8 million in total project financing. 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