{"id":11590,"date":"2019-10-15T13:01:02","date_gmt":"2019-10-15T20:01:02","guid":{"rendered":"https:\/\/www.tmcfinancing.com\/?p=11590"},"modified":"2021-05-10T20:30:45","modified_gmt":"2021-05-11T03:30:45","slug":"expand-hotel-financing-options-sba-loan","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/expand-hotel-financing-options-sba-loan\/","title":{"rendered":"Ampl\u00ede las opciones de financiaci\u00f3n de su hotel con el programa de pr\u00e9stamos 504 de la SBA"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-11594 size-full alignnone\" src=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2019\/10\/expand.png\" alt=\"\" width=\"539\" height=\"87\" srcset=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2019\/10\/expand.png 539w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2019\/10\/expand-300x48.png 300w\" sizes=\"auto, (max-width: 539px) 100vw, 539px\" \/><\/p>\n<p>Como se public\u00f3 en el <a href=\"http:\/\/associationpublications.com\/flipbooks\/chla\/2019\/SeptOct\/index.html\" target=\"_blank\" rel=\"noopener noreferrer\">Edici\u00f3n de septiembre de Noticias de Alojamiento de CH &amp; LA<\/a><\/p>\n<p>Durante los \u00faltimos 10 a\u00f1os, los hoteleros se han apresurado a reconocer y aprovechar el auge de la industria hotelera. La demanda ha ido en aumento sin signos de desaceleraci\u00f3n, lo que hace que los empresarios est\u00e9n ansiosos por unirse a la industria y los veteranos ansiosos por expandirse.<\/p>\n<p>Si bien se prev\u00e9 que la industria continuar\u00e1 floreciendo, el pico tan esperado en el mercado es inevitable. El mercado de la construcci\u00f3n hotelera se ha &quot;normalizado&quot;, seg\u00fan los analistas, lo que hace que los prestamistas sean m\u00e1s cautelosos. Sin embargo, todav\u00eda hay muchas oportunidades de crecimiento, particularmente en California. A medida que surge esta nueva normalidad, los propietarios de hoteles que buscan financiamiento para comprar, renovar o construir propiedades hoteleras encuentran en la SBA 504 una soluci\u00f3n ventajosa.<\/p>\n<h3><strong>La ventaja de SBA 504<\/strong><\/h3>\n<p>El Programa SBA 504 fue creado por la Administraci\u00f3n de Peque\u00f1as Empresas para ayudar a los propietarios de peque\u00f1as empresas a comprar activos fijos que ayudar\u00e1n a expandir su negocio. Los activos fijos incluyen bienes ra\u00edces, equipo y mobiliario; sin embargo, el pr\u00e9stamo tambi\u00e9n cubre los costos de construcci\u00f3n, renovaciones y se puede utilizar para refinanciamiento en efectivo.<\/p>\n<p>Las caracter\u00edsticas del pr\u00e9stamo 504 que son particularmente atractivas para los propietarios de hoteles incluyen:<\/p>\n<ul>\n<li>Tasas de inter\u00e9s FIJAS por debajo del mercado con pagos totalmente amortizados durante 25 a\u00f1os, sin pago global. La tasa de 25 a\u00f1os de julio es 4%.<\/li>\n<li>Tan bajo como 15% de pago inicial<\/li>\n<li>Sin proyecto m\u00e1ximo<\/li>\n<li>No se requiere garant\u00eda adicional<\/li>\n<li>Los hoteles franquiciados o independientes califican<\/li>\n<li>Versalidad de fondos. Los fondos se pueden utilizar para comprar terrenos o edificios, construir o mejorar edificios, <a href=\"https:\/\/www.tmcfinancing.com\/es\/best-equipment-financing-loans-for-small-business\/\">comprar equipo grande<\/a> y mobiliario, e incluso para <a href=\"https:\/\/www.tmcfinancing.com\/es\/refinancing-commercial-real-estate-loan-sba-504-loan\/\">refinanciar hipotecas comerciales<\/a> con retiro de efectivo.<\/li>\n<li>Apoyo de una empresa de desarrollo certificada (CDC). Un CDC, como TMC Financing, es una corporaci\u00f3n sin fines de lucro establecida para apoyar el desarrollo econ\u00f3mico en su comunidad a trav\u00e9s del Programa SBA 504. Los CDC completan la documentaci\u00f3n de la SBA y gu\u00edan al prestatario a trav\u00e9s de todo el proceso del pr\u00e9stamo. Se esfuerzan por ser los defensores del prestatario durante la vigencia del pr\u00e9stamo y son un gran recurso para el prestatario.<\/li>\n<\/ul>\n<p><strong>Historia de \u00e9xito de la SBA 504: Construcci\u00f3n desde cero<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-11593 size-full\" src=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2019\/10\/santa-cruz-hotel.jpg\" alt=\"\" width=\"874\" height=\"387\" srcset=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2019\/10\/santa-cruz-hotel.jpg 874w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2019\/10\/santa-cruz-hotel-300x133.jpg 300w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2019\/10\/santa-cruz-hotel-768x340.jpg 768w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2019\/10\/santa-cruz-hotel-400x177.jpg 400w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2019\/10\/santa-cruz-hotel-16x7.jpg 16w\" sizes=\"auto, (max-width: 874px) 100vw, 874px\" \/>Kiran y Minaxi Patel eran due\u00f1os de un peque\u00f1o hotel independiente en Santa Cruz y despu\u00e9s de 45 a\u00f1os en funcionamiento, decidieron que quer\u00edan expandir y modernizar la propiedad.<em>.<\/em> Los Patels se conectaron con TMC Financing con el deseo de construir un nuevo hotel de 60 habitaciones para reemplazar su anticuado e independiente<em>, <\/em>Hotel de 20 habitaciones. TMC pudo asegurar $15 millones en financiamiento total del proyecto para completar el proyecto, que actualmente est\u00e1 en marcha.<\/p>\n<p>Los Patel utilizaron el capital de su propiedad actual como capital inicial para raspar el antiguo hotel y est\u00e1n construyendo un nuevo hotel con bandera de \u00faltima generaci\u00f3n en su lugar.<em>.<\/em>&nbsp; Los fondos cubrir\u00e1n $11 millones en costos de construcci\u00f3n m\u00e1s cerca de $1 mill\u00f3n para accesorios y mobiliario.<\/p>\n<p>Este nuevo hotel aumentar\u00e1 enormemente la capacidad y los ingresos de Patels. Adem\u00e1s, tendr\u00e1n una tasa fija a largo plazo por debajo del mercado de la SBA.<\/p>\n<p><strong>\u00bfEs un pr\u00e9stamo 504 la opci\u00f3n correcta para usted?<\/strong><\/p>\n<p>La adquisici\u00f3n de una propiedad a trav\u00e9s de un pr\u00e9stamo SBA 504 es una forma accesible y asequible de hacer crecer su negocio hotelero y consolidar su seguridad financiera. Permite a los propietarios de hoteles invertir inteligentemente en su negocio, ya sea comprando nuevas instalaciones o mejorando las existentes. Los t\u00e9rminos del pr\u00e9stamo 504 no pueden ser superados por el financiamiento convencional, que puede llegar hasta 40%.<\/p>\n<p>Calificar para un pr\u00e9stamo 504 es m\u00e1s f\u00e1cil de lo que piensa. De hecho, la mayor\u00eda de las empresas en los EE. UU. Califican, siempre que cumplan con algunas pautas simples como una empresa privada que opera con fines de lucro. Comun\u00edquese con TMC Financing para ver si califica.<\/p>\n<p><a href=\"https:\/\/www.tmcfinancing.com\/es\/\">Financiamiento TMC<\/a> es el l\u00edder nacional en financiamiento hotelero SBA 504. Con m\u00e1s de 35 a\u00f1os de experiencia, TMC puede ayudarlo a encontrar el mejor financiamiento para usted y guiarlo a trav\u00e9s del proceso de pr\u00e9stamo 504.<\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>As posted in the September edition of CH&amp;LA&#8217;s Lodging News For the past 10 years, hoteliers have been quick to recognize and take advantage of the booming hospitality industry. Demand&#8230;<\/p>","protected":false},"author":23,"featured_media":11593,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[166,90,178],"tags":[387,415,399,150,482,369,416,378],"class_list":["post-11590","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hotel","category-sba","category-sba-101","tag-504-loans","tag-cdc-504","tag-construction","tag-hotel","tag-hotel-financing","tag-small-business","tag-small-business-financing","tag-small-business-loan"],"acf":{"related_posts":null},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.3 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Expand Your Hotel Financing Options with the SBA 504 Loan Program<\/title>\n<meta name=\"description\" content=\"Property acquisition through an SBA 504 loan is an accessible and affordable way to grow your hotel business and solidify your financial security. {:zh}CDC 504 Financing can help get construction projects off the ground with only 10 percent down payment - deserves serious consideration for new construction!{:es}CDC 504 Financing can help get construction projects off the ground with only 10 percent down payment - deserves serious consideration for new construction!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.tmcfinancing.com\/es\/expand-hotel-financing-options-sba-loan\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Expand Your Hotel Financing Options with the SBA 504 Loan Program\" \/>\n<meta property=\"og:description\" content=\"Property acquisition through an SBA 504 loan is an accessible and affordable way to grow your hotel business and solidify your financial security. {:zh}CDC 504 Financing can help get construction projects off the ground with only 10 percent down payment - deserves serious consideration for new construction!{:es}CDC 504 Financing can help get construction projects off the ground with only 10 percent down payment - deserves serious consideration for new construction!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tmcfinancing.com\/es\/expand-hotel-financing-options-sba-loan\/\" \/>\n<meta property=\"og:site_name\" content=\"TMC Financing\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/www.facebook.com\/pages\/TMC-Financing\/285163574849957\" \/>\n<meta property=\"article:published_time\" content=\"2019-10-15T20:01:02+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-05-11T03:30:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2019\/10\/santa-cruz-hotel.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"874\" \/>\n\t<meta property=\"og:image:height\" content=\"387\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Kurt Chambliss\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@TMCFinance\" \/>\n<meta name=\"twitter:site\" content=\"@TMCFinance\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kurt Chambliss\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Ampl\u00ede las opciones de financiaci\u00f3n de su hotel con el programa de pr\u00e9stamos 504 de la SBA","description":"Property acquisition through an SBA 504 loan is an accessible and affordable way to grow your hotel business and solidify your financial security. {:zh}CDC 504 Financing can help get construction projects off the ground with only 10 percent down payment - 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