{"id":10860,"date":"2019-04-11T14:47:53","date_gmt":"2019-04-11T21:47:53","guid":{"rendered":"https:\/\/www.tmcfinancing.com\/?p=10860"},"modified":"2021-05-10T20:30:35","modified_gmt":"2021-05-11T03:30:35","slug":"baystreet-research-oakland","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/baystreet-research-oakland\/","title":{"rendered":"De inquilino a propietario: BayStreet Research disfruta de menores costos de ocupaci\u00f3n despu\u00e9s de comprar el edificio de Oakland con el pr\u00e9stamo 504 de la SBA"},"content":{"rendered":"

\"\"<\/a><\/p>\n

TMC Financing ayud\u00f3 recientemente a Cliff Maldonado, propietario de BayStreet Research, a obtener financiamiento de bienes ra\u00edces a trav\u00e9s del programa de pr\u00e9stamos SBA 504. Los fondos se utilizaron para comprar un edificio de 2,399 pies cuadrados en Oakland, CA para reemplazar su espacio arrendado cada vez m\u00e1s caro en San Francisco.<\/p>\n

BayStreet Research (BSR)<\/a> es una empresa de an\u00e1lisis m\u00f3vil que ofrece investigaciones oportunas sobre los mercados de tel\u00e9fonos inteligentes, tabletas y relojes inteligentes de EE. UU. BSR recopila y mantiene una base de datos de primer nivel de datos de venta directa y tendencias minoristas de dispositivos m\u00f3viles. A trav\u00e9s de esta refinada base de datos, brindan a sus clientes y socios conocimientos, informes e inteligencia competitiva \u00fanicos sobre la industria de los tel\u00e9fonos inteligentes.<\/p>\n

La mayor\u00eda de los clientes de BSR son importantes empresas de tecnolog\u00eda del \u00c1rea de la Bah\u00eda, por lo que era imperativo que BSR se mantuviera local. Con las tarifas de alquiler en San Francisco disparadas, Cliff tem\u00eda que los precios se salieran del \u00e1rea. Reconoci\u00f3 que para protegerse contra el aumento de las tarifas de alquiler de San Francisco, necesitaba comprar un edificio para albergar su negocio.<\/p>\n

\u201cNo ten\u00eda control sobre mis costos de ocupaci\u00f3n\u201d, explica Cliff. \u201cMi negocio operaba en un espacio alquilado desde 2005 y el alquiler aumentaba continuamente. Inicialmente, mi alquiler era de $4,000 al mes. En los \u00faltimos tres a\u00f1os, mi alquiler hab\u00eda aumentado de $8,000 a $10,000. Si me hubiera quedado en ese mismo lugar alquilado, el alquiler habr\u00eda alcanzado $14,000 por mes. Era hora de hacer algo al respecto, era hora de comprar ".<\/p>\n

Cliff necesitaba un accesible<\/em> y asequible <\/em>opci\u00f3n de financiaci\u00f3n que le permitir\u00eda adquirir una propiedad comercial en un mercado inmobiliario exigente. Afortunadamente, descubri\u00f3 el Programa 504 de la SBA.<\/p>\n

\"\"<\/a><\/p>\n

Al considerar la compra de la propiedad de Oakland, Cliff se dio cuenta de que el pago de la hipoteca para la nueva instalaci\u00f3n ser\u00eda aproximadamente $5,000 menos que su alquiler. Adem\u00e1s, los beneficios fiscales de ser propietario compensaron con creces el costo adicional de los impuestos sobre la propiedad y el seguro. Lo m\u00e1s importante es que si contin\u00faan alquilando, estar\u00edan a merced del propietario y los alquileres aumentar\u00edan constantemente. Ser propietario del edificio le da a la empresa la seguridad de una estabilidad a largo plazo en los costos de ocupaci\u00f3n.<\/p>\n

BayStreet Research no solo tiene el control total de los costos de ocupaci\u00f3n, sino que tambi\u00e9n se ha preparado para lograr la m\u00e1xima productividad y expansi\u00f3n futura. Cuando se le pregunt\u00f3 c\u00f3mo la propiedad de su edificio ha cambiado las operaciones diarias, Cliff le dijo a TMC que desde que asumi\u00f3 la propiedad de su edificio, ha visto un cambio positivo en su personal.<\/p>\n

\u201cLa moral es alta. En lugar del ajetreo y el bullicio del centro de San Francisco, hemos creado un ambiente m\u00e1s tranquilo en nuestra nueva casa de Oakland. Incluso tenemos m\u00e1s espacio que nos permitir\u00e1 contratar m\u00e1s empleados en el futuro. La presi\u00f3n arterial ha bajado y el rendimiento ha subido ".<\/p>\n

El pr\u00e9stamo 504 es administrado por una Compa\u00f1\u00eda de Desarrollo Certificada (CDC) como\u00a0Financiamiento TMC<\/a>. Un CDC es una organizaci\u00f3n sin fines de lucro creada para apoyar el desarrollo econ\u00f3mico dentro de su comunidad a trav\u00e9s del programa de pr\u00e9stamos 504 de la SBA. Los CDC gu\u00edan a los propietarios de negocios a trav\u00e9s de todo el proceso de pr\u00e9stamo y act\u00faan como defensores del propietario durante la vigencia del pr\u00e9stamo.<\/p>\n

\u201cNo puedo hablar lo suficiente sobre el equipo de TMC. Eran mis defensores y pod\u00eda confiar en ellos por completo. Mientras dirig\u00eda mi negocio, TMC me mantuvo tranquilo. Su experiencia fue fundamental y sus consejos fueron fundamentales para ayudarme a comprar mi edificio \u201d, afirma Cliff.<\/p>\n

M\u00e1s sobre el financiamiento de bienes ra\u00edces SBA 504<\/strong><\/p>\n

El programa de pr\u00e9stamos 504 de la Small Business Administration permite a los propietarios de peque\u00f1as empresas financiar bienes ra\u00edces comerciales y otros activos fijos con tasas de inter\u00e9s fijas a largo plazo por debajo del mercado. Los pr\u00e9stamos SBA 504 se pueden utilizar para financiar el costo total del proyecto, que puede incluir el precio de compra, la construcci\u00f3n \/ renovaciones, el equipo, los costos indirectos y los costos de cierre. Al permitir a los propietarios mantener su capital en funcionamiento para hacer crecer el negocio y crear puestos de trabajo, el programa 504 proporciona estabilidad a largo plazo a las empresas y las comunidades.\u00a0 Los due\u00f1os de negocios pueden confirmar que cumplen con los requisitos para un pr\u00e9stamo 504 de la SBA visitando el sitio web de TMC Financing<\/a>.<\/p>\n

Comun\u00edquese con Financiamiento de TMC<\/strong><\/p>\n

Financiamiento TMC<\/a>\u00a0es uno de los CDC de primer nivel del pa\u00eds y un prestamista certificado de primer nivel con la SBA. Si est\u00e1 pensando en comprar su propia propiedad comercial en California o Nevada, hable con uno de nuestros expertos en pr\u00e9stamos 504 locales. Independientemente de d\u00f3nde se encuentre en el proceso, TMC Financing puede guiarlo a trav\u00e9s de los siguientes pasos y ayudarlo con el proceso de precalificaci\u00f3n.<\/p>","protected":false},"excerpt":{"rendered":"

TMC Financing recently helped Cliff Maldonado, owner of BayStreet Research, secure real estate financing through the SBA 504 loan program.\u00a0 The funds were used to purchase a 2,399 square-foot building…<\/p>","protected":false},"author":29,"featured_media":10862,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[164,97,192,6],"tags":[324,320,337,369,335],"class_list":["post-10860","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-alameda","category-food","category-northern-california","category-success-stories","tag-oakland","tag-sba","tag-sba-504","tag-small-business","tag-tmc-financing"],"acf":{"related_posts":null},"yoast_head":"\nFrom Tenant to Owner: BayStreet Research Sees Decreased Occupancy Costs after Purchasing Oakland Building with SBA 504 Loan<\/title>\n<meta name=\"description\" content=\"TMC Financing recently helped Cliff Maldonado, owner of BayStreet Research, secure real estate financing through the SBA 504 loan program.\u00a0 The funds were used to purchase a 2,399 square-foot building in Oakland, CA to replace its increasingly expensive leased space in San Francisco.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.tmcfinancing.com\/es\/baystreet-research-oakland\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"From Tenant to Owner: BayStreet Research Enjoys Decreased Occupancy Costs after Purchasing Oakland Building with SBA 504 Loan\" \/>\n<meta property=\"og:description\" content=\"TMC Financing recently helped Cliff Maldonado, owner of BayStreet Research, secure real estate financing through the SBA 504 loan program.\u00a0 The funds were used to purchase a 2,399 square-foot building in Oakland, CA to replace its increasingly expensive leased space in San Francisco.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tmcfinancing.com\/es\/baystreet-research-oakland\/\" \/>\n<meta property=\"og:site_name\" content=\"TMC Financing\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/www.facebook.com\/pages\/TMC-Financing\/285163574849957\" \/>\n<meta property=\"article:published_time\" content=\"2019-04-11T21:47:53+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-05-11T03:30:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2019\/04\/Iphone-Key-scaled.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1205\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Amanda Near\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@TMCFinance\" \/>\n<meta name=\"twitter:site\" content=\"@TMCFinance\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Amanda Near\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutos\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"From Tenant to Owner: BayStreet Research Sees Decreased Occupancy Costs after Purchasing Oakland Building with SBA 504 Loan","description":"TMC Financing ayud\u00f3 recientemente a Cliff Maldonado, propietario de BayStreet Research, a obtener financiamiento de bienes ra\u00edces a trav\u00e9s del programa de pr\u00e9stamos SBA 504. 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