{"id":14790,"date":"2020-09-21T07:21:42","date_gmt":"2020-09-21T14:21:42","guid":{"rendered":"https:\/\/www.tmcfinancing.com\/?p=14790"},"modified":"2021-05-10T20:31:00","modified_gmt":"2021-05-11T03:31:00","slug":"covid-19-highlights-sba-504-advantage","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/covid-19-highlights-sba-504-advantage\/","title":{"rendered":"Covid-19 destaca otra ventaja del programa SBA 504"},"content":{"rendered":"<p><span data-contrast=\"auto\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-14793\" src=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/09\/National-Preparedness-Month-blog-300x150.png\" alt=\"\" width=\"600\" height=\"300\" srcset=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/09\/National-Preparedness-Month-blog-300x150.png 300w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/09\/National-Preparedness-Month-blog-768x384.png 768w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/09\/National-Preparedness-Month-blog-400x200.png 400w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/09\/National-Preparedness-Month-blog.png 800w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/>Septiembre es\u00a0<\/span><a href=\"https:\/\/www.ready.gov\/september\"><span data-contrast=\"none\">norte<\/span><span data-contrast=\"none\">mes de preparaci\u00f3n acional<\/span><\/a><span data-contrast=\"auto\">.\u00a0<\/span><span data-contrast=\"auto\">Con la naci\u00f3n continuando respondiendo al COVID-19,\u00a0<\/span><span data-contrast=\"auto\">huracanes<\/span><span data-contrast=\"auto\">\u00a0e incendios forestales, ahora es el momento perfecto para evaluar su preparaci\u00f3n para el pr\u00f3ximo desastre inevitable.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Hoy en d\u00eda, las peque\u00f1as empresas se han enfrentado a m\u00e1s desaf\u00edos de los que nadie podr\u00eda\u00a0<\/span><span data-contrast=\"auto\">tengo\u00a0<\/span><span data-contrast=\"auto\">predecir<\/span><span data-contrast=\"auto\">ed<\/span><span data-contrast=\"auto\">.\u00a0<\/span><span data-contrast=\"auto\">Prepararse para una pandemia no estaba en el\u00a0<\/span><span data-contrast=\"auto\">vanguardia de cualquier\u00a0<\/span><span data-contrast=\"auto\">propietario de un peque\u00f1o negocio<\/span><span data-contrast=\"auto\">la mente<\/span><span data-contrast=\"auto\">.<\/span><span data-contrast=\"auto\">\u00a0Sin embargo, se derram\u00f3<\/span><span data-contrast=\"auto\">s<\/span><span data-contrast=\"auto\">\u00a0luz sobre el hecho de que cualquier cosa puede suceder y\u00a0<\/span><span data-contrast=\"auto\">un plan en su lugar\u00a0<\/span><span data-contrast=\"auto\">es de suma importancia.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">&quot;<\/span><span data-contrast=\"auto\">Nosotros en TMC somos\u00a0<\/span><span data-contrast=\"auto\">dedicado a\u00a0<\/span><span data-contrast=\"auto\">educar a los propietarios de peque\u00f1as empresas sobre la\u00a0<\/span><a href=\"https:\/\/www.tmcfinancing.com\/es\/sba-504-loans\/\"><span data-contrast=\"none\">Programa de Financiamiento de Bienes Ra\u00edces Comerciales 504 de la Administraci\u00f3n de Peque\u00f1as Empresas (SBA)<\/span><\/a><span data-contrast=\"auto\">\u00a0y\u00a0<\/span><span data-contrast=\"auto\">los beneficios que les ofrece a ellos y a su negocio<\/span><span data-contrast=\"auto\">&quot;, Explica\u00a0<\/span><a href=\"https:\/\/www.tmcfinancing.com\/es\/about\/leadership\/barbara-morrison-tmc\/\"><span data-contrast=\"none\">Barbara Morrison<\/span><\/a><span data-contrast=\"auto\">, fundador y presidente de TMC Financing. &quot;<\/span><span data-contrast=\"auto\">Somos defensores de los propietarios de peque\u00f1as empresas.\u00a0<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">Queremos verlos triunfar y creer que\u00a0<\/span><a href=\"https:\/\/www.tmcfinancing.com\/es\/own-your-own-building\/\"><span data-contrast=\"none\">comprar un edificio<\/span><\/a><span data-contrast=\"auto\">\u00a0en lugar de estar a merced de un propietario es clave para la longevidad &quot;.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Beneficios del programa SBA 504\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">El pago inicial del 10 por ciento y\u00a0<\/span><a href=\"https:\/\/www.tmcfinancing.com\/es\/sba-504-rates\/\"><span data-contrast=\"none\">tasa fija a 25 a\u00f1os por debajo del mercado<\/span><\/a><span data-contrast=\"auto\">\u00a0son los principales atractivos de la\u00a0<\/span><span data-contrast=\"auto\">SBA 504 P<\/span><span data-contrast=\"auto\">rogram. Los due\u00f1os de negocios pueden ganar estabilidad comprando un edificio para su negocio mientras retienen un valioso capital de trabajo gracias al\u00a0<\/span><span data-contrast=\"auto\">Bajo abajo<\/span><span data-contrast=\"auto\">\u00a0pago y<\/span><span data-contrast=\"auto\">\u00a0por debajo del mercado<\/span><span data-contrast=\"auto\">\u00a0tasa de inter\u00e9s.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Sin embargo, un<\/span><span data-contrast=\"auto\">\u00a0nuevos beneficios, menos comentados, han salido a la luz con los acontecimientos recientes.<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">Cuando tiene un pr\u00e9stamo de la SBA\u00a0<\/span><span data-contrast=\"auto\">y<\/span><span data-contrast=\"auto\">\u00a0golpe de desastre: la SBA lo respalda.<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Tras la pandemia de coronavirus y el cierre forzoso de\u00a0<\/span><span data-contrast=\"auto\">La mayor\u00eda de<\/span><span data-contrast=\"auto\">\u00a0Las peque\u00f1as empresas de Estados Unidos, la\u00a0<\/span><span data-contrast=\"auto\">SBA intervino y dio a todos los negocios<\/span><span data-contrast=\"auto\">es\u00a0<\/span><span data-contrast=\"auto\">con deuda de la SBA\u00a0<\/span><span data-contrast=\"auto\">seis meses<\/span><span data-contrast=\"auto\">\u00a0de condonaci\u00f3n de deudas, sin preguntas.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">La\u00a0<\/span><\/b><b><span data-contrast=\"auto\">Pr\u00e9stamo de refinanciamiento SBA 504 salva a Wildwood Inn del cierre permanente<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\"><img loading=\"lazy\" decoding=\"async\" class=\"size-thumbnail wp-image-14776 alignleft\" src=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/09\/Wildwood-Front-2-Trees-1-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" srcset=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/09\/Wildwood-Front-2-Trees-1-150x150.jpg 150w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/09\/Wildwood-Front-2-Trees-1-50x50.jpg 50w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/>Mahoma\u00a0<\/span><span data-contrast=\"auto\">Khattak<\/span><span data-contrast=\"auto\">\u00a0es el due\u00f1o de\u00a0<\/span><a href=\"https:\/\/www.tmcfinancing.com\/es\/refinance-wildwood-inn\/\"><span data-contrast=\"none\">Wildwood Inn<\/span><\/a><span data-contrast=\"auto\">, un hotel ubicado en un pintoresco pueblo tur\u00edstico en Twain Harte, California. Antes del cierre en todo el estado, este encantador hotel brindaba la estad\u00eda perfecta para turistas y viajeros de negocios que deseaban estar rodeados de la tranquilidad de la naturaleza.<\/span><span data-contrast=\"auto\">\u00a0\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">A<\/span><span data-contrast=\"auto\">de acuerdo con\u00a0<\/span><span data-contrast=\"auto\">Khattak<\/span><span data-contrast=\"auto\">,\u00a0<\/span><span data-contrast=\"auto\">refinanciar u<\/span><span data-contrast=\"auto\">cantar\u00a0<\/span><span data-contrast=\"auto\">el programa SBA 504 es un gran<\/span><span data-contrast=\"auto\">\u00a0raz\u00f3n de su negocio hotelero\u00a0<\/span><span data-contrast=\"auto\">posee<\/span><span data-contrast=\"auto\">\u00a0permanecer<\/span><span data-contrast=\"auto\">ed<\/span><span data-contrast=\"auto\">\u00a0a flote\u00a0<\/span><span data-contrast=\"auto\">durante<\/span><span data-contrast=\"auto\">\u00a0la crisis del COVID-19.\u00a0\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">&quot;<\/span><a href=\"https:\/\/www.wildwoodinn.com\/\"><span data-contrast=\"none\">Wildwood Inn<\/span><\/a><span data-contrast=\"auto\">\u00a0tuvo que cerrar por completo durante 3 meses &quot;,\u00a0<\/span><span data-contrast=\"auto\">Khattak<\/span><span data-contrast=\"auto\">\u00a0explicado. \u201cMi negocio estaba en problemas. Fue realmente un momento aterrador.<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">Luego recibimos la noticia de que la SBA proporcionar\u00eda 6 meses de condonaci\u00f3n de la deuda de nuestro pr\u00e9stamo 504. Estaba muy agradecido. Reasignamos esos fondos donde m\u00e1s se necesitaban: ayud\u00f3 a que mi negocio sobreviviera.<\/span><span data-contrast=\"auto\">&quot;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Adem\u00e1s de los seis meses de condonaci\u00f3n de la deuda,<\/span><b><span data-contrast=\"auto\">\u00a0<\/span><\/b><span data-contrast=\"auto\">Khattak<\/span><span data-contrast=\"auto\"> est\u00e1 ahorrando alrededor de $3,000 al mes en<\/span><span data-contrast=\"auto\">\u00a0costes de ocupaci\u00f3n desde\u00a0<\/span><a href=\"https:\/\/www.tmcfinancing.com\/es\/sba-504-loans\/refinance-commercial-mortgage-debt\/\"><span data-contrast=\"none\">refinanciaci\u00f3n<\/span><\/a><span data-contrast=\"auto\">\u00a0con un pr\u00e9stamo 504 de la SBA<\/span><span data-contrast=\"auto\">\u00a0m\u00e1s temprano\u00a0<\/span><span data-contrast=\"auto\">en el\u00a0<\/span><span data-contrast=\"auto\">a\u00f1o.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Seguridad de las hojas de pr\u00e9stamo 504 de la SBA\u00a0<\/span><\/b><b><span data-contrast=\"auto\">Sujetadores Jensen<\/span><\/b><b><span data-contrast=\"auto\">\u00a0Sentirse agradecido\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-thumbnail wp-image-14608\" src=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/07\/IMG_3356-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" srcset=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/07\/IMG_3356-150x150.jpg 150w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/07\/IMG_3356-320x320.jpg 320w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/07\/IMG_3356-50x50.jpg 50w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/07\/IMG_3356-200x200.jpg 200w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/>Ralph Jensen de\u00a0<\/span><a href=\"https:\/\/www.jensenfasteners.com\/\"><span data-contrast=\"none\">Sujetadores Jensen<\/span><\/a><span data-contrast=\"auto\">\u00a0se sent\u00eda particularmente agradecido por\u00a0<\/span><a href=\"https:\/\/www.tmcfinancing.com\/es\/sacramento-small-business-lowers-occupancy-costs-after-purchasing-their-building-with-an-sba-504-loan\/\"><span data-contrast=\"none\">utilizando el programa SBA 504<\/span><\/a><span data-contrast=\"auto\">\u00a0comprar su edificio cuando descubri\u00f3 que durante un desastre nacional como el COVID -19, la SBA\u00a0<\/span><span data-contrast=\"auto\">interviene<\/span><span data-contrast=\"auto\">.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u201cEl hecho de que la SBA intervenga en momentos sin precedentes como estos es extremadamente reconfortante y me hace a\u00fan m\u00e1s agradecido por seguir esta ruta\u201d, afirma Jensen. \u201cMe siento como el tipo m\u00e1s afortunado del mundo por la forma en que result\u00f3 todo esto. \u00a1Ser propietario de nuestro edificio es una sensaci\u00f3n incre\u00edble! Nuestro futuro es estable y la sensaci\u00f3n de seguridad que tengo sabiendo que es inmejorable \u201d.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Bench-Tek<\/span><\/b><b><span data-contrast=\"auto\">\u00a0<\/span><\/b><b><span data-contrast=\"auto\">Se da cuenta de la dedicaci\u00f3n de la SBA\u00a0<\/span><\/b><b><span data-contrast=\"auto\">muy peque\u00f1o\u00a0<\/span><\/b><b><span data-contrast=\"auto\">Negocio<\/span><\/b><b><span data-contrast=\"auto\">es<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/www.bench-tek.com\/\"><span data-contrast=\"none\">Bench-Tek<\/span><span data-contrast=\"none\">\u00a0Soluciones<\/span><\/a><span data-contrast=\"auto\">, un proveedor de w<\/span><span data-contrast=\"auto\">equipo y mobiliario de orkplace,<\/span><span data-contrast=\"auto\">\u00a0utiliz\u00f3 el Programa 504 de la SBA para escapar de su escalada\u00a0<\/span><span data-contrast=\"auto\">alquiler rentas y ganar estabilidad para su negocio. Sin embargo, cuando el\u00a0<\/span><span data-contrast=\"auto\">coronavirus<\/span><span data-contrast=\"auto\">\u00a0golpeado, se sorprendieron\u00a0<\/span><span data-contrast=\"auto\">para saber que obtendr\u00edan a\u00fan m\u00e1s beneficios de\u00a0<\/span><span data-contrast=\"auto\">asociarse con TMC Financing para obtener un pr\u00e9stamo 504.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">&quot;<\/span><span data-contrast=\"auto\">Ni siquiera tuvimos que pedir ayuda, solo nos dieron seis meses\u00a0<\/span><span data-contrast=\"auto\">sin<\/span><span data-contrast=\"auto\">\u00a0pagos de hipoteca<\/span><span data-contrast=\"auto\">,<\/span><span data-contrast=\"auto\">&quot;<\/span><span data-contrast=\"auto\">\u00a0exclama\u00a0<\/span><span data-contrast=\"auto\">Maria Castellon, propietaria de Bench-Tek<\/span><span data-contrast=\"auto\">\u00a0Soluciones<\/span><span data-contrast=\"auto\">.<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">&quot;<\/span><span data-contrast=\"auto\">La SBA se cre\u00f3 para ayudar a las peque\u00f1as empresas y han ido m\u00e1s all\u00e1 para\u00a0<\/span><span data-contrast=\"auto\">ay\u00fadanos durante este desastre &quot;.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Acerca del programa SBA 504<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Los pr\u00e9stamos SBA 504 permiten al propietario de un negocio comprar, renovar, construir o refinanciar bienes ra\u00edces comerciales con solo un<\/span><span data-contrast=\"auto\">10 por ciento<\/span><span data-contrast=\"auto\">dep\u00f3sito. Con el\u00a0<\/span><span data-contrast=\"auto\">Bajo abajo<\/span><span data-contrast=\"auto\">\u00a0pago, las empresas pueden retener un valioso capital de trabajo para que la empresa pueda seguir creciendo. Las renovaciones, el equipo, los costos de cierre y los costos indirectos se pueden financiar como parte del costo total del proyecto, y el pago inicial es solo el 10 por ciento de ese total.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">El SBA 504\u00a0<\/span><span data-contrast=\"auto\">pr\u00e9stamo<\/span><span data-contrast=\"auto\">\u00a0tiene un largo plazo de<\/span><span data-contrast=\"auto\">25 a\u00f1os y tasa de inter\u00e9s fija<\/span><span data-contrast=\"auto\">, totalmente amortizado durante la vigencia del pr\u00e9stamo, es decir, sin pagos globales. Los pagos mensuales son fijos durante la vigencia del pr\u00e9stamo, lo que brinda a los propietarios de negocios pagos asequibles que les permiten controlar los costos generales a largo plazo. La tasa de inter\u00e9s 504 de la SBA de hoy es notablemente baja<\/span><span data-contrast=\"auto\">2.4<\/span><span data-contrast=\"auto\">\u00a0por ciento<\/span><span data-contrast=\"auto\">durante 25 a\u00f1os.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Los programas SBA 504 demuestran ser los mejores\u00a0<\/span><\/b><b><span data-contrast=\"auto\">Financiaci\u00f3n\u00a0<\/span><\/b><b><span data-contrast=\"auto\">Opci\u00f3n para peque\u00f1as empresas<\/span><\/b><b><span data-contrast=\"auto\">\u00a0\u00c9xito<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Independientemente de un desastre nacional, el pr\u00e9stamo 504 de la SBA es la soluci\u00f3n de financiamiento m\u00e1s ventajosa disponible para los propietarios de peque\u00f1as empresas que buscan ser propietarios de sus propios bienes ra\u00edces.\u00a0<\/span><span data-contrast=\"auto\">Sin embargo, la pandemia de coronavirus ha arrojado luz sobre a\u00fan m\u00e1s razones para seguir la ruta de la SBA.\u00a0<\/span><span data-contrast=\"auto\">-<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">intervendr\u00e1n cuando ocurra un desastre.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">METRO<\/span><span data-contrast=\"auto\">cualquier peque\u00f1a empresa no podr\u00e1 perseverar hasta 2020, pero\u00a0<\/span><span data-contrast=\"auto\">muchos lo har\u00e1n. Y muchos\u00a0<\/span><span data-contrast=\"auto\">atributo<\/span><span data-contrast=\"auto\">\u00a0su supervivencia a\u00a0<\/span><span data-contrast=\"auto\">la<\/span><span data-contrast=\"auto\">\u00a0ayuda de la Administraci\u00f3n de Peque\u00f1as Empresas,\u00a0<\/span><span data-contrast=\"auto\">conjunto\u00a0<\/span><span data-contrast=\"auto\">por supuesto\u00a0<\/span><span data-contrast=\"auto\">con su\u00a0<\/span><span data-contrast=\"auto\">capacidad de adaptaci\u00f3n y<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">eterno<\/span><span data-contrast=\"auto\">\u00a0dedicaci\u00f3n al \u00e9xito.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p><span data-contrast=\"auto\">Hoy en d\u00eda, las peque\u00f1as empresas se han enfrentado a m\u00e1s desaf\u00edos de los que nadie podr\u00eda\u00a0<\/span><span data-contrast=\"auto\">tengo\u00a0<\/span><span data-contrast=\"auto\">predecir<\/span><span data-contrast=\"auto\">ed<\/span><span data-contrast=\"auto\">.\u00a0<\/span><span data-contrast=\"auto\">Prepararse para una pandemia no estaba en el\u00a0<\/span><span data-contrast=\"auto\">vanguardia de cualquier\u00a0<\/span><span data-contrast=\"auto\">propietario de un peque\u00f1o negocio<\/span><span data-contrast=\"auto\">la mente<\/span><span data-contrast=\"auto\">.<\/span><span data-contrast=\"auto\">\u00a0Sin embargo, se derram\u00f3<\/span><span data-contrast=\"auto\">s<\/span><span data-contrast=\"auto\">\u00a0luz sobre el hecho de que cualquier cosa puede suceder y\u00a0<\/span><span data-contrast=\"auto\">un plan en su lugar\u00a0<\/span><span data-contrast=\"auto\">es de suma importancia.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>","protected":false},"author":12,"featured_media":14791,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[141,25,178],"tags":[],"class_list":["post-14790","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education","category-news-updates","category-sba-101"],"acf":{"hide_blog_sidebar":false},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Covid-19 Highlights Another Advantage of the SBA 504 Program | TMC Financing<\/title>\n<meta name=\"description\" content=\"Following covid-19 and forced shut down of\u00a0small businesses, the\u00a0SBA allowed for 6 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