Why own your own building?

Own the business? Own the building.

Other than labor, occupancy costs are a business owner’s largest expense. Owning your own building is the best way to stabilize those costs and put you in control. In many communities, lease rates have increased 30 percent, 50 percent or even 75 percent over the past five years.

Owning your building means no more rising rent. Stop worrying about your landlord selling and being forced to relocate.

In addition to locking in your occupancy costs long term, owning your building will give you tax benefits, appreciation and a retirement option.

In fact, many of our borrowers have told us that owning their own building was the best retirement they never planned. The appreciation on the building when it’s sold can make a nice nest egg.

Some owners choose to take title to the building in their own names, then lease it back to their business. When they retire and sell the business, they still have lease income coming in. Either way, it’s a great way to build equity for the future or to leave a legacy.

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TMC financing has commercial real estate loan options with low down payments so you can keep your capital working to grow your business.

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Own the business? Own the building.

FlexCare Medical Staffing

FlexCare Medical Staffing

Was leasing and needed room to grow: “Our cost per square foot dropped 20%,” says CEO Travis Mannon, “and rates are so low you’d be crazy not to buy.”

AutoCrib, Inc.

AutoCrib, Inc.

Unified operations with a larger facility: “Owning is really the way to go because you get to depreciate the building in a tax-advantaged way,” says founder Stephen Pixley.

Red Rock Fertility Center
Red Rock Fertility Center

RED ROCK FERTILITY CENTER

Outgrew their leased space. “I liked the terms for an SBA combination versus just a traditional loan,” says owner Dr. Eva Littman.

Rush Creek Lodge

Rush Creek Lodge

Yosemite resort opens spring 2016: “Without the SBA piece from TMC we couldn’t have gotten this done,” says owner Lee Zimmerman.