{"id":890,"date":"2015-09-07T21:53:23","date_gmt":"2015-09-08T04:53:23","guid":{"rendered":"http:\/\/tmcfinancing.wpengine.com\/?page_id=890"},"modified":"2025-11-14T18:54:21","modified_gmt":"2025-11-15T02:54:21","slug":"lease-vs-own-building","status":"publish","type":"page","link":"https:\/\/www.tmcfinancing.com\/es\/lease-vs-own-building\/","title":{"rendered":"Comparaci\u00f3n de arrendamiento vs edificio propio"},"content":{"rendered":"\r\n<h1>Lease vs. Own<\/h1>\r\n<h2><u>How to decide? <\/u><\/h2>\r\n<p>There are a number of factors to consider when deciding between leasing vs. owning:<\/p>\r\n<ul>\r\n<li><strong>Leasing<\/strong>: Lower upfront costs, but <strong>potentially higher long-term expenses<\/strong>.<\/li>\r\n<li><strong>Ownership<\/strong>: <strong>Start with just 10% down<\/strong> through the <a href=\"https:\/\/www.tmcfinancing.com\/sba-financing-for-business-owner\/\">SBA 504 Program<\/a>.<\/li>\r\n<li><strong>Monthly payments<\/strong>: Often <strong>comparable<\/strong> between leasing and owning.<\/li>\r\n<li><strong>Building Appreciation<\/strong>: Owners reap the rewards, while <strong>leasing benefits the landlord<\/strong>.<\/li>\r\n<li><strong>Utilize Space<\/strong>: Own to <strong>lease out surplus areas<\/strong> and reduce occupancy expenses.<\/li>\r\n<li><strong>Equity Building<\/strong>: Ownership translates to <strong>building retirement security<\/strong>.<\/li>\r\n<li><strong>Tax Advantages<\/strong>: Ownership offers <strong>unique tax benefits<\/strong> compared to leasing.<\/li>\r\n<\/ul>\r\n<h3>Learn More<\/h3>\r\n<p>Contact one our loan experts for a no-cost lease vs own comparison<\/p>\r\n<p><a role=\"button\" href=\"#\"> Contact a Loan Expert <\/a><\/p>\r\n<!-- [if lte IE 8]>  <![endif]-->\r\n<p><a href=\"https:\/\/www.tmcfinancing.com\/sba-504-how-to-apply\/\" target=\"_self\" rel=\"noopener\"> Pre-Qualify Today <\/a><\/p>\r\n<h2>Unified Benefits<\/h2>\r\n<p>SBA imposes no loan limits on the first mortgage or the total project size.\u00a0 The SBA loan cap is $5 million, and $5.5 million for manufacturing or energy-efficient projects &#8211; there is no limit to the number of SBA loans you can take out.\u00a0<\/p>\r\n<p>With a low 10 percent down payment, you keep your cash working in your business. And no additional collateral is required.<\/p>\r\n<p>The remainder splits between the first mortgage (commercial lender) and the second mortgage with TMC Financing, a Certified Development Company (CDC).<\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>Lease vs. Own How to decide? There are a number of factors to consider when deciding between leasing vs. owning: Leasing: Lower upfront costs, but potentially higher long-term expenses. Ownership:&#8230;<\/p>","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":5,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"class_list":["post-890","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.3 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Lease vs Own Building<\/title>\n<meta name=\"description\" content=\"Lease vs own building: it&#039;s one of the biggest decisions you face as a small business owner. Compare leasing vs. owning your own building here.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.tmcfinancing.com\/es\/lease-vs-own-building\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Lease vs Own Building Comparison\" \/>\n<meta property=\"og:description\" content=\"Lease vs own building: it&#039;s one of the biggest decisions you face as a small business owner. 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