{"id":11182,"date":"2019-07-24T08:58:59","date_gmt":"2019-07-24T15:58:59","guid":{"rendered":"https:\/\/www.tmcfinancing.com\/?p=11182"},"modified":"2021-05-10T20:30:40","modified_gmt":"2021-05-11T03:30:40","slug":"butterfly-gardens-la-jolla","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/butterfly-gardens-la-jolla\/","title":{"rendered":"Butterfly Gardens descubre el programa SBA 504 y logra el sue\u00f1o de ser propietario de una propiedad despu\u00e9s de arrendarla durante 10 a\u00f1os"},"content":{"rendered":"

Compra de vivienda asistida con sede en San Diego propiedad de La Jolla con un pr\u00e9stamo de la SBA administrado por TMC Financing<\/h2>\r\n\r\n\r\n\r\n
\"\"<\/figure>\r\n\r\n\r\n\r\n

TMC Financing ayud\u00f3 recientemente a Leo Espinosa, propietario de Jardines de mariposas<\/a>, asegurar m\u00e1s de $1.5 millones en financiamiento total de proyectos a trav\u00e9s del Programa de pr\u00e9stamos de bienes ra\u00edces comerciales SBA 504<\/a>. Los fondos se utilizaron para comprar un centro de vida asistida en La Jolla, California. La propiedad adquirida reemplaz\u00f3 el espacio alquilado de Butterfly Garden y les ha brindado estabilidad y tranquilidad al saber que nunca m\u00e1s tendr\u00e1n que desplazar a sus residentes.<\/p>\r\n\r\n\r\n\r\n

Tomar la decisi\u00f3n de abrir un centro de vida asistida es tanto una decisi\u00f3n comercial inteligente como un esfuerzo noble. La demanda de cuidados para personas mayores est\u00e1 aumentando a medida que los Baby Boomers pasan a la jubilaci\u00f3n. Sin embargo, el razonamiento de Espinosa para iniciar un hogar para ancianos fue completamente desinteresado.<\/p>\r\n\r\n\r\n\r\n

El primer trabajo de Espinosa fue cuidar a 40 residentes en un hogar de ancianos de 350 camas en Chicago. Siempre pens\u00f3 que deber\u00eda haber una alternativa mejor. Muchos a\u00f1os despu\u00e9s, Espinosa estaba buscando un hogar para su suegro que luchaba contra la enfermedad de Parkinson y lleg\u00f3 a esta misma conclusi\u00f3n. No pudo encontrar la atenci\u00f3n que sent\u00eda que su suegro merec\u00eda. Fue entonces cuando Espinosa y su esposa, ambos enfermeros titulados, decidieron dar un salto de fe. Crearon un hogar residencial para ancianos con todas las cualidades que quer\u00edan en una instalaci\u00f3n para su ser querido.<\/p>\r\n\r\n\r\n\r\n

\u201cEl modelo de negocio era bastante sencillo\u201d, explica Espinosa. "Encuentre una propiedad con el mejor plano de planta para acomodar a nuestras personas mayores, enf\u00f3quese en la comodidad y la dignidad, y contrate trabajadores que realmente se preocupen".<\/p>\r\n\r\n\r\n\r\n

El funcionamiento de la instalaci\u00f3n de vida asistida para seis personas fue algo natural para el equipo de marido y mujer, sin embargo, cerrar una propiedad segura para la casa fue un desaf\u00edo. Aunque Espinosa sab\u00eda que ser propietario de una propiedad ser\u00eda mejor para su negocio, se sinti\u00f3 "atrapado" en el arrendamiento durante m\u00e1s de 10 a\u00f1os. En un momento, la propiedad que Espinosa estaba arrendando sali\u00f3 al mercado. Espinosa quer\u00eda comprar el edificio, pero lamentablemente no pudo asegurar el financiamiento adecuado para sellar el trato. Terminaron teniendo que trasladar a sus residentes a otra instalaci\u00f3n alquilada.<\/p>\r\n\r\n\r\n\r\n

\u201cLa reubicaci\u00f3n de los ancianos fr\u00e1giles afecta a todos. El primer d\u00eda que nos mudamos a nuestro nuevo lugar, me dediqu\u00e9 a encontrar la manera de ser due\u00f1o del edificio. Lo crea o no, me tom\u00f3 casi cuatro a\u00f1os encontrar TMC Financing. Las instituciones con las que trabajaba no conoc\u00edan el Programa 504 de la SBA y ofrec\u00edan condiciones fuera de mi alcance.<\/p>\r\n\r\n\r\n\r\n

"Cuando habl\u00e9 con Jennifer Davis<\/a> con TMC, sab\u00eda exactamente cu\u00e1les eran nuestras necesidades \u201d, contin\u00faa Espinosa. \u201cSab\u00edamos que ella era la respuesta que est\u00e1bamos buscando y que har\u00eda nuestro sue\u00f1o realidad. Me imagino que el consuelo y el alivio que sent\u00ed fue muy parecido a c\u00f3mo se sienten nuestros residentes despu\u00e9s de ser arrojados de sus hogares a los asilos de ancianos a la sala de emergencias y viceversa. Sent\u00ed que sal\u00ed de un v\u00f3rtice ".<\/p>\r\n\r\n\r\n\r\n

Davis pudo asegurar el financiamiento que le permiti\u00f3 a Espinosa comprar una instalaci\u00f3n de vida asistida de 2,746 pies cuadrados ubicada en 5557 Soledad Mountain Road en La Jolla, California. Espinosa compr\u00f3 la propiedad $1.5 millones con solo un pago inicial del 15 por ciento y un tasa de inter\u00e9s por debajo del mercado<\/a> fijo por 25 a\u00f1os.<\/p>\r\n\r\n\r\n\r\n

\u201cEl pr\u00e9stamo 504 de la SBA fue la soluci\u00f3n financiera perfecta para Leo y Butterfly Gardens\u201d, afirma Davis. \u201cMuchos bancos se muestran reacios a otorgar pr\u00e9stamos a propiedades de prop\u00f3sito especial<\/a> como instalaciones de cuidado residencial y habr\u00eda requerido un pago inicial 40%. El programa 504 abre las puertas a propietarios como Leo que no pueden pagar las condiciones de financiaci\u00f3n tradicionales.<\/p>\r\n\r\n\r\n\r\n

\u201cNo solo los propietarios se benefician con un mejor retorno de su inversi\u00f3n, sino que toda la comunidad se beneficia de un mayor acceso a los servicios. Adem\u00e1s, la estabilidad es vital para la industria de la vida asistida ".<\/p>\r\n\r\n\r\n\r\n

\u201cLa compra de este edificio nos ha permitido continuar nuestra misi\u00f3n de brindar atenci\u00f3n de calidad para personas mayores en La Jolla y ha permitido el empleo continuo de nuestro trabajador personal\u201d, dijo Espinosa. "Estamos muy agradecidos con TMC y el resto del equipo que hizo esto posible".<\/p>\r\n\r\n\r\n

\r\n\r\n\r\n

 <\/p>","protected":false},"excerpt":{"rendered":"

TMC Financing ayud\u00f3 recientemente a Leo Espinosa, propietario de Jardines de mariposas<\/a>, secure over $1.5 million in total project financing to purchase an assisted living facility in La Jolla, California. The acquired property replaced Butterfly Garden\u2019s leased space and has given them peace of mind knowing that they will never have to displace their residents ever again.\u00a0<\/p>","protected":false},"author":12,"featured_media":11185,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[93,191,6],"tags":[387,154,402,451,344,369],"class_list":["post-11182","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assisted-living","category-san-diego","category-success-stories","tag-504-loans","tag-assisted-living","tag-financing","tag-san-diego","tag-sba-loans","tag-small-business"],"acf":{"related_posts":null},"yoast_head":"\nButterfly Gardens Discovers SBA 504 Program and Achieves Dream<\/title>\n<meta name=\"description\" content=\"San Diego-based assisted living home purchases La Jolla 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