{"id":10188,"date":"2019-02-04T13:02:53","date_gmt":"2019-02-04T21:02:53","guid":{"rendered":"https:\/\/www.tmcfinancing.com\/?p=10188"},"modified":"2021-05-10T20:30:30","modified_gmt":"2021-05-11T03:30:30","slug":"2019-small-business-outlook","status":"publish","type":"post","link":"https:\/\/www.tmcfinancing.com\/es\/2019-small-business-outlook\/","title":{"rendered":"Perspectivas para peque\u00f1as empresas 2019"},"content":{"rendered":"<p><strong>Los due\u00f1os de negocios de California y Nevada se mantienen optimistas para 2019<\/strong><\/p>\n<p>Cada a\u00f1o, TMC Financing encuesta a nuestros clientes de peque\u00f1as empresas en California y Nevada para conocer sus perspectivas y predicciones para el pr\u00f3ximo a\u00f1o. Seg\u00fan unos 400 propietarios de peque\u00f1as empresas que participaron en la encuesta, la perspectiva es optimista en general, aunque menos que en a\u00f1os anteriores.<\/p>\n<p>El cincuenta y siete por ciento de los encuestados cre\u00eda que sus ingresos aumentar\u00edan en 2019. En los \u00faltimos dos a\u00f1os, el 62 y el 64 por ciento cre\u00edan que sus ingresos aumentar\u00edan. Cerca de 10% predijo que sus ingresos en realidad disminuir\u00edan, lo que es dos veces m\u00e1s alto que en los \u00faltimos dos a\u00f1os.<\/p>\n<p>El 59 por ciento de los encuestados vio un aumento en los ingresos en 2019, el 27 por ciento inform\u00f3 que sus ingresos se mantuvieron iguales y el 14 por ciento inform\u00f3 una disminuci\u00f3n en sus ingresos.<\/p>\n<p>Tambi\u00e9n ha bajado este a\u00f1o el n\u00famero de empleados que las empresas planean contratar. El cuarenta y dos por ciento de los encuestados predice que contratar\u00edan empleados adicionales en 2019, en comparaci\u00f3n con el 53 por ciento en 2018. El seis por ciento predice que reducir\u00e1 su n\u00famero de empleados y el 52 por ciento restante predice que su n\u00famero de empleados seguir\u00e1 siendo el mismo.<\/p>\n<p>\u201cM\u00e1s del 20 por ciento de nuestros prestatarios informaron que est\u00e1n considerando expandirse en 2019, lo cual es una noticia maravillosa\u201d, afirma la presidenta de TMC, Barbara Morrison. \u201c\u00a1Significa que est\u00e1n prosperando en su espacio y listos para expandir su alcance! Adem\u00e1s, es probable que la mayor\u00eda de las personas con planes de expansi\u00f3n compren por encima del alquiler &quot;.<\/p>\n<p>El trece por ciento de los encuestados inform\u00f3 que planea refinanciar su deuda actual este a\u00f1o. La <a href=\"https:\/\/www.tmcfinancing.com\/es\/sba-504-loans\/refinance-commercial-mortgage-debt\/\">Pr\u00e9stamo de refinanciamiento SBA 504<\/a> se introdujo en 2016 y es un programa que ha demostrado ser extremadamente \u00fatil para los propietarios de peque\u00f1as empresas. Permite a los prestatarios refinanciar pr\u00e9stamos inmobiliarios comerciales convencionales, lo que les permite liberar capital atrapado en bienes ra\u00edces y aprovechar los atractivos t\u00e9rminos del Pr\u00e9stamo 504.<\/p>\n<p>El ochenta por ciento de los encuestados inform\u00f3 que el pr\u00e9stamo 504 ha ayudado a su negocio. Mark Peterson, propietario de D&#039;Andre, Peterson &amp; Bobus LLP, est\u00e1 agradecido por el pr\u00e9stamo 504, ya que &quot;nos permiti\u00f3 tener un pago mensual predecible y estable para el bufete de abogados de forma continua&quot;.<\/p>\n<p>En el a\u00f1o fiscal 2018, TMC Financing proporcion\u00f3 $267 millones en financiamiento SBA 504 a 230 propietarios de peque\u00f1as empresas en California y Nevada. Los prestatarios de TMC del a\u00f1o pasado planean crear o retener un total de 2251 puestos de trabajo.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-10195 size-full\" src=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2019\/01\/InfographicFor2019.png\" alt=\"\" width=\"673\" height=\"950\" srcset=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2019\/01\/InfographicFor2019.png 673w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2019\/01\/InfographicFor2019-213x300.png 213w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2019\/01\/InfographicFor2019-283x400.png 283w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2019\/01\/InfographicFor2019-9x12.png 9w, https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2019\/01\/InfographicFor2019-400x565.png 400w\" sizes=\"auto, (max-width: 673px) 100vw, 673px\" \/><em>La Encuesta Anual de Perspectivas de Peque\u00f1as Empresas de TMC para 2019 se realiz\u00f3 por correo electr\u00f3nico en noviembre-diciembre de 2018. El tama\u00f1o de muestra de 387 proviene de una poblaci\u00f3n total de 2000 prestatarios que forman parte de la cartera de pr\u00e9stamos activa de TMC y proporciona un nivel de confianza de 95% con un margen de error de 5.77%. Los puntos de vista y las opiniones aqu\u00ed representados provienen de una colecci\u00f3n de propietarios de negocios en todo California y Nevada y no reflejan los puntos de vista de TMC Financing ni de la Administraci\u00f3n de Peque\u00f1as Empresas de EE. UU.<\/em><\/p>","protected":false},"excerpt":{"rendered":"<p>Each year, we survey our small business clients in California and Nevada to get a pulse on their outlook and predictions for the coming year.\u00a0 According to an estimated 400 small business owners who participated in the survey, the outlook is overall optimistic and positive.<\/p>","protected":false},"author":12,"featured_media":10195,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[141,25,178,89],"tags":[369,308,427],"class_list":["post-10188","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education","category-news-updates","category-sba-101","category-tmc","tag-small-business","tag-small-business-outlook","tag-small-business-survey"],"acf":{"related_posts":null},"yoast_head":"<!-- This site is optimized with the Yoast SEO 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