{"id":14263,"date":"2020-05-26T09:54:17","date_gmt":"2020-05-26T16:54:17","guid":{"rendered":"https:\/\/www.tmcfinancing.com\/?p=14263"},"modified":"2021-05-10T20:30:56","modified_gmt":"2021-05-11T03:30:56","slug":"ppp-rollercoaster-ride","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/ppp-rollercoaster-ride\/","title":{"rendered":"Una carta abierta a los propietarios de peque\u00f1as empresas: Mi viaje en monta\u00f1a rusa de PPP"},"content":{"rendered":"

\"\"<\/a><\/p>\n

Muchos propietarios de peque\u00f1as empresas se han sentido frustrados por los obst\u00e1culos que encontraron al solicitar un pr\u00e9stamo del Programa de protecci\u00f3n de cheques de pago (PPP). Algunos solicitantes nunca recibieron una respuesta de sus banqueros, otros tuvieron dificultades para presentar la documentaci\u00f3n a tiempo debido a la falta de asistencia. Sin embargo, Meenu Sandhu, un empresario del sur de California estaba asombrado de que Financiamiento TMC<\/a> pudo responder a sus consultas, ayudarla en el proceso de solicitud y aprobar sus pr\u00e9stamos con tanta rapidez.<\/p>\n

TMC Financing, un prestamista de bienes ra\u00edces comerciales, originalmente ayud\u00f3 a Meenu a adquirir una propiedad para su negocio a trav\u00e9s del Programa SBA 504<\/a> en 2012. Como cliente actual, Meenu fue invitado a solicitar un pr\u00e9stamo PPP de TMC. Aunque se sent\u00eda derrotada por su experiencia de PPP con su banco, en un \u00faltimo esfuerzo, decidi\u00f3 intentarlo con TMC.<\/p>\n

As\u00ed es como se desarroll\u00f3 la historia en sus propias palabras.<\/p>\n

Estimado TMC Financing,<\/em><\/p>\n

Les escribo en medio del caos de las solicitudes de pr\u00e9stamos PPP para compartir una experiencia muy positiva.<\/em><\/p>\n

Tengo varias empresas, \u00a1un verdadero propietario de una peque\u00f1a empresa!<\/em><\/p>\n

La cantidad de frustraci\u00f3n e incertidumbre que enfrent\u00e9 en las \u00faltimas semanas es injustificable. Solicit\u00e9 un pr\u00e9stamo PPP con un banco importante el d\u00eda en que se lanz\u00f3 el programa. Sin embargo, tuve que sentarme y esperar sin respuesta, sin esperanza. Sent\u00ed como si mi solicitud hubiera sido enviada a un profundo agujero negro. A pesar de varios intentos, no pude conseguir que nadie contestara el tel\u00e9fono o respondiera a mis correos electr\u00f3nicos. No sab\u00eda si me faltaba el papeleo o si interpret\u00e9 correctamente las pautas de la SBA \/ PPP. Incluso llam\u00e9 al banquero de mi empresa que no ten\u00eda tiempo para m\u00ed. Sent\u00ed que estaba pidiendo atenci\u00f3n.\u00a0 <\/em><\/p>\n

Adem\u00e1s, me dijeron que evitara enviar solicitudes duplicadas a otros prestamistas. Me sent\u00ed leal a mi banco y a nuestra relaci\u00f3n de larga data, as\u00ed que me qued\u00e9 al margen y segu\u00ed esperando. Luego me enter\u00e9 de que el mismo banco en el que confiaba, ayud\u00f3 primero a las empresas m\u00e1s grandes y se qued\u00f3 sin fondos antes de que me aprobara. Me sent\u00ed tan ignorante e impotente sin nadie a quien acudir. \u00a0<\/em><\/p>\n

Despu\u00e9s de hablar con una docena de due\u00f1os de negocios, encontr\u00e9 el valor para solicitar nuevamente a trav\u00e9s de un banco diferente. Esta vez, recib\u00ed los documentos del pr\u00e9stamo y por un momento me emocion\u00e9. Sin embargo, mi optimismo no dur\u00f3 mucho. Nunca recib\u00ed m\u00e1s confirmaci\u00f3n. Me encontr\u00e9 de nuevo donde estaba durante mi intento inicial: preocupado y desesperado.<\/em><\/p>\n

Luego, para mi sorpresa, recib\u00ed un correo electr\u00f3nico el viernes 24 de abril.th<\/sup>, a las 2:30 pm de una fuente confiable: TMC Financing. TMC me ayud\u00f3 con mi primer pr\u00e9stamo de la SBA, \u00a1as\u00ed que me emocion\u00f3 saber que estaba aceptando solicitudes de PPP! Reun\u00ed la fuerza suficiente para aplicar UNA VEZ M\u00c1S.\u00a0 <\/em><\/p>\n

Una vez que envi\u00e9 mi solicitud, envi\u00e9 un correo electr\u00f3nico al equipo de PPP de TMC preguntando si faltaba algo. Pens\u00e9, \u00bftal vez ser\u00edan lo suficientemente amables como para preocuparse y dar una respuesta?<\/em><\/p>\n

\u00a1De repente, recibo un correo electr\u00f3nico a las 10:15 pm del s\u00e1bado por la noche! El correo electr\u00f3nico confirm\u00f3 que TMC revisar\u00e1 mi solicitud e incluy\u00f3 un cronograma aproximado para la aprobaci\u00f3n del pr\u00e9stamo.\u00a0 <\/em><\/strong><\/p>\n

Mi primer pensamiento fue wow, alguien est\u00e1 respondiendo el fin de semana; estaba muy agradecido. \u00a0<\/em><\/p>\n

Ahora es domingo. Estoy preocupado porque muchos medios informativos informaron que se esperaba financiaci\u00f3n de APP <\/em>que se agote el lunes. Recuerdo haber pensado, oh no, llegu\u00e9 demasiado tarde. Desesperado, le envi\u00e9 un correo electr\u00f3nico a TMC, sin esperar nunca recibir una respuesta. Pregunt\u00e9 si pod\u00eda solicitar m\u00e1s pr\u00e9stamos PPP para ayudar a mis otras empresas. <\/em><\/p>\n

Para mi sorpresa, recib\u00ed la confirmaci\u00f3n. <\/em>y envi\u00e9 r\u00e1pidamente los documentos necesarios de inmediato. \u00a1Al d\u00eda siguiente, pude llamar a TMC y hablar con una persona en vivo! La experiencia fue abrumadoramente hermosa, profesional y \u00fatil en todos los aspectos.<\/em><\/p>\n

Quiero AGRADECER a TMC y a personas como Hunter Secrest, Grace, Bri, Staci, Kurt, la mujer que contesta el tel\u00e9fono y la mujer que respondi\u00f3 a mi primer n\u00famero el viernes a las 4 pm: Amanda Near.<\/em><\/p>\n

El profesionalismo y el seguimiento constante de TMC me ayudaron a asegurar los fondos que necesitaba para pagar a mi personal durante este momento dif\u00edcil. No podr\u00eda estar m\u00e1s agradecido.\u00a0 <\/em><\/p>\n

Saludos cordiales,
\n<\/em>Meenu Sandhu<\/em><\/p>\n

A trav\u00e9s de la financiaci\u00f3n de PPP, Meenu pudo continuar proporcionando cheques de pago al personal empleado en sus estaciones de servicio, tiendas de conveniencia e incluso su reci\u00e9n fundada organizaci\u00f3n sin fines de lucro educativa, Academia de Ciencias para Todos<\/a>.<\/p>\n

Gracias Meenu por escribir una carta tan amable. Estamos muy contentos de que TMC pueda apoyarlo a usted y a muchas otras peque\u00f1as empresas locales durante este tiempo de crisis.<\/p>","protected":false},"excerpt":{"rendered":"

Many small business owners have been frustrated by the obstacles they encountered when applying for a Paycheck Protection Program (PPP) loan. However, Meenu Sandhu, a southern California entrepreneur was astonished that Financiamiento TMC<\/a> pudo responder a sus consultas, ayudarla en el proceso de solicitud y aprobar sus pr\u00e9stamos con tanta rapidez.<\/p>","protected":false},"author":29,"featured_media":14271,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[25,205,6],"tags":[7602,7997,7995,7996,369,340],"class_list":["post-14263","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-updates","category-southern-california","category-success-stories","tag-covid-19","tag-paycheck-protection-program","tag-ppp-funds","tag-ppp-loans","tag-small-business","tag-success-story"],"acf":{"hide_blog_sidebar":true},"yoast_head":"\nAn Open Letter to Small Business Owners: My PPP Rollercoaster Ride | TMC Financing<\/title>\n<meta name=\"description\" content=\"Many small business owners have been frustrated by the obstacles they encountered when applying for a Paycheck Protection Program (PPP) loan. However, Meenu Sandhu, a southern California entrepreneur was astonished that TMC Financing was able to respond to her inquiries, help her through the application process, and approve her loans so quickly.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.tmcfinancing.com\/es\/ppp-rollercoaster-ride\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"An Open Letter to Small Business Owners: My PPP Rollercoaster Ride\" \/>\n<meta property=\"og:description\" content=\"Many small business owners have been frustrated by the obstacles they encountered when applying for a Paycheck Protection Program (PPP) loan. However, Meenu Sandhu, a southern California entrepreneur was astonished that TMC Financing was able to respond to her inquiries, help her through the application process, and approve her loans so quickly.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tmcfinancing.com\/es\/ppp-rollercoaster-ride\/\" \/>\n<meta property=\"og:site_name\" content=\"TMC Financing\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/www.facebook.com\/pages\/TMC-Financing\/285163574849957\" \/>\n<meta property=\"article:published_time\" content=\"2020-05-26T16:54:17+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-05-11T03:30:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/05\/Woman-writing-letter-scaled.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1706\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Amanda Near\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@TMCFinance\" \/>\n<meta name=\"twitter:site\" content=\"@TMCFinance\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Amanda Near\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutos\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"An Open Letter to Small Business Owners: My PPP Rollercoaster Ride | TMC Financing","description":"Many small business owners have been frustrated by the obstacles they encountered when applying for a Paycheck Protection Program (PPP) loan. However, Meenu Sandhu, a southern California entrepreneur was astonished that TMC Financing was able to respond to her inquiries, help her through the application process, and approve her loans so quickly.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.tmcfinancing.com\/es\/ppp-rollercoaster-ride\/","og_locale":"es_MX","og_type":"article","og_title":"An Open Letter to Small Business Owners: My PPP Rollercoaster Ride","og_description":"Many small business owners have been frustrated by the obstacles they encountered when applying for a Paycheck Protection Program (PPP) loan. However, Meenu Sandhu, a southern California entrepreneur was astonished that TMC Financing was able to respond to her inquiries, help her through the application process, and approve her loans so quickly.","og_url":"https:\/\/www.tmcfinancing.com\/es\/ppp-rollercoaster-ride\/","og_site_name":"TMC Financing","article_publisher":"http:\/\/www.facebook.com\/pages\/TMC-Financing\/285163574849957","article_published_time":"2020-05-26T16:54:17+00:00","article_modified_time":"2021-05-11T03:30:56+00:00","og_image":[{"width":2560,"height":1706,"url":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/05\/Woman-writing-letter-scaled.jpeg","type":"image\/jpeg"}],"author":"Amanda Near","twitter_card":"summary_large_image","twitter_creator":"@TMCFinance","twitter_site":"@TMCFinance","twitter_misc":{"Escrito por":"Amanda Near","Tiempo de lectura":"4 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.tmcfinancing.com\/ppp-rollercoaster-ride\/#article","isPartOf":{"@id":"https:\/\/www.tmcfinancing.com\/ppp-rollercoaster-ride\/"},"author":{"name":"Amanda Near","@id":"https:\/\/www.tmcfinancing.com\/#\/schema\/person\/995acddf66a67fa311e72ffbed939f5d"},"headline":"An Open Letter to Small Business Owners: My PPP Rollercoaster Ride","datePublished":"2020-05-26T16:54:17+00:00","dateModified":"2021-05-11T03:30:56+00:00","mainEntityOfPage":{"@id":"https:\/\/www.tmcfinancing.com\/ppp-rollercoaster-ride\/"},"wordCount":777,"publisher":{"@id":"https:\/\/www.tmcfinancing.com\/#organization"},"image":{"@id":"https:\/\/www.tmcfinancing.com\/ppp-rollercoaster-ride\/#primaryimage"},"thumbnailUrl":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/05\/Woman-writing-letter-scaled.jpeg","keywords":["COVID-19","Paycheck Protection Program","PPP Funds","PPP loans","small business","Success Story"],"articleSection":["News & Updates","Southern California","Success Stories"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/www.tmcfinancing.com\/ppp-rollercoaster-ride\/","url":"https:\/\/www.tmcfinancing.com\/ppp-rollercoaster-ride\/","name":"An Open Letter to Small Business Owners: My PPP Rollercoaster Ride | TMC Financing","isPartOf":{"@id":"https:\/\/www.tmcfinancing.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.tmcfinancing.com\/ppp-rollercoaster-ride\/#primaryimage"},"image":{"@id":"https:\/\/www.tmcfinancing.com\/ppp-rollercoaster-ride\/#primaryimage"},"thumbnailUrl":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/05\/Woman-writing-letter-scaled.jpeg","datePublished":"2020-05-26T16:54:17+00:00","dateModified":"2021-05-11T03:30:56+00:00","description":"Many small business owners have been frustrated by the obstacles they encountered when applying for a Paycheck Protection Program (PPP) loan. However, Meenu Sandhu, a southern California entrepreneur was astonished that TMC Financing was able to respond to her inquiries, help her through the application process, and approve her loans so quickly.","breadcrumb":{"@id":"https:\/\/www.tmcfinancing.com\/ppp-rollercoaster-ride\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.tmcfinancing.com\/ppp-rollercoaster-ride\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.tmcfinancing.com\/ppp-rollercoaster-ride\/#primaryimage","url":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/05\/Woman-writing-letter-scaled.jpeg","contentUrl":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/05\/Woman-writing-letter-scaled.jpeg","width":2560,"height":1706},{"@type":"BreadcrumbList","@id":"https:\/\/www.tmcfinancing.com\/ppp-rollercoaster-ride\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.tmcfinancing.com\/"},{"@type":"ListItem","position":2,"name":"News & Updates","item":"https:\/\/www.tmcfinancing.com\/es\/category\/news-updates\/"},{"@type":"ListItem","position":3,"name":"An Open Letter to Small Business Owners: My PPP Rollercoaster Ride"}]},{"@type":"WebSite","@id":"https:\/\/www.tmcfinancing.com\/#website","url":"https:\/\/www.tmcfinancing.com\/","name":"Financiamiento TMC","description":"Prestamista No. 1 de la SBA 504 en la naci\u00f3n","publisher":{"@id":"https:\/\/www.tmcfinancing.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.tmcfinancing.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/www.tmcfinancing.com\/#organization","name":"TMC Financing, Inc.","url":"https:\/\/www.tmcfinancing.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.tmcfinancing.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2015\/08\/logo.png","contentUrl":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2015\/08\/logo.png","width":130,"height":133,"caption":"TMC Financing, Inc."},"image":{"@id":"https:\/\/www.tmcfinancing.com\/#\/schema\/logo\/image\/"},"sameAs":["http:\/\/www.facebook.com\/pages\/TMC-Financing\/285163574849957","https:\/\/x.com\/TMCFinance","http:\/\/www.linkedin.com\/company\/57173","http:\/\/www.youtube.com\/user\/tmcfinancingTV"]},{"@type":"Person","@id":"https:\/\/www.tmcfinancing.com\/#\/schema\/person\/995acddf66a67fa311e72ffbed939f5d","name":"Amanda Near","url":"https:\/\/www.tmcfinancing.com\/es\/author\/amanda\/"}]}},"_links":{"self":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/posts\/14263","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/users\/29"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/comments?post=14263"}],"version-history":[{"count":0,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/posts\/14263\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/media\/14271"}],"wp:attachment":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/media?parent=14263"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/categories?post=14263"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/tags?post=14263"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}