{"id":14607,"date":"2020-07-06T19:12:42","date_gmt":"2020-07-07T02:12:42","guid":{"rendered":"https:\/\/www.tmcfinancing.com\/?p=14607"},"modified":"2025-05-27T16:37:21","modified_gmt":"2025-05-27T23:37:21","slug":"sacramento-small-business-lowers-occupancy-costs-after-purchasing-their-building-with-an-sba-504-loan","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/sacramento-small-business-lowers-occupancy-costs-after-purchasing-their-building-with-an-sba-504-loan\/","title":{"rendered":"Sacramento Small Business reduce los costos de ocupaci\u00f3n despu\u00e9s de comprar su edificio con un pr\u00e9stamo 504 de la SBA"},"content":{"rendered":"
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Jensen Fasteners nunca supo que pod\u00edan permitirse comprar su edificio hasta que se introdujeron en el programa 504 de la SBA<\/h2>\n<\/div>\n<\/div>\n<\/blockquote>\n
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\nRalph Jensen, el due\u00f1o de una tienda de sujetadores de propiedad familiar, nunca so\u00f1\u00f3 que podr\u00eda permitirse comprar un edificio para su negocio. Alquil\u00f3 su propiedad durante 25 a\u00f1os antes de conocer el Programa 504 de la Administraci\u00f3n de Peque\u00f1as Empresas (SBA)<\/a> y se dio cuenta de que comprar un edificio estaba a su alcance. Al utilizar el Programa 504 de la SBA, Jensen compr\u00f3 su edificio con un financiamiento del 90 por ciento y un r\u00e9cord de tasa de inter\u00e9s baja<\/a>.<\/p>\n<\/div>\n<\/div>\n

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\u201cDe hecho, fue mi arrendador quien me inform\u00f3 que existen formas alternativas de financiar la compra de un edificio\u201d, explic\u00f3 Jenson. \u201cSomos una peque\u00f1a tienda familiar; nunca podr\u00edamos pagar el pago inicial requerido con el financiamiento convencional ".<\/p>\n

Sujetadores Jensen<\/a> se estableci\u00f3 en 1981 y se especializa en ventas minoristas e industriales y servicio de clavadoras, grapas y otros sujetadores.<\/p>\n

"Estaba conectado con Jim Azevedo<\/a> quien hizo que esto sucediera para nosotros \u201d, continu\u00f3 Jensen. "Nunca hab\u00eda comprado un edificio antes, as\u00ed que Jim entr\u00f3, tom\u00f3 las riendas y me gui\u00f3 hasta la l\u00ednea de meta".<\/p>\n

Azevedo, vicepresidente senior de TMC Financing, facilit\u00f3 el trato que permiti\u00f3 a Jensen comprar 7935 14th Avenue en Sacramento, la propiedad que hab\u00edan estado alquilando durante 25 a\u00f1os. El programa SBA 504 permiti\u00f3 a Jensen adquirir la propiedad de 9,100 pies cuadrados por $1,410,500 con solo un 10 por ciento de anticipo.<\/p>\n

\u201cJensen era un candidato perfecto para el financiamiento 504 de la SBA\u201d, afirma Azevedo. \u201cPermanecer en su propiedad actual fue clave y pudimos hacerlo realidad. Ahora tiene la tranquilidad de saber que esta ubicaci\u00f3n siempre ser\u00e1 suya. \u00a1Est\u00e1 acumulando capital y disfrutando de una hipoteca que es inferior a lo que estaba pagando en alquiler!<\/p>\n

\u201cAdem\u00e1s, el momento no podr\u00eda haber sido mejor. Jensen recibi\u00f3 una tasa de inter\u00e9s r\u00e9cord baja, que se fija por 25 a\u00f1os, y seis meses de condonaci\u00f3n de deuda bajo la Ley CARES \u201d.<\/p>\n

La Ley de Ayuda, Alivio y Seguridad Econ\u00f3mica por el Coronavirus<\/a>, tambi\u00e9n conocida como la Ley CARES, es una ley destinada a abordar las consecuencias econ\u00f3micas de la pandemia de COVID-19. Seg\u00fan \u00e9l, la SBA cubrir\u00e1 todos los pagos de pr\u00e9stamos de la SBA, incluidos el capital, los intereses y las tarifas, durante seis meses.<\/p>\n

\u201cEl hecho de que el SBA<\/a> intervenir en momentos sin precedentes como estos es extremadamente reconfortante y me hace a\u00fan m\u00e1s agradecido por seguir esta ruta \u201d, afirma Jensen. \u201cMe siento como el tipo m\u00e1s afortunado del mundo por la forma en que result\u00f3 todo esto. \u00a1Ser propietario de nuestro edificio es una sensaci\u00f3n incre\u00edble! Nuestro futuro es estable y la sensaci\u00f3n de seguridad que tengo sabiendo que es inmejorable \u201d.<\/p>\n<\/div>\n<\/div>\n

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 <\/p>\n<\/div>\n<\/div>\n

Ver comunicado de prensa completo.<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Ralph Jensen, el due\u00f1o de una tienda de sujetadores de propiedad familiar, nunca so\u00f1\u00f3 que podr\u00eda permitirse comprar un edificio para su negocio. Alquil\u00f3 su propiedad durante 25 a\u00f1os antes de que le presentaran el Programa 504 de la SBA y se diera cuenta de que comprar un edificio estaba a su alcance. Al utilizar el Programa 504 de la SBA, Jensen compr\u00f3 su edificio con un financiamiento del 90 por ciento y una tasa de inter\u00e9s r\u00e9cord.<\/p>","protected":false},"author":12,"featured_media":14608,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[161,106,6],"tags":[383,402,411,144,369,340,8292],"class_list":["post-14607","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-retail","category-sacramento","category-success-stories","tag-client-success","tag-financing","tag-real-estate","tag-retail","tag-small-business","tag-success-story","tag-tmc-clients"],"acf":{"hide_blog_sidebar":false,"related_posts":false},"yoast_head":"\nSacramento Small Business Lowers Occupancy Costs | TMC Financing<\/title>\n<meta name=\"description\" content=\"Sacramento small business lowers occupancy 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