{"id":13584,"date":"2020-04-03T10:44:26","date_gmt":"2020-04-03T17:44:26","guid":{"rendered":"https:\/\/www.tmcfinancing.com\/?page_id=13584"},"modified":"2022-11-01T07:52:21","modified_gmt":"2022-11-01T14:52:21","slug":"ppp","status":"publish","type":"page","link":"https:\/\/www.tmcfinancing.com\/es\/ppp\/","title":{"rendered":"Programa de protecci\u00f3n de cheques de pago"},"content":{"rendered":"<h1>\n\t\tLEY DE CUIDADO\n\t<\/h1>\n<h2>\n\t\t<u>Programa de protecci\u00f3n de cheques de pago<\/u>\n\t<\/h2>\n\t<p>La\u00a0<a href=\"https:\/\/www.sba.gov\/funding-programs\/loans\/coronavirus-relief-options\/paycheck-protection-program\" target=\"_blank\" rel=\"noopener noreferrer\">Paycheck\u00a0Protection\u00a0Program<\/a> (PPP) was\u00a0rolled out under the\u00a0federal government&#8217;s\u00a0CARES\u00a0ACT\u00a0on March 27th, 2021.\u00a0What made this program unique and <strong>so helpful<\/strong> for small business owners is that\u00a0PPP <em>Pr\u00e9stamos\u00a0<\/em>were able to become <em>subsidios<\/em>. This means the small business did not have to pay back the proceeds given to them to fund\u00a0payroll, employee health benefits, rent and utilities.\u00a0\u00a0Small business owners raced to participating lenders to apply to this program.<\/p>\n<h2><strong>TMC Financing was a proud provider of PPP loans to small businesses in need. <\/strong><\/h2>\n<p>Before the SBA closed the program on May 31, 2021, TMC Financing:<\/p>\n<blockquote>Administered 1,823 PPP loans<br \/>\nProvided $176,617,957 to small businesses in need, with an average loan amount of $96,883<\/blockquote>\n<h2>99% of these loans have been forgiven.<\/h2>\n<p>&nbsp;<\/p>\n\t<h3>\u00bfPreguntas?<\/h3>\n<p>Con\u00e9ctese con nuestro equipo PPP<\/p>\n<p>ppp@tmcfinancing.com<\/p>\n<p>415.655.5495<\/p>\n\t\t\t<a href=\"mailto:ppp@tmcfinancing.com\" target=\"_blank\" role=\"button\" rel=\"noopener\">\n\t\t\t\t\t\tEnv\u00edanos un correo electr\u00f3nico\n\t\t\t\t\t<\/a>\n<h3>\n\t\tPreguntas frecuentes sobre el perd\u00f3n de PPP\n\t<\/h3>\n\t\t\t\t\t<a href=\"#\" id=\"fl-accordion--label-0\" tabindex=\"0\" aria-controls=\"fl-accordion--panel-0\"> \u00bfSoy elegible para solicitar la condonaci\u00f3n de deuda de PPP?<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\" id=\"fl-accordion--icon-0\" tabindex=\"0\" aria-controls=\"fl-accordion--panel-0\"><i>Expandir<\/i><\/a>\n\t\t\t\t\t<p>Usted es elegible para presentar una solicitud si tiene:<\/p>\n<ol>\n<li>gast\u00f3 todos sus fondos, O<\/li>\n<li>alcanz\u00f3 el final de su per\u00edodo cubierto (no menos de 8 semanas y no m\u00e1s de 24 semanas despu\u00e9s de la fecha de financiamiento de su pr\u00e9stamo)<\/li>\n<\/ol>\n<p>La <strong>plazo<\/strong> <strong>Aplicar<\/strong> para el perd\u00f3n es 10 meses despu\u00e9s de que finalice su per\u00edodo cubierto.<\/p>\n\t\t\t\t\t<a href=\"#\" id=\"fl-accordion--label-1\" tabindex=\"0\" aria-controls=\"fl-accordion--panel-1\">\u00bfC\u00f3mo solicito la condonaci\u00f3n de la deuda de PPP?<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\" id=\"fl-accordion--icon-1\" tabindex=\"0\" aria-controls=\"fl-accordion--panel-1\"><i>Expandir<\/i><\/a>\n\t\t\t\t\t<p>Correo electr\u00f3nico <a href=\"mailto:ppp@tmcfinancing.com\">ppp@tmcfinancing.com<\/a> para recibir tu <strong>\u00daNICO<\/strong> enlace de la aplicaci\u00f3n. En su correo electr\u00f3nico, incluya el nombre legal de la entidad prestataria, su informaci\u00f3n de contacto y, si es posible, el n\u00famero de pr\u00e9stamo de PPP SBA.<\/p>\n\t\t\t\t\t<a href=\"#\" id=\"fl-accordion--label-2\" tabindex=\"0\" aria-controls=\"fl-accordion--panel-2\">\u00bfQu\u00e9 necesitar\u00e9 para completar mi solicitud de perd\u00f3n (en lugar de cu\u00e1l es la documentaci\u00f3n requerida para presentar la solicitud)?<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\" id=\"fl-accordion--icon-2\" tabindex=\"0\" aria-controls=\"fl-accordion--panel-2\"><i>Expandir<\/i><\/a>\n\t\t\t\t\t<p>Si su pr\u00e9stamo es inferior a $150,000, deber\u00e1 completar <a href=\"https:\/\/home.treasury.gov\/system\/files\/136\/PPP--Forgiveness-Application-and-Instructions--3508S-5.24.2021-508.pdf\">esta forma<\/a>.<\/p>\n<ul>\n<li>No se requiere documentaci\u00f3n adicional si solicita el perd\u00f3n de su <strong>primer sorteo<\/strong><\/li>\n<li>Si solicita el perd\u00f3n por su <strong>segundo sorteo<\/strong> pr\u00e9stamo, deber\u00e1 proporcionar documentaci\u00f3n que demuestre la ca\u00edda del 25% en los ingresos brutos de 2019 a 2020. Si compara a\u00f1o tras a\u00f1o, proporcione las declaraciones de impuestos. Si compara dos trimestres, puede proporcionar estados financieros auditados, como un estado de p\u00e9rdidas y ganancias.<\/li>\n<\/ul>\n<p>Si su pr\u00e9stamo es superior a $150,000, consulte las instrucciones de solicitud de la SBA a continuaci\u00f3n para obtener una gu\u00eda detallada y los documentos requeridos.<\/p>\n<p><a href=\"https:\/\/home.treasury.gov\/system\/files\/136\/PPP--Forgiveness-Applications-and-Instructions--3508EZ-5.24.2021-508.pdf\" target=\"_blank\" rel=\"noopener\">Instrucciones 3508EZ para prestatarios<\/a><\/p>\n<p><a href=\"https:\/\/home.treasury.gov\/system\/files\/136\/PPP--Forgiveness-Application-and-Instructions--3508-5.24.2021-508.pdf\" target=\"_blank\" rel=\"noopener\">3805 Instrucciones para prestatarios<\/a><\/p>\n<p>Como m\u00ednimo, la mayor\u00eda de las empresas deber\u00e1n proporcionar:<\/p>\n<ul>\n<li>Informes de n\u00f3mina que muestran a cada empleado durante todo el per\u00edodo cubierto.<\/li>\n<li>Presentaciones trimestrales de impuestos federales sobre la n\u00f3mina (formulario 941) que se superponen con el per\u00edodo cubierto<\/li>\n<li>Declaraciones estatales de impuestos sobre la n\u00f3mina trimestrales que se superponen con el per\u00edodo cubierto<\/li>\n<li>Los propietarios \u00fanicos deber\u00e1n proporcionar su declaraci\u00f3n de impuestos personal de 2019 o 2020, si no se present\u00f3 en el momento de la solicitud del pr\u00e9stamo.<\/li>\n<\/ul>\n<p><strong><u>\u00a0<\/u><\/strong><\/p>\n\t\t\t\t\t<a href=\"#\" id=\"fl-accordion--label-3\" tabindex=\"0\" aria-controls=\"fl-accordion--panel-3\">\u00bfC\u00f3mo determino mi per\u00edodo cubierto?<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\" id=\"fl-accordion--icon-3\" tabindex=\"0\" aria-controls=\"fl-accordion--panel-3\"><i>Expandir<\/i><\/a>\n\t\t\t\t\t<p>Su per\u00edodo cubierto es un per\u00edodo de <em>tu elecci\u00f3n, <\/em>durante el cual gast\u00f3 el producto del pr\u00e9stamo. Comienza en la fecha en que se financi\u00f3 su pr\u00e9stamo (preg\u00fantenos si no est\u00e1 seguro de esta fecha). No es menos de 8 semanas y no m\u00e1s de 24 semanas.<\/p>\n\t\t\t\t\t<a href=\"#\" id=\"fl-accordion--label-4\" tabindex=\"0\" aria-controls=\"fl-accordion--panel-4\">\u00bfCu\u00e1nto del pr\u00e9stamo se debe gastar en n\u00f3mina?<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\" id=\"fl-accordion--icon-4\" tabindex=\"0\" aria-controls=\"fl-accordion--panel-4\"><i>Expandir<\/i><\/a>\n\t\t\t\t\t<p>Puede verificar el saldo actual de su pr\u00e9stamo en cualquier momento consultando el Programa de amortizaci\u00f3n que le proporcionamos despu\u00e9s de que se financi\u00f3 su pr\u00e9stamo. Para solicitar otra copia del Programa de amortizaci\u00f3n, env\u00ede un correo electr\u00f3nico a servicinginfo@tmcfinancing.com<\/p>\n<p>Nota: El saldo del pr\u00e9stamo no es el mismo que el monto del pago del pr\u00e9stamo.<\/p>\n\t\t\t\t\t<a href=\"#\" id=\"fl-accordion--label-5\" tabindex=\"0\" aria-controls=\"fl-accordion--panel-5\">\u00bfExisten l\u00edmites a la compensaci\u00f3n de los empleados?<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\" id=\"fl-accordion--icon-5\" tabindex=\"0\" aria-controls=\"fl-accordion--panel-5\"><i>Expandir<\/i><\/a>\n\t\t\t\t\t<p>Si. Hay l\u00edmites para la n\u00f3mina m\u00e1xima gastada por empleado. Es $100,000 anualmente, prorrateado para el per\u00edodo cubierto. Entonces, si optara por un per\u00edodo cubierto de 10 semanas, el m\u00e1ximo que puede reclamar <em>hacia el perdon<\/em> por empleado es $19,231 ($100,000 dividido por 52 (semanas en un a\u00f1o) multiplicado por 10 (semanas en el per\u00edodo cubierto). Los propietarios-empleados (cualquier persona con propiedad) tienen un l\u00edmite de $20,833 independientemente del per\u00edodo de tiempo.<\/p>\n<p>Mantenga la pregunta &quot;\u00bfQu\u00e9 pasa si quiero revisar la informaci\u00f3n incorrecta en mi solicitud?&quot; En la parte inferior, sin cambios a eso.<\/p>\n\t\t\t<a href=\"https:\/\/www.sba.gov\/sites\/default\/files\/2020-10\/PPP -- Loan Forgiveness FAQs %28October 13%2C 2020%29.pdf\" target=\"_blank\" role=\"button\" rel=\"noopener\">\n\t\t\t\t\t\tVer las preguntas frecuentes sobre el perd\u00f3n de PPP publicadas por la SBA\n\t\t\t\t\t<\/a>","protected":false},"excerpt":{"rendered":"<p>CARES ACT Paycheck Protection Program The\u00a0Paycheck\u00a0Protection\u00a0Program (PPP) was\u00a0rolled out under the\u00a0federal government&#8217;s\u00a0CARES\u00a0ACT\u00a0on March 27th, 2021.\u00a0What made this program unique and so helpful for small business owners is that\u00a0PPP Loans\u00a0were able&#8230;<\/p>","protected":false},"author":12,"featured_media":12926,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"class_list":["post-13584","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.3 (Yoast SEO v28.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Paycheck Protection Program Information | TMC Financing<\/title>\n<meta name=\"description\" content=\"Find the latest information on the Payroll Protection Program, a loan program under the CARES Act. TMC is only taking applications from TMC clients.{:zh}This list covers fees for the 504 loan and 504 refinance loan, which are the same apart from one exception, which is noted below.{:es}This list covers fees for the 504 loan and 504 refinance loan, which are the same apart from one exception, which is noted below.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.tmcfinancing.com\/es\/ppp\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Paycheck Protection Program\" \/>\n<meta property=\"og:description\" content=\"Find the latest information on the Payroll Protection Program, a loan program under the CARES Act. TMC is only taking applications from TMC clients.{:zh}This list covers fees for the 504 loan and 504 refinance loan, which are the same apart from one exception, which is noted below.{:es}This list covers fees for the 504 loan and 504 refinance loan, which are the same apart from one exception, which is noted below.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tmcfinancing.com\/es\/ppp\/\" \/>\n<meta property=\"og:site_name\" content=\"TMC Financing\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/www.facebook.com\/pages\/TMC-Financing\/285163574849957\" \/>\n<meta property=\"article:modified_time\" content=\"2022-11-01T14:52:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/03\/AdobeStock_326922701-1-1024x351.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"351\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@TMCFinance\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutos\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Paycheck Protection Program Information | TMC Financing","description":"Find the latest information on the Payroll Protection Program, a loan program under the CARES Act. TMC is only taking applications from TMC clients.{:zh}This list covers fees for the 504 loan and 504 refinance loan, which are the same apart from one exception, which is noted below.{:es}This list covers fees for the 504 loan and 504 refinance loan, which are the same apart from one exception, which is noted below.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.tmcfinancing.com\/es\/ppp\/","og_locale":"es_MX","og_type":"article","og_title":"Paycheck Protection Program","og_description":"Find the latest information on the Payroll Protection Program, a loan program under the CARES Act. TMC is only taking applications from TMC clients.{:zh}This list covers fees for the 504 loan and 504 refinance loan, which are the same apart from one exception, which is noted below.{:es}This list covers fees for the 504 loan and 504 refinance loan, which are the same apart from one exception, which is noted below.","og_url":"https:\/\/www.tmcfinancing.com\/es\/ppp\/","og_site_name":"TMC Financing","article_publisher":"http:\/\/www.facebook.com\/pages\/TMC-Financing\/285163574849957","article_modified_time":"2022-11-01T14:52:21+00:00","og_image":[{"width":1024,"height":351,"url":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/03\/AdobeStock_326922701-1-1024x351.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_site":"@TMCFinance","twitter_misc":{"Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.tmcfinancing.com\/ppp\/","url":"https:\/\/www.tmcfinancing.com\/ppp\/","name":"Paycheck Protection Program Information | TMC Financing","isPartOf":{"@id":"https:\/\/www.tmcfinancing.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.tmcfinancing.com\/ppp\/#primaryimage"},"image":{"@id":"https:\/\/www.tmcfinancing.com\/ppp\/#primaryimage"},"thumbnailUrl":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/03\/AdobeStock_326922701-1.png","datePublished":"2020-04-03T17:44:26+00:00","dateModified":"2022-11-01T14:52:21+00:00","description":"Find the latest information on the Payroll Protection Program, a loan program under the CARES Act. TMC is only taking applications from TMC clients.{:zh}This list covers fees for the 504 loan and 504 refinance loan, which are the same apart from one exception, which is noted below.{:es}This list covers fees for the 504 loan and 504 refinance loan, which are the same apart from one exception, which is noted below.","breadcrumb":{"@id":"https:\/\/www.tmcfinancing.com\/ppp\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.tmcfinancing.com\/ppp\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.tmcfinancing.com\/ppp\/#primaryimage","url":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/03\/AdobeStock_326922701-1.png","contentUrl":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2020\/03\/AdobeStock_326922701-1.png","width":4960,"height":1700},{"@type":"BreadcrumbList","@id":"https:\/\/www.tmcfinancing.com\/ppp\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.tmcfinancing.com\/"},{"@type":"ListItem","position":2,"name":"Paycheck Protection Program"}]},{"@type":"WebSite","@id":"https:\/\/www.tmcfinancing.com\/#website","url":"https:\/\/www.tmcfinancing.com\/","name":"Financiamiento TMC","description":"Prestamista No. 1 de la SBA 504 en la naci\u00f3n","publisher":{"@id":"https:\/\/www.tmcfinancing.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.tmcfinancing.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/www.tmcfinancing.com\/#organization","name":"TMC Financing, Inc.","url":"https:\/\/www.tmcfinancing.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.tmcfinancing.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2015\/08\/logo.png","contentUrl":"https:\/\/www.tmcfinancing.com\/wp-content\/uploads\/2015\/08\/logo.png","width":130,"height":133,"caption":"TMC Financing, Inc."},"image":{"@id":"https:\/\/www.tmcfinancing.com\/#\/schema\/logo\/image\/"},"sameAs":["http:\/\/www.facebook.com\/pages\/TMC-Financing\/285163574849957","https:\/\/x.com\/TMCFinance","http:\/\/www.linkedin.com\/company\/57173","http:\/\/www.youtube.com\/user\/tmcfinancingTV"]}]}},"_links":{"self":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/pages\/13584","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/comments?post=13584"}],"version-history":[{"count":0,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/pages\/13584\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/media\/12926"}],"wp:attachment":[{"href":"https:\/\/www.tmcfinancing.com\/es\/wp-json\/wp\/v2\/media?parent=13584"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}