{"id":12097,"date":"2020-02-05T08:38:48","date_gmt":"2020-02-05T16:38:48","guid":{"rendered":"https:\/\/www.tmcfinancing.com\/?p=12097"},"modified":"2021-05-10T20:30:49","modified_gmt":"2021-05-11T03:30:49","slug":"2020-small-business-outlook","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/2020-small-business-outlook\/","title":{"rendered":"Perspectivas para las peque\u00f1as empresas 2020"},"content":{"rendered":"<p><strong>Los due\u00f1os de negocios de California y Nevada son m\u00e1s optimistas sobre 2020 que los 5+ a\u00f1os anteriores.<\/strong><\/p>\n<p>Cada a\u00f1o, TMC Financing encuesta a nuestros clientes de peque\u00f1as empresas en California y Nevada para conocer sus perspectivas y predicciones para el pr\u00f3ximo a\u00f1o. Seg\u00fan unos 150 propietarios de peque\u00f1as empresas que participaron en la encuesta, las perspectivas son m\u00e1s optimistas que en a\u00f1os anteriores.<\/p>\n<p>Las peque\u00f1as empresas se desempe\u00f1aron mejor de lo previsto en 2019. Solo 57% pens\u00f3 que sus ingresos aumentar\u00edan en 2019, pero 68% inform\u00f3 un aumento real en sus ingresos de 2019.<\/p>\n<p>El setenta por ciento de los encuestados cree que sus ingresos aumentar\u00e1n en 2020, que es el porcentaje m\u00e1s alto que hemos visto en 10 a\u00f1os. El veintisiete por ciento predice que sus ingresos se mantendr\u00e1n igual y el tres por ciento cree que sus ingresos disminuir\u00e1n.<\/p>\n<p>Este a\u00f1o tambi\u00e9n ha aumentado la cantidad de empleados que las empresas planean contratar. El cincuenta y tres por ciento de los encuestados predice que contratar\u00edan empleados adicionales en 2020, en comparaci\u00f3n con solo el 42 por ciento en 2019. El tres por ciento predice que reducir\u00e1 su n\u00famero de empleados, que es inferior al seis por ciento en 2019. El cuarenta y cuatro por ciento no t anticipar el aumento o la disminuci\u00f3n de su fuerza laboral.<\/p>\n<p>\u201cM\u00e1s del treinta por ciento de los encuestados informaron que est\u00e1n considerando expandirse en 2020\u201d, dijo la presidenta de TMC, Barbara Morrison. \u201cEs sorprendente escuchar esto porque significa que est\u00e1n prosperando y listos para expandirse. Tambi\u00e9n es emocionante saber que aquellos que piensan en la expansi\u00f3n est\u00e1n m\u00e1s interesados en comprar que en alquilar. Comprar una propiedad es definitivamente el camino a seguir para garantizar la longevidad de su negocio y mantener estables sus costos de ocupaci\u00f3n &quot;.<\/p>\n<p>El dieciocho por ciento de los encuestados inform\u00f3 que planea refinanciar su deuda actual este a\u00f1o. La <a href=\"https:\/\/www.tmcfinancing.com\/es\/sba-504-loans\/refinance-commercial-mortgage-debt\/\">Pr\u00e9stamo de refinanciamiento SBA 504<\/a> es extremadamente beneficioso para los propietarios de peque\u00f1as empresas. Les permite refinanciar la deuda inmobiliaria comercial convencional, lo que les permite liberar capital atrapado en bienes ra\u00edces y aprovechar los atractivos t\u00e9rminos del pr\u00e9stamo 504.<\/p>\n<p>El ochenta y siete por ciento de los encuestados inform\u00f3 que el pr\u00e9stamo 504 ha ayudado a su negocio. Sue Fox, propietaria de <a href=\"http:\/\/www.grandprixcarwash.com\">Lavado de autos Grand Prix<\/a>, agradece el pr\u00e9stamo 504 ya que &quot;nos permiti\u00f3 remodelar y agregar servicios a nuestro negocio&quot;. Thomas Belcher, propietario de <a href=\"http:\/\/urdiving.com\/\">Recursos subacu\u00e1ticos, Inc<\/a> dijo que tomar posesi\u00f3n de su edificio con el pr\u00e9stamo 504 les ha permitido &quot;poner un l\u00edmite a sus gastos generales&quot;.<\/p>\n<p>En el a\u00f1o fiscal 2019, TMC Financing proporcion\u00f3 $287 millones en financiamiento SBA 504 a aproximadamente 300 propietarios de peque\u00f1as empresas en California y Nevada, un volumen que nos ubica en <a href=\"https:\/\/www.tmcfinancing.com\/es\/no-1-504-lender-in-nation\/\"><em><strong>el prestamista No. 1 de la SBA 504 en la naci\u00f3n<\/strong><\/em><\/a>.<\/p>\n<p>Los prestatarios de TMC del a\u00f1o pasado crear\u00e1n o retendr\u00e1n 2.836. trabajos.<\/p>\n<p><a href=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/02\/InfographicFor2020-1.pdf\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-12122 size-full\" src=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/02\/InfographicFor2020-1-pdf.jpg\" alt=\"\" width=\"1088\" height=\"1408\" \/><\/a><\/p>\n<p><em>La Encuesta Anual de Perspectivas de Peque\u00f1as Empresas de TMC para 2020 se realiz\u00f3 por correo electr\u00f3nico en noviembre-diciembre de 2019. El tama\u00f1o de muestra de 155 proviene de una poblaci\u00f3n total de 819 prestatarios que forman parte de la cartera de pr\u00e9stamos activa de TMC y proporciona un nivel de confianza de 95% con un margen de error de 5.77%. Los puntos de vista y las opiniones aqu\u00ed representados provienen de una colecci\u00f3n de propietarios de negocios en todo California y Nevada y no reflejan los puntos de vista de TMC Financing ni de la Administraci\u00f3n de Peque\u00f1as Empresas de EE. UU.<\/em><\/p>","protected":false},"excerpt":{"rendered":"<p>Each year, we survey our small business clients in California and Nevada to get insight on their outlook and predictions for the coming year.\u00a0 According to about 250 small business owners who participated in the survey, the outlook is more optimistic than previous years.<\/p>","protected":false},"author":12,"featured_media":12114,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[141,25,178,89],"tags":[369,308,427],"class_list":["post-12097","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education","category-news-updates","category-sba-101","category-tmc","tag-small-business","tag-small-business-outlook","tag-small-business-survey"],"acf":{"related_posts":null},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.3 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Small Business Outlook 2020 | TMC Financing Surveys their Borrowers<\/title>\n<meta name=\"description\" content=\"Each year, TMC Financing surveys our small business clients in California and Nevada to get insight on their outlook and predictions for the coming year.{:zh}Each year, TMC Financing surveys our small business clients in California and Nevada to get a pulse on their outlook and predictions for the coming year.{:es}Each year, TMC Financing surveys our small business clients in California and Nevada to get a pulse on their outlook and predictions for the coming year.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.tmcfinancing.com\/es\/2020-small-business-outlook\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta 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